Finotive Funding  

I’ve been trading with Finotive since October 2025 and had been performing well. I successfully withdrew $3,190 previously, so this review is not from a new or inactive user.
Last week, when I requested a $3,000 payout, my two funded $100K accounts (Account #80081519 and #80096981) were suddenly flagged for Enhanced KYC review.
I completed the KYC process, but I encountered technical issues with the verification page not loading properly. I contacted Finotive support on Discord, and James from support advised me to switch devices/browsers to complete the process. I followed that instruction, and the verification went through.
The next day, I received an email stating that my KYC failed because my IP address changed during verification. Out of the three IPs listed, my correct residential IP from Uganda was clearly included. However, Finotive chose to ignore this context and cited a breach of their Terms & Conditions due to IP changes — even though the device switch was done on support’s advice due to technical issues.
As a result:
Both $100K accounts were closed
My $3,000 payout was rejected
My Finotive account was suspended permanently
I sent a formal re-appeal email to compliance, including a video explanation showing the timeline and technical issues, but I have received no response.

This experience has been extremely disappointing — not because of KYC itself, but due to:
Being penalized for following support instructions
No discretion applied despite clear context
Complete silence from the compliance team after re-appeal
I’m posting this review hoping Finotive will finally review my case properly and respond.

I have been working with finotive funding from 7 months I am a funded trader and I am very happy with the service provided by My Finotive family 🙂🙂 how ever withdrawal are processed every Friday

Avoid Finotive Funding. I just lost my account because they decided to change the rules mid-game. As a scalper, I was managing my risk, but their sudden 0.6 lot limit on Gold for a 100K/200K account is a total insult to professional trading. Imagine holding a powerful 100K account, then suddenly being restricted to 0.6 lots. Does this lot size even make sense for a 100K account? It’s a joke! This made the trading environment extremely uncomfortable and stressful for me. This restriction made it mathematically impossible to recover my $3,600 drawdown using my strategy, forcing me into Swing trading which eventually led to losing the account. Look for firms that respect professional traders and seek a long-term partnership, instead of this company that only drives traders away. They preach Consistency but they are the ones who destroyed mine. This firm is a trap.

Very good and reliable prop firm. Payouts never delayed.

So far so good. Passed my challenge and got funded.
The spreads are tight, and the commission is low, which aligns with my strategy.

So far, I have received my first payout. I hope we continue with this trend

This prop is a very malicious scammer. I passed the challenge phase and made a profit on my funding account, but my withdrawal was denied due to some hidden rule that was not in the terms of service. My account was then closed, I could no longer sign in to the dashboard, and I was permanently banned.

I can confidently say that Finotive is a legit and professional prop firm. I have already completed 6 successful payouts, and every single one was processed correctly.
For my latest payout, I was asked to go through KYC and a live compliance call. The process was clear, transparent, and professional from start to finish. No tricks, no unnecessary pressure — just proper verification to maintain high standards.
The call went smoothly, everything was explained clearly, and my payout was approved without any issues. This only confirmed that Finotive works with serious traders and actually pays when rules are respected.
If you’re looking for a prop firm that values transparency, security, and long-term cooperation — Finotive is the real deal. Highly recommended. 💯

I’m currently trading a 100k Instant Funding account with Finotive and I’ve already received two payouts (waiting for the third).

In my experience, they offer some of the best conditions for Instant Funding: no trailing drawdown, no consistency rules, and no unnecessary restrictions. Everything is transparent and easy to follow. Support has been excellent and the Discord community is active and helpful.

Pricing is on the higher side, but frequent discounts make it more accessible. Overall, very positive experience so far.

Great support, great platform. I received my first payout of $700. I've seen other posts about this firm - there are always people saying its a scam, but i don't have such a unfortunate experience. If you stick to the rules there shouldn't be any problem.

The rules aren't cumbersome; they're compatible with the natural flow of trading and even added many positive aspects for me. The dashboard is fantastic; all the statistics are instantly available. The support team and the AI ​​on the front lines are excellent. You can instantly find answers to any rules you're unsure about. I'm very happy to have worked with this company.

They are serious and professional, I am happy trading with them.

Fast payouts, complete transparency, and excellent customer service with quick responses.
I usually request my payout on Thursday, and I receive the money on Friday.

i purchased an Instant Account from them, for my first trade i made 2% and request for payout, then they review 2days for just 1 trade, and finally only make payout. eventually i burst that account afterwards and purchased another new Instant Funding account.
This time i made 4% in 2 days, and request for a payout to breakeven my purchase price for the account, then start saying KYC issue and need enhance KYC. previously no such issue. then ask for compliance call and ask strategy those, since my strategy only risk max 1 % per time. during that call, my phone unable to share screen and i show the camera onto my desktop screen to explain my strategy. after 2 days, they sent me email saying during compliance call i am using 2 devices, so my call was failed. stop my payout, never payback my initial purchase and stop me in future.

i have friends did a multiple payout, weekly he made payout around 1.5k then no issue. In my opinion, this company if u can make 2-3k payout in few days they will start finding problem and kick u out .

P.S. during the trade time, other than the normal spread and commission roundturn, yr profit will always missing by 5-10pips per position. i even recorded the video and send them no as usual no news, saying is slippage. but those trade made during normal hours, not peak hours or news hours... and most trade will deduct 5pips ++ which is very consistent.

Bad and biiiiiiiiiig spread...scam propfirm... don't use it you will lose your money...they manipulate the prices....hidden rules they will kick you from all platform if you told him the refund.
I warning ⚠️ all users be careful and run from this scam.

My experience with Finotive Funding has been positive, especially after taking multiple payouts from them. In the prop firm industry, payouts are the real test, and that’s where Finotive has delivered consistently for me. Each payout I requested was processed in a clear and professional manner, without unnecessary delays or confusion.
What I personally like is the transparency of the payout system. The rules are clearly defined, so you know exactly when you are eligible and how the process works. That gives confidence, especially when you are managing funded accounts long term. I never felt uncertain about whether my payout would be approved once all conditions were met.
The trading conditions also remained consistent even after payouts. There was no change in execution, no sudden restrictions, and no pressure from the firm, which is something many traders worry about after withdrawing profits.
Support has been responsive whenever I had questions related to payouts or account status. Communication felt professional and respectful.
Overall, after multiple payouts, Finotive Funding has proven to me that they are focused on long term traders and sustainability rather than short term marketing. Based on my experience, they have earned my trust.

Hello I'm waiting for my 4 payout with this company, for my experience it's a good company with me I hope to receive the payout fast, I saw many bad rewiews, if you follow strictly the rules they pay with no problem for me

When I want to do my 2nd Payout, they want me to redo the KYC process and make an interview.
after interview, they say I use VPN , my IP fly to 700km away in one hour but my location still in my country, If I use VPN why I still in my country? why don't fly to another country?
Its just telecom company problem!

Now they suspend my account and reject my payout
And kick me out from DISCORD !

Please hear the advice.
Don't don't don't use this scam platform anymore!

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For Finotive Reply
1st : If you use your phone data , your IP location will fly to anywhere in your country, this is common sense, if I use VPN , why another platform didn't detect I use it ?. I still trade in funding Pips , Instant Funding, FTMO and others Prop firm platform, only FINOTIVE using this absurd reason to reject payout!
Not only me facing this happen

2nd: I've been completely honest with your team， we weren't discussing entry/exit points or trading strategies, just the current market situation. Every trader must have another trader friend, so do you expect all traders is reclusive, friendless, or even autism? You all really enjoy hearing lies?

This is an excellent company. I've withdrawn funds from them twice so far and I'm continuing to do so. I tried many other companies offering instant funding accounts and lost a lot of money. I struggled until I found this reputable company.

I would like to share my experience. My account was blocked due to KYC verification, as I could not provide proof of address in time. I am based in Iraq, where circumstances can make this process challenging, and I was given only 72 hours to submit the required document.
I had to request a bank statement from another city, as there is no branch in my location, and the bank could not provide it within the 72-hour timeframe. Unfortunately, this led to my account being blocked.
I sincerely request the company to kindly reconsider the account suspension and allow me additional time to submit a valid proof of address.

Good experience for now . But right now my acc is suspended due to im on vacation to other countries, so they trace ip address suspected someone trade for me but its not . Im hope to sttle this matter as soon as possible