FourLeaf Federal Credit Union Reviews 222

TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 106 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the helpfulness and professionalism of the staff, noting that employees are often knowledgeable, patient, and go above and beyond to assist with various transactions and account needs. Many appreciate the quick and easy service received in branches, finding interactions to be smooth and stress-free. However, some people were dissatisfied with aspects of the service, particularly regarding changes made after a name change, which led to the removal of previous conveniences. Reviewers also expressed frustration with customer service, citing difficulties in getting issues resolved, long verification processes, and unhelpful responses. Additionally, a number of customers reported significant problems with payment options, including limitations on online transfers, difficulties with automated payments, and issues with how loan payments are applied.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Service

Consumers find service to be ambiguous. Many reviewers praise the professional, efficient, and helpful staff,... See more

Customer service

Users describe ambiguous interactions with customer service. Many customers report positive experiences,... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers express frustration with payment... See more

Customer communications

Customers consistently express frustration with contact experiences. Many reviewers report significant... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have opened up a few cd and money market accounts here and have always had a positive experience. They have good interest rates and have liquid accounts where you have access to your money while get... See more

Company replied

Rated 5 out of 5 stars

Since Bethpage FCU changed to Four Leaf, banking with FourLeaf has significantly become worse. All the communications alerting me to the change to FourLeaf said nothing is changing, but their name. Th... See more

Company replied

Rated 5 out of 5 stars

The teller helped me with exchanging some bills while I was waiting to be seen by an account representative. After the small transaction, she said I didn’t need to wait and that she could help me with... See more

Company replied

Rated 5 out of 5 stars

Brandon M. at the Levittown branch was extremely helpful. He assisted me in opening a new MM account with an high yielding interest rate. He recommended updating my accounts with beneficiaries since t... See more

Company replied


Company details

  1. Financial Institution

Written by the company

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for almost 85 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. FourLeaf has been an integral community partner through our charitable giving and community development programs since 2002. We are proud to help support community initiatives that make a difference in New York and beyond.


Contact info

3.7

Average

TrustScore 3.5 out of 5

222 reviews

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4-star
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2-star
1-star

Replied to 92% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

Professional , Friendly and Responsive Staff and Application Process

All contacts from 3/25/25 t0 4/8/25 with Four Leaf on our HELOC application were extremely professional - very friendly and courteous , willing to go out of the way to assist in clarifying issues and assisting in helping us to get through the approval process, very responsive, efficient and knowledgeable about the product !!!! One of the best experiences every in completing and securing a financial product of any type. Anthony, Lorraine and Ariadna are true professionals which we feel are truly outstanding Four Leaf employees.Highly recommend !!!!

March 24, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Thomas, thank you for taking the time to leave us positive feedback! We are thrilled to hear that your Home Equity loan process was efficient and our team provided excellent member service. We look forward to assisting you in the future!

Rated 5 out of 5 stars

Amy was TERRIFIC

Amy was very professional amd informative. She took the time to explain our options and gave us the needed information to make the corect choices. She has a very nice manner and was a pleasure to work with.

April 7, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello! We appreciate you taking the time to leave us wonderful feedback regarding our teammate, Amy. We will make sure to pass along your kind words.

Rated 1 out of 5 stars

"Almost 30 years with BFCU

"Almost 30 years with BFCU, I’m extremely disappointed by the recent changes. The rebranding or Management changes have stripped away the personal, member-focused service, and the removal of courtesy policies effective Jan'2025—without any notice—just cost me over $120."

"BFCU used to value its members, but since the rebrand, it feels like just another impersonal institution. I was never informed that key courtesy policies were removed, leading to unexpected charges and zero support from Customer Service."

"Loyalty means nothing to BFCU anymore. With no warning, they removed long-standing courtesy policies that protected members—costing me money and leaving me with no response from support. Time to move on."

Sincerely,
Michael T...

March 24, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello, thank you for reaching out and providing feedback. If you would like to speak further regarding your experience with us, please feel free to reach out to us at ReviewSupport@fourleaffcu.com with your full name as it appears on your account and best contact number. We look forward to hearing from you and working towards a resolution.

Rated 5 out of 5 stars

Alicia was very helpful when I was…

Alicia was very helpful when I was sending my wire. She was kind and professional. I left the branch feeling very satisfied and all my needs were met. I will definitely be back to the Roosevelt branch not just for her help but the entire branch! Amazing work everyone!

March 18, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Jeremiah! We appreciate your kind words regarding Alicia and the Roosevelt team. We will make sure to pass along your positive feedback and we look forward to assisting you in the future.

Rated 1 out of 5 stars

Read your contract carefully

Read your contract carefully. I was told I needed to keep a loan balance of $25,000 for the first year or pay the origination fee. What they did not tell me was there is a prepayment penalty if the loan is paid off before three years from origination. I was not informed of that fact before closing. Now I am selling my home after one year into the loan, and the prepayment penalty is $2,083. They buried that clause on page 28 of an 80-page agreement for the loan. Beware, borrowers!

February 24, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Steve, thank you for reaching out. If you would like to speak further regarding your experience with us, please feel to reach out to ReviewSupport@bethpagefcu.com with your full name and best contact number and we will have a representative to reach out to you.

Rated 5 out of 5 stars

Great experience

After making an appointment, we opened a new CD and savings account with Juliana today. She was knowledgeable and made the process quick and easy. Great experience!

January 18, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

We are happy to hear that Juliana provided great service to you. Thank you for sharing your experience with us.

Rated 5 out of 5 stars

Julianna P

Julianna P in the Patchogue branch was kind, helpful, and super quick with setting up my accounts. I was in and out in probably 25 minutes.
Thank you so much!

January 16, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Lindsay! Thank you for taking the time to leave us positive feedback. We will make sure to pass along your kind words to our teammate, Julianna.

Rated 5 out of 5 stars

I went to the Roosevelt location twice…

I went to the Roosevelt location twice yesterday.

Alicia helped me open up a new bank account and she was more than helpful. She had answers for all my questions and she was very enjoyable to be around .

When I got home, I realized I needed a certified check. They were closing in 9 minutes and the bank is a 3 minute drive from my house. I got there 4 minutes before closing and the young lady up front (I didn’t get a chance to see her name) was also very helpful and charismatic.

Both of them made my overall experience amazing, 5 stars.

January 9, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello! We appreciate you sharing your positive experience with us and our Roosevelt team. We will make sure to pass along your kind words.

Rated 5 out of 5 stars

bethpage credit union in Mineola

I find the bethpage credit union in Mineola is the best bank around all transactions are done quickly.

January 10, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Thank you for taking the time to leave us positive feedback, Richard! It is greatly appreciated.

Rated 5 out of 5 stars

The representative was friendly polite…

The representative was friendly polite and knowledgeable.

December 31, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Karen, we are absolutely thrilled to hear about your great service experience. Thank you for your feedback.

Rated 5 out of 5 stars

Everything went smoothly and everyone…

Everything went smoothly and everyone was very helpful. Couldn’t have been happier.

January 6, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Jerry, we're grateful for your kind words. Thank you for sharing your experience with us!

Rated 5 out of 5 stars

Easy and quick

The process of opening and renewing CDs was quick and easy. Tim at the Seaford, NY branch was very helpful and explained each step very well.

January 7, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Debra, thank you for taking the time to leave us positive feedback! We will pass along your kind words to Tim at our Seaford branch.

Rated 5 out of 5 stars

In approximately 60-years of having…

In approximately 60-years of having BFCU as my one and only banking institution, I have had only one negative experience, that being with an inattentive financial advisor. It was a trial balloon which was treated as such. In every other transaction, including this last one, I couldn’t be more satisfied. Hopefully the new branding will not change a single thing.

December 16, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Bruno! Thank you for taking the time to provide us with feedback and rating us so highly. We appreciate your membership with us and look forward to assisting you in the future.

Rated 5 out of 5 stars

Best bank around!

January 2, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

We are delighted that you had a great experience with us. Thank you for taking the time to leave us a positive review!

Rated 5 out of 5 stars

Bethpage FCU continues to hire…

Bethpage FCU continues to hire excellent staff. Always a smile, efficient and courteous. Wait times are typically not bad with 2 or more tellers at the ready including during the busy lunch hour. This branch is well managed, neat and tidy.

January 2, 2025
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Scott, We appreciate the amazing feedback and are glad we could provide you with a positive experience. Thank you for your membership!

Rated 5 out of 5 stars

Way to Go Bethpage FCU

Stopped in to conduct in-person transaction. Newly refurbished space is welcoming. The Teller completed my transaction smoothly and efficiently. Overall, positive encounter experience.

December 20, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Thank you for leaving us wonderful feedback, Corrine!

Rated 5 out of 5 stars

a Quick trip into BFCU

a Quick trip into BFCU, met by the security guard, always pleasant, always vigilent...
Very short wait for a Teller, always a good experience, alot of Merry Christmas, Happy Holiday greetings back & Forth. Had to deposit a check, Quick, efficient, In & Out. Great work, I Moved alot of my Banking to BFUU from Citi b/c every day Citi it trying to sell me something while I'm concentrating on BANKING.

December 28, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Salvatore! Thank you for taking the time to leave us positive feedback. We appreciate your membership with us.

Rated 5 out of 5 stars

Lynbrook branch

I enjoy going to the Lynbrook branch. It's always a pleasant experience with a professional staff.

December 23, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Ronald, We are happy to hear our Lynbrook branch provided you with a great experience! We look forward to seeing you in the future.

Rated 5 out of 5 stars

My Customer Service contact

My Customer Service contact, Virginia was veryy pleasant, knowledgeable and professional. She provided me with an excellent customer experience.

December 21, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Kenneth! We are thrilled to hear our teammate, Virginia provided you with excellent member service. We will make sure to highlight her for her efforts. Thank you for your membership with us!

Rated 5 out of 5 stars

I love going into the Levittown Branch

I love going into the Levittown Branch! The staff is always so warm, inviting, and friendly! I usually go to the teller line. They always handle my transaction both accurately and quick. I am always greeted with a smile, and thanked at the end of my transaction telling me to have a great weekend! It's a pleasure to do business there.

December 14, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Theresa, we appreciate you taking the time to leave us wonderful feedback! We are delighted to hear that our Levittown team provides you with excellent member service. We will make sure to pass along your kind words.

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