FourLeaf Federal Credit Union Reviews 222

TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 106 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the helpfulness and professionalism of the staff, noting that employees are often knowledgeable, patient, and go above and beyond to assist with various transactions and account needs. Many appreciate the quick and easy service received in branches, finding interactions to be smooth and stress-free. However, some people were dissatisfied with aspects of the service, particularly regarding changes made after a name change, which led to the removal of previous conveniences. Reviewers also expressed frustration with customer service, citing difficulties in getting issues resolved, long verification processes, and unhelpful responses. Additionally, a number of customers reported significant problems with payment options, including limitations on online transfers, difficulties with automated payments, and issues with how loan payments are applied.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Service

Consumers find service to be ambiguous. Many reviewers praise the professional, efficient, and helpful staff,... See more

Customer service

Users describe ambiguous interactions with customer service. Many customers report positive experiences,... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers express frustration with payment... See more

Customer communications

Customers consistently express frustration with contact experiences. Many reviewers report significant... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have opened up a few cd and money market accounts here and have always had a positive experience. They have good interest rates and have liquid accounts where you have access to your money while get... See more

Company replied

Rated 5 out of 5 stars

Since Bethpage FCU changed to Four Leaf, banking with FourLeaf has significantly become worse. All the communications alerting me to the change to FourLeaf said nothing is changing, but their name. Th... See more

Company replied

Rated 5 out of 5 stars

The teller helped me with exchanging some bills while I was waiting to be seen by an account representative. After the small transaction, she said I didn’t need to wait and that she could help me with... See more

Company replied

Rated 5 out of 5 stars

Brandon M. at the Levittown branch was extremely helpful. He assisted me in opening a new MM account with an high yielding interest rate. He recommended updating my accounts with beneficiaries since t... See more

Company replied


Company details

  1. Financial Institution

Written by the company

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for almost 85 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. FourLeaf has been an integral community partner through our charitable giving and community development programs since 2002. We are proud to help support community initiatives that make a difference in New York and beyond.


Contact info

3.7

Average

TrustScore 3.5 out of 5

222 reviews

5-star
4-star
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1-star

Replied to 92% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

Had to use the teller window as the…

Had to use the teller window as the drive up ATM was not working. Takes a tad longer, however, she took care of my deposit quickly.

June 28, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Edward, your feedback is highly appreciated. Thank you for the review and your membership!

Rated 1 out of 5 stars

Absolutely horrible

Absolutely horrible. The process of getting a mortgage on out beach house was ridiculous. I have a mortgage on my current house and we didn't have to do half the stuff we did for Bethpage. Now, they are making everything difficult the flood policy. I paid $4K for one and they still raised my mortgage $600 per month. I can not find anyone to talk to. My blood boils just seeing their logo.

June 10, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Brad, thank you for reaching out. We have received your secondary review via WalletHub on March 23rd. We have escalated your concerns to our back office team and have been notified that they are actively trying to get in touch with you to address these concerns. If you would like to provide a secondary form of contact so our team can resolve these matters please email us at ReviewSupport@bethpagefcu.com with your full name and secondary contact information. We look forward to speaking with you.

Rated 5 out of 5 stars

Great service from beginning to end

I had a great experience doing a lease buy out directly with the bank. It was easy and smooth especially for me because I have a very busy schedule the agent was kind and help me via internet for the rest of the transaction.

March 18, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Diana! Thank you for leaving us positive feedback! We are happy to hear our team was able to assist you with your lease buy out in a kind and helpful manner. We look forward to seeing you in the future.

Rated 5 out of 5 stars

Excellent service and friendly people

Excellent service and friendly people. Better then banks!

March 25, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

We're delighted to hear about your positive experience, John! Thank you for your membership. If you have any questions in the future, feel free to reach out.

Rated 5 out of 5 stars

Great in-person customer service

Great patient customer service. In-person teller was informed and patient

March 20, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi, Anna. We appreciate the amazing feedback and are glad we could provide you with a positive experience. Thank you for your membership!

Rated 5 out of 5 stars

Mathew the assistant manager was…

Mathew the assistant manager was terrific. He is the epitome of professionalism and helpfulness. The bank is very friendly and helpful all the time

March 8, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Eileen! We appreciate your kind words regarding our team mate, Matthew! We thank you kindly for leaving us wonderful feedback and look forward to assisting you in the future.

Rated 5 out of 5 stars

felt Welcomed

Everyone in the branch made me feel very welcomed and Brandon Miszke, who I sat with after making my deposit with the teller, was very knowledgeable and helped me considerably. I ask that you thank Brandon for me.
john hannigan

March 13, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello! Thank you for taking the time to leave us wonderful feedback. We are pleased to hear our team mate, Brandon, assisted you in an efficient manner. We will make sure to pass along your kind words. We look forward to seeing you in the future!

Rated 1 out of 5 stars

Horrible place to do business

Horrible place to do business. I’ve been unable to make online payments for over nine months now, despite several attempts to correct the issue. Currently unable to even make phone payments. Best to look elsewhere!

Your response to my review is pathetic. The issue was escalated, nine months ago as stated, to date you have done nothing to correct the issue except to set expectations that you never live up to. Another prime example of your company’s incompetence!

February 9, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Pete, We appreciate you taking the time to leave us feedback and bringing this to our attention. We would love the opportunity to address your concerns and assist you with your banking needs. If you could please email us at ReviewSupport@bethpagefcu.com with your full name as it appears on your account and best contact number we will escalate your concerns to our back office team for further assistance. We look forward to speaking with you.

Rated 5 out of 5 stars

THE UNEXPECTED - BEST EXPERIENCE EVER!!!

Mary- Manager, John and Thomas in Mineola branch beyond incredible. My brother recommended this branch and I do the same. Bethpage in Mineola because of it's Mgr, Mary, is the gift that keeps giving. Her entire staff there is the standard. Tom and John remind of that with their knowledge and how the service and personalize customers experiences. Yes Seca in the Glen Cove branch exemplified the same efficiency,speed, patience and personalized service today. I walked away pleasantly surprised as it has not always been that way with the exception of two other people, who unfortunately aren't always there. But, Yashica made my experience in my local branch beautiful.

January 10, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Wow! Thank you so much for taking the time to leave us such a wonderful review, Martha. We appreciate the feedback and will make sure to pass your kind words along to our teammates. We look forward to assisting you in the future.

Rated 4 out of 5 stars

They are very Professional,I was…

They are very Professional,I was greeted with kindness,I'm overall satisfied with this credit union.

January 3, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi, Carolyn, We are delighted that you had a great experience with us. Thank you for taking the time to leave us a positive review!

Rated 5 out of 5 stars

Farmingdale branch is very good

Very good experience dealing with the Farmingdale branch where Karen set up my account and assisted me with documentation to follow up on my refinance loan. I already had the approval and she processed all the necessary papers. I wholeheartedly recommend them.

January 2, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Vinny! Thank you so much for taking the time to leave us such a wonderful review. We will make sure to pass along your kind words to Karen and their team. We appreciate your feedback.

Rated 5 out of 5 stars

I was greeted with a hello and a smile…

I was greeted with a hello and a smile as I entered the branch office. I didn't have a long wait before I was taking care of my personal business. My experience was with a staffer with a great attitude. Thank you, Baldwin branch staff.

January 5, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello! Thank you for taking the time to leave us positive feedback. We are thrilled to hear our Baldwin team was able to assist you with all of your banking needs. We look forward to seeing you in the future!

Rated 1 out of 5 stars

They are not even close to a 1 star

They are not even close to a 1 star! I strongly suggest anyone to look elsewhere for banking and loans! They are a shady bank who will hit you with unexpected fees! But that’s not it customer service talks to you like your trash they have no professionalism in their nature! They will not answer you or hang up on you if they don’t like the conversation! Like it’s their money their rules! Not an attractive place or business to deal with! Save the headaches and money and go somewhere else!

January 4, 2024
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello Anthony! Thank you for taking the time to share your feedback with us, we want to let you know we take this feedback very seriously. We escalated your concerns to our back office team, and from our understanding our team was able to get in contact with you and address your concerns. Should you need anything further, please reach out to us directly by emailing reviewsupport@bethpagefcu.com.

Rated 1 out of 5 stars

Random, Wrong and Without Any Concern

There was no apparent way to renew or cancel my maturing CD via their dated web site. Trying to get answers via the Message Center was frustrating; each of the 3 message-responses was random, wrong, and without any concern about actually helping me.

Finally, I discovered a hidden link and I requested that the CD be closed and the proceeds transferred. But, despite this WRITTEN request, the CD was intentionally renewed for two more years!

First and foremost, this is a very large amount of retirement money which I can’t afford to lose. And concerns about the safety of all my accounts were heighten by Newsday’s recent front-page story of a couple losing $127,000 from their BFCU account, which they thought was safe.

Obviously, I don’t need this stress every time a CD matures, or worry if my money is safe, in the interim. So, I am heeding my attorney’s advice and moving my accounts to a safer harbor.

September 19, 2023
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hello William, Thank you for sharing your feedback with us. To address your concerns and ensure that we rectify these matters promptly, we kindly request that you provide your best contact number and full name on your account to our dedicated review support inbox at ReviewSupport@bethpagefcu.com. This information will allow us to escalate your concerns to our back office team for thorough investigation and resolution.

Rest assured, we are committed to improving your experience and addressing any issues you've encountered. Your satisfaction is important to us, and we appreciate your patience as we work to resolve these matters.

Rated 1 out of 5 stars

Horrible bank. Steer clear

Horrible bank. Steer clear. Had my account locked because I moved a few weeks ago and the change of address on my driver's ID hasn't been updated yet by the DMV. Bethpage sent no notifications of account freeze and it wasn't until I went to pay bills and buy food for my family that I found out I had no access to my account or funds.

Called them and they told me I could verify my address via video call but I had to wait 10 days for the next appointment and the fraud department could only be reached by email. Customer service was terrible. 1 star is too much. If I could give them a zero star I would.

Will be looking into legal action due to the lack of notifications.

September 16, 2023
Unprompted review
Rated 1 out of 5 stars

A dead end street with BFCU once again.

I find it amusing that you refer to us as your valued customers. We have been denied two business loans in the past, (My business is now going for 31 years), and we were just denied a home equity line of credit when we have tons of equity in the house and the credit score was 810.

We're tired of BFCU not working with us when you've been making money on our account funds for so many years. We'll be removing that money from you and moving on to the other banks that have been working with us.

At this point I would give you one star at the most.

Sincerely,

Mr. A

July 1, 2023
Unprompted review
Rated 5 out of 5 stars

I use the North Babylon branch and and…

I use the North Babylon branch and and Nydia Ferrer assistant manager is always helpful and gives the highest level of service. She is always friendly and makes sure all of my questions are answered.

May 19, 2023
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Loretta! Thank you for taking the time to leave us such wonderful feedback. We are pleased to hear our North Babylon team continues to go above and beyond for you. We look forward to assisting you in the future!

Rated 5 out of 5 stars

Trust Account problems

I have a very complicated trust account for my parents that I am trying to resolve. I went into the Centereach branch and was assisted by Richard Olsen. He was very knowledgeable and helpful. He went out of his way to help me after other representatives at another branch had dropped the ball. I look forward to continued interactions with him to resolve my issues.

June 5, 2023
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi Charlene, Thank you for your kind words! We're glad to hear that Richard provided you with knowledgeable and helpful assistance. We appreciate your trust in us, and we're committed to continuing to work with you to resolve your issues. Feel free to reach out anytime you need further assistance. We're here to help!

Rated 5 out of 5 stars

Kerry Loughlin was so helpful

Kerry Loughlin was so helpful. She was beyond articulate, professional, courteous. I felt so comfortable taking out a loan and would recommend Bethpage, and her specifically, to everyone.

June 5, 2023
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi, Steven. We are so glad to hear that Kerry was able to provide you with a positive experience. Thank you for your membership! We will be sure to this along to Kelly and her team!

Rated 5 out of 5 stars

I walked into Bethpage and inquired…

I walked into Bethpage and inquired about their CD rates and departed 15 mins later thrilled and fully impressed by Client Rep. knowledge and patience. I would definitely recommend stopping by and chatting with Delmy.

June 5, 2023
Unprompted review
FourLeaf Federal Credit Union logo

Reply from FourLeaf Federal Credit Union

Hi, Ann. We appreciate the amazing feedback and are glad we could provide you with a positive experience. Thank you for your membership!

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