Freedom Financial Network  Reviews 

9
TrustScore 2.5 out of 5

2.5

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Company details

  1. Non-Bank Financial Service

Written by the company

Freedom Financial Network is a digital personal finance company built to help people get on, and stay on, the path to a better financial future. Through innovative tech, intelligent analytics, and an empathetic human touch, we deliver personalized money solutions that meet our member’s specific needs to move them forward financially.


Contact info

2.5

Poor

TrustScore 2.5 out of 5

9 reviews

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2.5

All reviews

(9)

1 review in the last 12 months

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Rated 5 out of 5 stars

My experience has been great

My experience has been great. I ain’t had a problem. I love themI didn’t have to make no down payments. Make sure I have my first payment and the first of the month or the 13th that’s it. Highly recommend them. about got a few bills paid off almost

May 5, 2025
Unprompted review
Rated 1 out of 5 stars

I came across this company while…

I came across this company while searching for funding options, and they made everything sound so simple. They claimed to offer quick approvals and hassle-free financial support. After a smooth application process, they asked me to deposit $350,000 as a security fee before releasing the funds. They reassured me it was standard procedure, so I went ahead.
That was the last time I heard from them. No funds were ever disbursed, and my so-called account manager stopped responding. When I demanded my money back, they gave endless excuses before completely disappearing. I had to report them to my BIO PICTURE who brought them out of their hideout and recovered my money from them.

January 31, 2025
Unprompted review
Rated 1 out of 5 stars

I'm getting daily phone & text solicitations…

I've been getting daily phone solicitations and text messages for about 10 days. Each time I block a number or delete a text that I label junk, they call from another number and keep up the barrage. The text messages and calls start early in the morning, even 6AM PDT. Look at the reviews online. Beware.

March 15, 2025
Unprompted review
Rated 1 out of 5 stars

How to sue “Freedom”?

Freedom Financial contracted with me to reduce my credit card debt (about $17K in 2017). The email on 04/17/2017 states "Welcome to Your Debt Relief Program!" After settling my debt with credit card companies and adding its own costs (fees and interest), the Freedom Financial program ended up at over $24K plus other consequences to me, such as a very poor credit score afterwards and tax obligation. The total amount comprised of the sum of payments I made in escrow for several months and the subsequent "Consolidation Plus Loan" provided by Freedom Financial including fees and interest. Through monthly payments of $430.25 I paid the principal amount provided by the Consolidated Plus Loan and stopped making payments to Freedom Financial for its fees and interest for two reasons:
First, it did not deliver on the contractual obligation of “debt relief.” Quite the contrary, it slapped me
with its fees and interest to the point where my total cost was about 40% more than the balance owed on
credit cards in the first place. Second, the pandemic of Covid-19 forced me to prioritize my expenses as I struggled to survive. There was no justification to continue paying the fees of a service that did not deliver on its contractual promise. The promised relief program made me worse off financially and less credit worthy. Since Freedom Financial eventually wrote off the outstanding amount, I left it alone. But now, in 2024, CKS Prime Investments brought this account back from the dead in the amount of $7,124.71. And Cawley-Bergmann, a New Jersey collection firm, emailed me to acknowledge the debt and pay it. I’ll fight this collection off by all means available. It’s clear that Freedom Financial did not have the right to charge me fees for a service it did not deliver, i.e., "debt
relief” through “debt reduction." Instead, the practices of the Freedom Financial program on one hand reduces the payment to the credit card companies, and on the other hand it slaps fees and interest that far surpass the original debt. And what to say of the aggravation of seeing my credit history damaged
beyond description acting on their advice? I repeat: Freedom Financial (Freedom Debt Relief, LLC) increased my overall indebtedness, and further damaged my credit history, which their marketing rep had assured all would be
taken care of. Thus, what rights has CKS Prime Investments to collect a sum of money that was never dully earned by Freedom Financial. Therefore, I’m letting CKS Prime Investments know that Freedom Financial wronged me greatly and this debt should be written off again and have the collection remark removed from the credit bureaus. If my request is not granted, the options are:
1) The collection firm of Cawley-Bergmann will press on collecting and possibly file a lawsuit, which will provide me the opportunity to respond to the practices of Freedom Financial.
2) I’ll sue Freedom Financial at a California small claims court to be held reliable for the collection amount being claimed by a third party.

August 1, 2024
Unprompted review
Rated 1 out of 5 stars

BEWARE!!

BEWARE!!! 
I had the worst experience with this funding company. 
I specifically asked if the pre-qualification check would be a soft credit check and the loan consultant named Corwin told me yes. 
Later, I got an alert of hard inquiry. 
I was told by the manager named Micheal who I though would resolve this issue professionally but instead this crooked man told that he heard me consenting a hard pull. Not only lying, but he was rude and defensive. 
People like these always steal from their company because once a you’re a bold liar, you’re a thief as well. Superiors better keep an eye on him.

May 11, 2023
Unprompted review
Rated 4 out of 5 stars

Quick Financing

Fast and easy working with the staff. Joseph Ambagis was very helpful. He was excellent in explaining the process and assisting my completion of the loan application.
In a few hours we had completed the process and the documents was forwarded to underwriting. This was after several missteps with wife's email addresses.
I will recommend the company to all family, friends and associates.

June 17, 2022
Unprompted review
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Reply from Freedom Financial Network

Thank you for your feedback and for taking the time to give us a review, Charles!

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