Finanzen invest Reviews 

11,293
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

They are...improving. One cannot expect an immediate answer to the tickets if he doesn't pay a cent fee! Pros: - Zero fees as always - Gettex not that bad at all, Baader Bank manage i... See more

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Rated 3 out of 5 stars

Two hearts beat in my chest: the one beats for the easiness of trading with no fees, works excellent. The other is the lack of communication. I need an answer to a tax declaration problem. No way to... See more

Company replied

Rated 5 out of 5 stars

Very good broker. instead of 500 order volume can be decreased to 250 or less. for charts and indicator please implement like Tradingview charts to not have any dependencies with third party softwar... See more

Rated 5 out of 5 stars

This service gives an easy start into trading even with small amounts for personal use. It is backed by a realiable German bank and i never had any issues in transfering money in or out of my account.... See more

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Company details

About Finanzen invest

Written by the company

Bei Finanzen invest (ehemals finanzen.net ZERO) ist der Wertpapierhandel so günstig und einfach wie nie

Mit Finanzen invest sind über 300.000 Wertpapiere (Aktien, ETFs, Kryptowerte, Fonds, Optionsscheine, Zertifikate) sowie ETF- und Aktien-Sparpläne handelbar - ab 0 € Ordergebühren (zzgl. Spreads).

Stiftung Warentest kürt Finanzen invest (noch unter dem alten Namen finanzen.net ZERO) in Ausgabe 11/2026 zum Kostensieger in allen vier geprüften Preismodellen, wie schon 2025.

Unser Versprechen

Mehr als nur Trading zum Spitzenpreis.

Handelsplätze: gettex und Tradegate

Handle über gettex ab 0 € und Tradegate für 2 € (jeweils zzgl. Spreads) mit extralangen Börsenzeiten.

"Kostensieger" der Stiftung Warentest

Vierfacher „Kostensieger“ der Stiftung Warentest (12/2023, 11/2024, 12/2025, 11/2026), empfohlen von Finanztip und Finanzfluss.

Handeln direkt auf Finanzen.net

Kaufen und verkaufen direkt aus News, Analysen und Kurslisten. Alle Handelsfunktionen von Finanzen invest sind bei Finanzen.net integriert.

AI-Aktien-Research inklusive

Die AI-Aktienanalyse von Finanzen.net verdichtet Dutzende Premium-Datenpunkte, News und Analysten-Einschätzungen zu einem einzigartigen Report.

Deutschlands bestes Derivate-Angebot

Testsieger von DISQ und 1. Platz beim Deutschen Zertifikatepreis: Derivate von bald 8 Emittenten ab 0 € (zzgl. Spreads) handeln.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

11K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 99% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(11,293)

1,400 reviews in the last 12 months

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Rated 1 out of 5 stars

You are lying under my name

Hello, I registered using my friend's referral link, but the bonus was only paid to me—not to my friend as stated in the terms. Now, my friend is being accused of violating the referral conditions, even though I followed all the rules. This situation shows a lack of transparency and fairness. We are waiting until you will solve 200458 ticket problem. Because You are lying under my name that I broke the rules even though you paid me the bonus.

February 13, 2025
Unprompted review
Rated 1 out of 5 stars

I was recommended by a friend

I was recommended by a friend, after fulfilling all the conditions, the bonus was paid after a long wait. My friend was not paid for my invitation. Pretending that I violated the terms. But the most interesting thing is that I got it. This company has double standards. After such behavior, I doubt the transparency and honesty, because the person who recommended me is a close friend and I trusted him. When he comes across something like this, I don't trust this company anymore. We are waiting for a solution to the \\ 200458//

February 10, 2025
Unprompted review
Rated 1 out of 5 stars

Do not use this company's referral

Do not use this company's referral program. I got the impression that this company is not transparent.
I was invited by a friend, the company paid me a referral bonus. And my friend got scammed and got nothing for my referral, this company told my friend that I broke the rules even though they paid me according to the same rules. After this behavior, my friend opened a case: 200458 and we are waiting for a solution.

February 10, 2025
Unprompted review
Rated 1 out of 5 stars

I was invited using a friend invite…

I was invited using a friend invite link. I got my bonus, but finanzen zero is lying and my friend didn't get anything for my registration. They also said that I violated the rules, although they were not violated because I received a bonus under the same conditions. There is a thread 200458 about this problem and I hope they will take care of it Such behavior is non-transparent and non-communicative, lying to customers.

February 10, 2025
Unprompted review
Rated 1 out of 5 stars

Support reply after one months, no welcome bonus

I’m waiting for the welcome bonus from more than one months, the support reply to my ticket after one months and they always say that I will receive the bonus in the next two weeks. Till now I didn’t see my bonus.

Update 14.02.2025: They claim to have contacted me, but it's not true. I have an open ticket from February 4th and another one opened today. Let's see if this saga will ever end.

January 15, 2025
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Hallo Nicola, es tut uns leid, dass Du diese Erfahrung gemacht hast. Wir bitten vielmals um Entschuldigung für die Bearbeitungszeit. Unser Anspruch ist es, Kundenanfragen zeitnah zu beantworten. Daher arbeiten wir stetig am Aufbau unserer Ressourcen und der Optimierung unserer Prozesse, um dem stark angestiegenen Anfrageaufkommen gerecht zu werden. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Viele Grüße, Dein finanzen.net zero Serviceteam.

Rated 3 out of 5 stars

My experience using this company fell…

My experience using this company fell short of expectation,The customer service are unresponsive and the profit margin is low.I have noted an alternate company in my profile picture with a far off exceedingly returns. i hope my review helps someone

January 29, 2025
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Lieber Jerry, es tut uns leid, dass Du diese Erfahrung gemacht hast. Wir bitten vielmals um Entschuldigung für die in Bearbeitungszeit. Unser Anspruch ist es, Kundenanfragen zeitnah zu beantworten. Daher arbeiten wir stetig am Aufbau unserer Ressourcen und der Optimierung unserer Prozesse, um dem stark angestiegenen Anfrageaufkommen gerecht zu werden. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Viele Grüße, Dein finanzen.net zero Serviceteam.

Rated 3 out of 5 stars

I like how cheap everything is

I like how cheap everything is, but i don't like that it's impossible to turn off the advertisments they send you.

January 21, 2025
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Wir bedanken uns für Deine Rückmeldung und bedauern, dass Du ungewollte Werbung erhältst. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Mit freundlichen Grüßen, Dein finanzen.net zero Serviceteam

Rated 1 out of 5 stars

If you handle bigger amount, dont do this.

Before i created this account, i asked the support exactly the questions where i had issues after i moved my stocks to them. but none of the issues was mentioned before. behind zero there is a old none flexible bank. yes, the rates are low but the service and support also.

December 28, 2023
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Hallo, es tut uns leid, dass Du diese Erfahrung gemacht hast. Wir bitten vielmals um Entschuldigung für die lange Bearbeitungszeit. Unser Anspruch ist es, Kundenanfragen zeitnah zu beantworten. Daher arbeiten wir stetig am Aufbau unserer Ressourcen und der Optimierung unserer Prozesse, um dem stark angestiegenen Anfrageaufkommen gerecht zu werden. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Viele Grüße, Dein finanzen.net zero Serviceteam.

Rated 1 out of 5 stars

Support needs significant improvement

I've been with this broker since they started under the guise of 'gratis broker'. Although the platform and ux has generally improved, their support remains a horribly frustrating experience. When they do eventually respond, it's mostly with an unhelpful templated response. The ticket is then immediately closed, leaving no hope for a reply or follow up. The only option is to then open a new ticket and start again. For example, they just made me wait 3 weeks for any kind of reply on a ticket. Instead of replying and addressing my query, they simply closed the ticket and sent me an 'info sheet' !? (#1292987 for the representative that replies here). Earlier in the year, following another similar experience, I actually wrote a letter directly to their management highlighting the issue. Sadly they didn't reply.
As a direct result, I've started using my bank again for their trading service. I've come to value their superior support service, despite the high trading costs.
I would kindly urge Finanzen.net / zero to take heed of this and other similar feedback and invest more into their customer service.

December 8, 2024
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Wir bedanken uns für Deine Rückmeldung und bedauern, dass Du negative Erfahrungen mit unserem Kundenservice gemacht hast. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Mit freundlichen Grüßen, Dein finanzen.net zero Serviceteam

Rated 5 out of 5 stars

Good & really lowest cost

really lowest cost. Fair enough spread. Technically the site & Login is function well.
I use this Finanzen.net zero now about 1 year.
It has all basic services needed, is fast enough and reliable.
I can recommend this.

Not like this DKB where already the Login is often not function and cost also not so low in the end.

July 5, 2024
Unprompted review
Rated 3 out of 5 stars

Good and bad

Two hearts beat in my chest: the one beats for the easiness of trading with no fees, works excellent.
The other is the lack of communication. I need an answer to a tax declaration problem. No way to get anyone on the phone; only the hint to use the ticket system.
My actual ticket has been unanswered for 5 days so far. That's a shame, obviously they don't want to deal with clients personally anymore. Thumbs heavily down.

June 17, 2024
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Hallo Karin, vielen Dank für Deine Rezension und Dein Feedback. Wir bedauern, dass Du negative Erfahrungen mit unserem Kundenservice gemacht hast. Unser Anspruch ist es, Kundenanfragen zeitnah zu beantworten. Daher arbeiten wir stetig am Aufbau unserer Ressourcen und der Optimierung unserer Prozesse, um dem stark angestiegenen Anfrageaufkommen gerecht zu werden. Bzgl. Deines Steuerthemas sind wir mit Dir bereits im Ticketsystem in Kontakt. Viele Grüße Dein Finanzen.zero Serviceteam.

Rated 3 out of 5 stars

Customer service is not good

The support is not fast, takes days before you get the answer. We are trying to move the depo from Smartbroker already almost 2 month, 1/5 of papers was moved, the rest with no explanation didn't move yet, even when it is the same bank...
And another strange thing, may be somebody can explain, how can be the difference in figures between what I see in my depo and in app Aktien (on iPhone). For example iShares today +1,16% on iPhone Aktien, and +0,36% the very same time in my depo on Finanzen.net Zero? For exactly the same Aktien?

January 24, 2024
Unprompted review
Finanzen invest logo

Reply from Finanzen invest

Wir bedanken uns für Deine Rückmeldung und bedauern, dass Du negative Erfahrungen mit unserem Kundenservice gemacht hast. Leider können wir Dich anhand Deiner Bewertung nicht eindeutig zuordnen. Um Genaueres zu erfahren, haben wir Dich soeben kontaktiert und freuen uns über Deine Rückmeldung. Wir sind uns sicher, dass wir eine gemeinsame Lösung finden werden. Mit freundlichen Grüßen, Dein finanzen.net zero Serviceteam

Rated 5 out of 5 stars

A very fast and responsive service

I first tried to open an account in Trade Republic, but nothing happened after three weeks no support no money in my account. It was a tragedy I ran away from it and tried Finanzen.net zero. Here, the whole process of opening an account and having the money transferred and received in your account takes only 2 working days.
I would totally recommend their services to my colleagues/friends
Thank you Finanzen.net

November 6, 2023
Unprompted review

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