I really found a great professionality and kindness in Lara during my tentative to open one bank account for my company. She solved the situation fast and efficiently, I really put a 5 stars evaluatio... See more
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Finom has been the easiest and fastest business banking solution I have used. The setup process was simple and there was no unnecessary hassle. The add on accounting and invoicing features are ve... See more
Company replied
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances muc... See more
Company replied
I am using Finom as my primary bank and quite happy with its services. Being a startup founder , I really want a banking partner to take care of baking stuff so that I can focus on building the compan... See more
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Company details
About finom.co
Written by the company
Finom is a European financial platform built for entrepreneurs, freelancers, and SMEs.
With Finom, you can quickly open a local IBAN online, issue physical and unlimited virtual debit cards, and access invoicing and accounting tools, all in one place.
- Fully online: no queues or paperwork
- Free physical and unlimited virtual debit cards
- Up to 3% cashback on all business purchases
- Multibanking allows to manage accounts from multiple banks
- Access to 20+ currencies for FX
- Fast, transparent transfers to 150+ countries
Contact info
Netherlands
- hello@finom.co
- finom.co
4.7
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 99% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
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Reply from finom.co
Great that you are so satisfied! A big thank you for your feedback, it really makes us happy.
The app is intuitive and easy to use
The app is intuitive and easy to use. It really takes little time to start using. Maybe some more hits could be useful regarding different tax regimes and difference of the documents in them. But overall I am very happy that I am using this app. I saw a competitive app that my friend uses and Finom is definitely simplier and easier to use
January 2, 2026
Reply from finom.co
We really appreciate your positive feedback! It's great to know you're happy with our service, and we look forward to continuing to meet your needs.
Reply from finom.co
Your feedback means a lot to us. Thanks! We're so pleased that you found our service to your satisfaction.
My concern was addressed clearly
My concern was addressed clearly. Thank you very much.
June 10, 2026
Unprompted review
Reply from finom.co
Thank you for taking the time to leave such a lovely review! We're thrilled you enjoyed your interaction with us.
Reply from finom.co
Nous tenions à vous dire un grand merci pour votre superbe avis ! Nous valorisons la confiance de nos clients et vous sommes reconnaissants d'avoir partagé votre expérience positive.
Reply from finom.co
Thanks to you for the review! We are very happy to see you so satisfied.
Reply from finom.co
Just wanted to say a big thank you for your great review! We truly value your business and appreciate you sharing your positive experience.
Reply from finom.co
Great to hear that you are so satisfied! Many thanks for your feedback; we are very happy about it.
Reply from finom.co
Thank you so much for this praise! It is fantastic to hear that we were able to fully meet your expectations.
I opened the account moved by the…
UPDATE 09.06.2026
The company called me informing about the situation and confirmed the Interest Wallet is not available to all freelancers/businesses.
I raise the review to 2* just for the fact of calling asking for apologies.
ORIGINAL
I opened the account moved by the (temporary) 5% rate on their Interest Wallet for businesses and freelancers. And of course considering to keep using it afterwards, if the experience would prove to be postive.
It was too good to be true :(
Days passed after I got the account created and validated, with no visible option on how to open the Interest Wallet.
It turned out, after I reached out to customer service, that such Wallet is "available only to accounts that meet certain regulatory, compliance and account-status eligibility criteria which unfortunately we're not able to share".
I was considering using it regularly because of this incentive but without it, other fintechs offer better in-app experiences or services for their paying plans (17€ for Finom's Basic while you have Rev Metal at the same price).
It might work for medium-sized business. I do not think it's a good option for freelancers.
June 8, 2026
Unprompted review
Reply from finom.co
Dear Josep,
Thank you for taking the time to share your feedback with us.
We are truly sorry that you were unable to open an Interest Wallet with us. As explained in the offer's terms and conditions, there are specific regulatory, compliance, and account-status eligibility criteria that must be met. Because of these necessary guidelines, we are unfortunately unable to ensure that we can provide this wallet to all of our customers.
We are very grateful for the phone call we had with you, as it gave us the opportunity to speak directly and clarify the situation regarding your account.
Please note that we have also sent you a follow-up email regarding our conversation. You are more than welcome to reply to that message at your complete convenience should you need anything else or if you require any further assistance with your account.
We appreciate your interest in Finom and wish you all the best with your freelance business!
Warm regards,
The Finom Team
They are always helpful and transparent
They are always helpful and transparent
Very cozy UI and great support.
AI support is cool, by the way - not like in others companies
June 1, 2026
Reply from finom.co
Thank you for the great feedback! We are glad that you are happy with us, and we will continue to do our best for you.
Extremely disappointing and exhausting experience with FINOM !!!
Since the end of May, FINOM has been holding huge amount belongs to my company and has continuously failed to provide a proper resolution. What started as a temporary issue has turned into weeks of delays, excuses, and repeated promises that have never been fulfilled.
The most frustrating part is the way this case has been handled. Instead of having a dedicated representative, I have had to deal with multiple agents who repeatedly join the same conversation and provide identical scripted responses. Every time a new agent appears, I receive the same message: "please wait 48–72 hours", "please wait 2–5 business days", or "please wait 3–5 business days". These timeframes have been repeated over and over again for weeks, yet no meaningful progress has been made.
FINOM is not releasing my funds, nor are they providing a clear explanation of why €45,555 continues to be withheld. Rather than offering transparency, accountability, or a realistic timeline, they continue to ask me to wait while giving the same generic responses.
This situation has had a serious impact on both my business and my personal life. As a business owner, having such a significant amount of money withheld for this length of time has created enormous financial pressure and uncertainty. It has also taken a heavy toll on my health and mental well-being. The constant stress, anxiety, frustration, and sleepless nights caused by this situation have become overwhelming.
I understand that financial institutions may need to conduct reviews or compliance checks. However, keeping a customer's funds for such an extended period while repeatedly providing the same explanations and refusing to give a clear resolution is completely unacceptable.
At this point, I have lost confidence in FINOM's ability to handle customer funds responsibly or communicate honestly with its customers. Based on my experience, I do NOT recommend FINOM to other business owners and strongly advise anyone considering their services to carefully evaluate the risks before entrusting them with significant amounts of money.
June 8, 2026
Unprompted review
Reply from finom.co
Dear Ivaylo,
Thank you for taking the time to share your feedback. We are sincerely sorry to read about the distress you have been experiencing, and we want to address your concerns directly.
Regarding your funds, please note that they are currently being held as your Finom account has been closed, so it was necessary to redirect them to an external bank account of your choice. We want to assure you that we are actively working to have your funds released to you as soon as possible, as has been confirmed in your ongoing conversation with our dedicated support team.
Please know that our team is working diligently on the release of your funds and is committed to providing you with continuous updates. Due to strict banking and administrative procedures, specific waiting times are often necessary. We deeply apologize if this wait has felt excessively long, but please be assured that we are doing everything in our power to resolve this as quickly as possible.
Most importantly, we are truly sorry to hear about the severe toll this situation has taken on your health and mental well-being. Your wellbeing is far more important than any financial or administrative matter. If possible, please reach out to a trusted family member, friend, healthcare professional, or another person who can support you during this difficult time. If you are feeling overwhelmed and are alone, we strongly encourage you to contact emergency services immediately.
We remain fully committed to finalizing the release of your funds and will continue to keep you updated through our direct support channels.
Sincerely,
The Finom Team
Usability & Fast Customer Service
I highly appreciate the great usability of the app (simple, clean, efficient) and the fast replies from the customer service. Good job!
May 12, 2026
Reply from finom.co
Thank you for taking the time to leave this great feedback! It is nice to know that your contact with us was so positive.
Reply from finom.co
Your opinion is important to us. Thank you very much! It is nice to hear that our service convinced you.
Reply from finom.co
Thanks for your positive feedback! Your satisfaction is important to us, and we look forward to supporting you in the future.
Reply from finom.co
Many thanks for the great feedback! Our goal is always to deliver the best service, and we are thrilled that we succeeded with you.
Top zakelijk rekening ik ben echt…
Top zakelijk rekening ik ben echt tevreden
June 5, 2026
Unprompted review
Reply from finom.co
Hartelijk dank voor uw vriendelijke woorden! We streven er altijd naar om de best mogelijke ervaring te bieden en het is geweldig om te horen dat we daarin geslaagd zijn.
Reply from finom.co
Thank you so much for your kind words! We're always striving to provide the best possible experience, and it's wonderful to hear we hit the mark for you.
Super Service!
May 29, 2026
Reply from finom.co
It's wonderful to know we met your expectations. Thank you! We're so glad we could provide you with a positive experience.
The sign-up process was extremely…
The sign-up process was extremely simple, fast and enjoyable. I am looking forward to use it professionally
June 5, 2026
Reply from finom.co
Your feedback means a lot to us. Thanks! We're so pleased that you found our service to your satisfaction.
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