While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

If I could give a 0, I would, but you have to provide some kind of star rating to write a review. BEWARE: THIS COMPANY APPEARS TO BE FRAUDULENT. I received a tax form for 2025, yet I can't find any in... See more

Rated 1 out of 5 stars

If only I could leave negative stars. I just received a 1099-c from this company, I have never heard of this company, and I have never got a loan from them. Their email doesn't work, and their phone... See more

Rated 5 out of 5 stars

She was bubbly and had a great attitude and handled all my questions and problems quickly and decisively. Even made sure I knew what was going on and was very professional. Basically she was the best... See more

Rated 5 out of 5 stars

My experience has been wonderful LOREGIE has been a lot help. All my questions were answered, not a long waiting time. VERY FAST SERVICE. The agents are always caring and understanding and very respec... See more

Company replied

Company details

  1. Financial Institution

Written by the company

First Loan is a lender which makes personal installment loans to individuals with varying levels of credit and believes that many consumers have a credit background and alternative credit attributes that should be considered when they apply for credit. First Loan offers installment loans to help you quickly cover your expenses. It is a fast and easy way to borrow. First Loan originates personal installment loans that meet all applicable federal laws and regulations as well as the tribal law of the Elem Indian Colony of Pomo Indians, a sovereign Tribal nation, under which it was established and licensed as a tribal lender.


Contact info

3.3

Average

TrustScore 3.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

They took time explaining process to me…

They took time explaining process to me and received funds same day

March 17, 2022
First Loan logo

Reply from First Loan

Dear Lydia,

We really appreciate you taking the time to share your experience with us. Our goal is to help borrowers get the money they need, especially when other lenders won’t consider.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

It great to have loan

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. Our goal is to help borrowers get the money they need, especially when other lenders won’t consider.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

excellent customer service

Loan officer was very patient and friendly... 3 thumbs up!!

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Danielle,

We really appreciate you taking the time to share your experience with us. We at First Loan work really hard to provide our customers with an excellent customer experience. We are happy to see that this dedication has reflected in your recent experience with us.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Great customer service

Great customer service. Loved how they made sure I knew what was going on and the steps they were doing and explaining my options.

March 17, 2022
First Loan logo

Reply from First Loan

Dear Nicole,

We really appreciate you taking the time to share your experience with us. We at First Loan work really hard to provide our customers with an excellent customer experience. We are happy to see that this dedication has reflected in your recent experience with us.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Very nice and helpful

Very nice and helpful. Quick and easy to chat.

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Jamie,

We really appreciate you taking the time to share your experience with us. We at First Loan work really hard to provide our customers with an excellent customer experience. We are happy to see that this dedication has reflected in your recent experience with us.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Five Stars for Geraldine!!

Five Stars for Geraldine!!
She was able to help me through the pay off process quickly and efficiently. Polite and friendly.

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Thank you Geraldine for helping me…

Thank you Geraldine for helping me schedule to pay off my loan .

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Good

Very good and fast

March 17, 2022
First Loan logo

Reply from First Loan

Dear Customer,

We truly appreciate the time you took to write such a great review.

Thank you for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Had a great experience and customer…

Had a great experience and customer service was excellent

March 17, 2022
First Loan logo

Reply from First Loan

Dear Brenda,

Thank you so much for your kind words. We really appreciate you taking the time to share your experience with us. We count ourselves lucky for having customers like you. We look forward to working with you again in the future. Thank you for being such a great customer.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars
First Loan logo

Reply from First Loan

Dear Jack,

Thanks for the feedback!. We love sharing positive reviews with potential customers, so they can feel more confident about choosing us. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 2 out of 5 stars

It felt like I am being interrogated

It felt like I am being interrogated. The person who called my bank to verify made me embarrassed. I felt I should have never done this.

March 17, 2022
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We are sorry for any inconvenience that you've had encountered. We are verifying account information to ensure the correctness, and we have the correct account into which the funds would be deposited.
Our goal is to help borrowers get the money they need, especially when others lenders won’t consider. We are here for you. We count ourselves lucky for customers like you. We look forward to working with you again in the future. Thank you for being a great customer.

Should you require further assistance, please do not hesitate to contact us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Loregie provides excellent customer…

Loregie provides excellent customer service!! On point and quick without flaw!

March 17, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Julia,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

My experience with this company has been really good…

My experience with this company has been a great one! Tim, the agent who took care of my call was very polite and patient! Thank you for your excellent customer service!

March 16, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that he deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 4 out of 5 stars

The process was quick

The process was quick, friendly customer service rep.

March 16, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. Our goal is to help borrowers get the money they need, especially when other lenders won’t consider.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Secure and Professional

The service is professional, friendly, fast, reliable and most importantly-SECURE
I highly recommend this company.

March 16, 2022
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We at First Loan work really hard to provide our customers with an excellent customer experience. We are happy to see that this dedication has reflected in your recent experience with us.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Geraldine was wonderful towards me…

Geraldine was wonderful towards me today, and she provided me with excellent service😊

March 16, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Bryan,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 1 out of 5 stars

Customer service was great

Customer service was great. I will not pay 1537 in finance fees for a 225 loan!! DONT DO IT!

March 16, 2022
First Loan logo

Reply from First Loan

Dear Customer,

We are sorry for any inconvenience that you've had encountered.
Before we fund a loan, we advise our customers to either pay off the loan in full or to pay as much as you can in order to reduce the principal (original debt incurred) as quickly as possible in order to minimize the total cost of the loan. Additionally, we do not charge any prepayment penalties when you pay your loan early.

If you go to our website under Frequently Asked Questions, we provide our customers with answers that may address your concern.

We also provide them special notices like ""These loans are designed to assist you in meeting your short-term financial needs, and it is not intended to be a long-term financial solution.""
First Loan is committed to promptly resolving customers' issue. If your concern is still not resolved, kindly contact us at (855)-625-8292 so we can best assist you.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Very helpful and knowledgeable

March 16, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

Thanks for the feedback!. We love sharing positive reviews with potential customers, so they can feel more confident about choosing us. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Very easy process and it was delivered…

Very easy process and it was delivered the next day as promised.. top notch

March 16, 2022
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. Our goal is to help borrowers get the money they need, especially when other lenders won’t consider.

Thank you so much for your kind feedback. We look forward to working with you again in the future.

Sincerely yours,
First Loan
Customer Satisfaction Team

Rated 5 out of 5 stars

Rea was excellent

Rea was excellent. Rea assisted me in the beginning of my loan and Rea has also assisted me at the end of my loan as well.

March 16, 2022
Unprompted review
First Loan logo

Reply from First Loan

Dear Customer,

We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback. We look forward to working with you again in the future.

Should you require further assistance, please do not hesitate to call us.

Sincerely yours,
First Loan
Customer Satisfaction Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look