Fresh Start UK Reviews 1,557

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, understanding, and compassionate approach, making stressful situations much easier to manage. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience, leading to a significant improvement in their financial well-being and peace of mind. However, some customers also noted concerns regarding the payment structure, specifically mentioning that a portion of their monthly payment is taken as a fee. Additionally, a few people experienced issues with communication and updates regarding their payments and creditors, leading to initial dissatisfaction and the consideration of switching providers.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their politeness, empathy, and... See more

Service

Users describe positive interactions with service, highlighting the helpfulness and efficiency of the staff... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the excellent support,... See more

Payment

Reviewers highlight ambiguous aspects of payment. While many customers appreciate the help in consolidating... See more

User experience

Reviewers mention positive feedback about user experience. Customers consistently describe the process as... See more

Based on these reviews

Rated 5 out of 5 stars

The reason why this compan provides an excellent srevice is because of its people. It looks like that all the advisors are amazing, efficient and really nice people to deal with. There are many names... See more

Company replied

Rated 5 out of 5 stars

I was contacted by Fresh Start UK after I decided to do something about my debts and also the mounting and excessive charges which doesn’t have any impact on clearing those debts. I spoke to Aron at l... See more

Rated 5 out of 5 stars

For me personally it was important to fill in my annual review on paper !!....not computer savvy....dont even own a PC ...my debt was horrendous because of bad decisions earlier in my life....anyway... See more

Company replied

Rated 5 out of 5 stars

Having debt is horrible it makes you wish you could turn back time and not be so irresponsible. We have been with Fresh start for years and are seeing our debts reduce year after year, there is always... See more

Company replied


Company details

  1. Debt Relief Service
  2. Credit Counseling Service
  3. Financial Consultant

Written by the company

Fresh Start UK has provided expert debt advice to over 12,000 customers since 2009. We specialise in helping customers manage their debts and becoming debt-free. We are authorised and regulated by the Financial Conduct Authority and offer a range of solutions to deal with unsecured debts. We offer a friendly, fast and non-judgemental service.


Contact info

4.9

Excellent

TrustScore 5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 83% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Great service

Made me feel really at ease,I suffer with anxiety so usually struggle on the phone tom was great , looking forward to not stressing each month over money

November 25, 2025
Unprompted review
Rated 5 out of 5 stars

Peace of mind at the end of the line.

The staff I spoke with were clear about my options.I was given answers to all my questions.
I feel more confident about what i am doing and i can feel happy about the future.Its quite involved due to the nature of the service but i never felt rushed and i could ask questions.At the end of the call i feel much more at peace and believe that i have a way to manage my debts.They were friendly and understanding.

November 19, 2025
Unprompted review
Rated 5 out of 5 stars

Started with some trepidation but after…

Started with some trepidation but after talking to Ed about my situation and the solutions they offer my mind was at ease that I could get my debts under control and stop worrying about k cons on the door of phone calls from collection agencies
The process was very easy and nothing there to try and trip you up, everything laid in black and white

November 17, 2025
Unprompted review
Rated 1 out of 5 stars

I am a new current customer of Fresh…

I am a new current customer of Fresh Start and my first impression hasn't been great. It takes ages to get a reply to emails, if at all. No updates on my payments, creditors or acceptances and I am still being chased for minimum payments. Sorting my debt out was a big step for me and a big decision as to which company I felt was best. I went through Giraffe Money which were brilliant but Fresh Start are a 3rd party. Unfortunately, I am now considering switching companies and going elsewhere.

November 5, 2025
Unprompted review
Fresh Start UK logo

Reply from Fresh Start UK

Thank you for your review, and we're genuinely sorry to hear that your first experience with us hasn't lived up to your expectations, especially at such an important and sensitive stage in your financial journey.

We completely understand that taking the step to deal with your debts is a big decision, and the last thing you need is a lack of communication or uncertainty around your plan. You deserve to feel reassured, informed, and supported from day one.

While the early stages of setting up a Debt Management Plan can take a few weeks, as we contact your creditors, confirm balances, and wait for responses, this absolutely shouldn't come at the cost of poor communication or delays in updates. If you’ve not received timely replies to your emails, that’s something we take seriously and will review internally.

We’d really appreciate the chance to speak with you directly to put things right and give you a clear, up-to-date overview of your plan, including what’s been paid, which creditors have responded, and the next steps. If you’re happy to give us that opportunity, one of our team members will be in touch to discuss this.

Thank you again, and will work to ensure we put things right.

Rated 5 out of 5 stars

Excellent Experience

I was contacted by Fresh Start UK after I decided to do something about my debts and also the mounting and excessive charges which doesn’t have any impact on clearing those debts. I spoke to Aron at length who was professional and kind throughout. Now I am able to clear the debts without the life-limiting charges and looking forward to being debt free.

November 4, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent advice

Fresh start dealt with my situation excellently. Tom was very professional and explained all my options and helped me make the best decision. Would definitely recommend.

November 3, 2025
Unprompted review
Rated 5 out of 5 stars

I spoke to Tom today

I spoke to Tom today, he was very easy to talk to and made me feel comfortable discussing my financial issues with him. He was very understanding and explained everything fully to me so I was sure on my available choices

October 28, 2025
Unprompted review
Fresh Start UK logo

Reply from Fresh Start UK

Thank you for your lovely review, Adele. We're so pleased to hear that Tom made you feel comfortable and supported during your conversation. He is definitely an asset.

It's great to know he explained everything clearly and helped you feel confident in your options. That's exactly what we aim for.

We’ll be sure to pass on your kind words to Tom. If you ever need anything else, we’re always here to help. Wishing you all the very best!

Rated 5 out of 5 stars

Excellent help I feel alot better

October 27, 2025
Unprompted review
Fresh Start UK logo

Reply from Fresh Start UK

Thank you for your review, Liam. We're so glad to hear that you're feeling better and that the support has made a positive difference.

If you ever need anything, we're always here to help. Wishing you all the very best!

Rated 5 out of 5 stars

Understanding

Having debt is horrible it makes you wish you could turn back time and not be so irresponsible. We have been with Fresh start for years and are seeing our debts reduce year after year, there is always light at the end of the tunnel. Had a phone call with Tom today as due annual review, it always makes me anxious but all was straightforward and Tom was understanding and showed empathy and was non judgemental. Happy to continue with my payment plan as Fresh start gives you exactly that a fresh start that allows you to still live in today’s expensive world. Thanks all from us both.

October 24, 2025
Unprompted review
Fresh Start UK logo

Reply from Fresh Start UK

Thank you so much for your heartfelt review, Audie. We’re truly grateful for your honesty and kind words, and we’re so pleased to have been able to support you on your journey over the years.

Debt can be overwhelming, but your progress is proof that with the right support, there is always a way forward, and it’s wonderful to hear that you're seeing your debts reduce year after year.

We’re especially glad that Tom was able to make your review call feel straightforward and supportive. We'll be sure to pass on your kind words to him and the rest of the team.

Thank you again from all of us, and we’re here for you both every step of the way. Wishing you continued progress and peace of mind!

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