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First Capital Finance Reviews 20

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TrustScore 4.5 out of 5

4.6

Finance Broker
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Company details

  1. Finance Broker
  2. Alternative Financial Service
  3. Car Finance and Loan Company
  4. Loan Agency
  5. Non-Bank Financial Service

Written by the company

First Capital Finance is here to make business funding simple, flexible, and genuinely supportive. We help businesses of every size access the finance they need — from asset and equipment funding to business loans and cashflow solutions, all tailored to their goals. What matters most to us is people. Every client gets a personal, friendly service from a team that listens, understands, and responds quickly. We believe finance shouldn’t feel complicated or stressful, so we keep the process clear, transparent, and efficient. Based in Bournemouth and serving customers across the UK, we offer the best of both worlds: access to a wide network of lenders plus the strength of our own extensive in-house funds. That means more choice, more flexibility, and faster decisions. Our mission is simple: to provide straightforward, reliable finance that helps businesses move forward with confidence. When it comes to finance, we mean business.

Contact info

Your Trusted Business Finance Partner

Apply now for Equipment Leasing, Asset Finance & Commercial Loans

4.6

Excellent

TrustScore 4.5 out of 5

20 reviews

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Rated 5 out of 5 stars

Good Communication

Good Communication, Andy is always super efficient

March 30, 2026
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Reply from First Capital Finance

Thank you for your kind feedback!

We’re really pleased to hear you had a positive experience and that Andy’s communication and efficiency stood out. We pride ourselves on keeping things clear, responsive, and hassle-free for our customers, so it’s great to know that came across.

We’ll be sure to pass your comments on to Andy—he’ll really appreciate it. If there’s ever anything else we can help with, don’t hesitate to get in touch.

Thanks again for choosing First Capital Finance!

Rated 5 out of 5 stars

Friendly and very helpful staff.

Friendly and very helpful staff.
very efficient with my finance process.

March 30, 2026
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Reply from First Capital Finance

Thank you so much for your kind words! We’re thrilled to hear that our team was able to assist you efficiently and make your finance process smooth. We truly appreciate your support and look forward to helping you again in the future!

Rated 5 out of 5 stars

Good service

I was very happy with the relationship and service of Andy Beard and the result was absolutely positive.

February 23, 2026
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Reply from First Capital Finance

Thank you Daniel for leaving a 5 STAR review for Andy, he'll be delighted.

Rated 5 out of 5 stars

No fuss

No fuss, easy process. Andy was reactive, knowledgeable and very helpful.
Outstanding service all round.

February 5, 2026
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Reply from First Capital Finance

Thanks Paul for taking the time to leave a 5 STAR review.

Rated 5 out of 5 stars

Andy was great ...

Andy was great .... as always. Responsive problem solver.

January 26, 2026
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Reply from First Capital Finance

Thank you Nigel for taking the time to leave us a 5 STAR review - much appreciated!

Rated 5 out of 5 stars

First Capital Finance

Dealt with Andy from FCD a few times now and the service is excellent. Great rates, great customer service and very efficient. Highly recommended..

December 10, 2025
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Reply from First Capital Finance

Thank you very much for the 5 STAR feedback, Paul.

Rated 5 out of 5 stars

Andrea Green excellent to deal with

Andrea Green excellent to deal with

January 10, 2026
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Reply from First Capital Finance

Thank you Peter for taking the time to leave us a 5 STAR review. We will be sure to pass on your comments to Andrea and the rest of the team.

Rated 5 out of 5 stars

Working with Paul was great he assisted…

Working with andy was great he assisted me all the way and explained everything clearly. Would highly recommend.

June 5, 2025
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Reply from First Capital Finance

Thank you for taking the time to leave us a 5 STAR review.

Rated 5 out of 5 stars

Great experience using First Capital…

Great experience using First Capital Finance!
I’ve used their services for many years and the service is always second to none.
The process is always straight forward and I highly recommend them especially Darren who is always on hand to assist with any questions I may have.

November 3, 2025
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Reply from First Capital Finance

Thank you Jordan for taking the time to leave us a 5 STAR review. We will be sure to pass on your comments to Darren and the rest of the team.

Rated 5 out of 5 stars

We’ve worked with Darren and the team…

We’ve worked with Darren and the team at
First Capital for over 20 years.
Always professional, prompt and arrange business funding to suit our needs.
Any company seeking a partner to facilitate funding requirements should contact Darren without hesitation!

January 5, 2026
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Reply from First Capital Finance

Thank you Karl for taking the time to leave us a 5 STAR review. We will be sure to pass on your comments to Darren and the team.

Rated 5 out of 5 stars

Great service

December 22, 2025
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Reply from First Capital Finance

Thank you for the 5 STAR review - we do hope you'll come back to us for finance again in the future.

Rated 5 out of 5 stars

Perfect

Perfect.
As always …. Zero fuss, clear communication and a good deal.
Thanx Andrea.

December 22, 2025
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Reply from First Capital Finance

Thank you for taking the time to leave us a 5 STAR review, we are pleased to learn you are delighted with the level of service received! We will make sure Andrea and the team are notified. Many thanks.

Rated 5 out of 5 stars

Andy from first capital finance has…

Andy from first capital finance has been great to work with over the last 6 years. Not pushy tells you if he thinks it’s a good or bad finance. Couldn’t recommend the guy more and gets you best rates.

December 11, 2025
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Reply from First Capital Finance

Thomas - thank you for taking the time to leave Andy a 5 STAR review. We will be sure to pass on your thanks to Andy and the FCF team.

Rated 5 out of 5 stars

The team at First Capital finance are a…

The team at First Capital finance are a privilege to work with. Such a professional and streamline service. They come highly recommended!

November 24, 2025
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Reply from First Capital Finance

Thank you so much for the wonderful feedback we really appreciate it.

Rated 5 out of 5 stars

Excellent Company

Easy company to deal with and good rates of interest

November 21, 2025
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Reply from First Capital Finance

Thank you for taking the time to leave us a 5 STAR review!

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