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Rated 5 out of 5 stars

These guys really do make the impossible, possible! I kept getting refused by my bank for a simple overdraft . I applied with Funding 11 after receiving an email and a really polite follow up call fro... See more

Company replied

Rated 5 out of 5 stars

Jazz called me and offered me a business loan. Within 2 days he had me setup and approved for a loan. I must say his service was efficient, very honest and transparent which was a breath of fresh air... See more

Company replied

Rated 5 out of 5 stars

Excellent experience. Not pushy, just helpful and talked us through everything clearly. Jhanzaib Nema was absolutely spot on!

Company replied

Rated 5 out of 5 stars

Really pleased with the offer of £15K I received from JAZ today for business loan just gave my details to him and he got the funds transferred in just few hours after approval. We will definitely co... See more

Company details

  1. Non-Bank Financial Service
  2. Finance Broker
  3. Mortgage Broker

Written by the company

Funding11 is a specialist commercial finance brokerage that supports businesses and property investors across the UK with fast, structured, and tailored funding solutions. Leveraging a technology-driven process and an extensive network of lending partners, we deliver a streamlined and efficient service from initial enquiry through to completion. Our capabilities cover a wide range of facilities, including business loans, bridging and development finance, high-limit business credit cards, revolving credit lines and specialist short-term funding. Our team is equipped to manage both straightforward requirements and complex transactions that require detailed structuring and hands-on oversight. We are committed to precision, transparency and dependable delivery, ensuring every client secures the right funding solution to support their objectives.


Contact info

4.9

Excellent

TrustScore 5 out of 5

166 reviews

5-star
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1-star

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Rated 5 out of 5 stars

I’ve been in the car trade a long time…

I’ve been in the car trade a long time and dealt with plenty of brokers, but Jhanzaib has honestly been on another level. Straightforward no messing about knows exactly what he’s doing. He got me sorted with a business credit card and a funding line that actually works for the way we buy and sell cars.

December 4, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent experience

Excellent experience. Not pushy, just helpful and talked us through everything clearly. Jhanzaib Nema was absolutely spot on!

November 21, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Luke,

Thank you for taking the time to share your feedback. We’re pleased to hear you had a positive experience with us. Jhanzaib was glad to assist and ensure everything was explained clearly throughout the process, and we’re delighted we could secure a high-limit business credit card that fits your needs.

If you require any further support or would like to explore additional funding options in the future, our team is always here to help.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

These guys really do make the…

These guys really do make the impossible, possible! I kept getting refused by my bank for a simple overdraft . I applied with Funding 11 after receiving an email and a really polite follow up call from Hanan. The application was then followed up by Jaz who talked me through step by step and got me an unbelievable deal that will help my business incredibly. Where everyone else said no and didn’t help, jaz took the time to find a solution, advise me and was transparent from begining to end. . Thanks so much , I’m still amazed !

July 2, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Eva,

Thanks so much for the amazing review. Really glad we could step in and get the credit card in place for you when others weren’t helping. The team loved working with you.

Anytime you need support with future funding or new facilities, we’re here.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

I don’t usually write reviews but I had…

I don’t usually write reviews but I had to give credit where it’s due. I reached out to Funding11 for a business credit card and my credit history wasn’t exactly the cleanest. Wasn’t expecting much to be honest but Jaz took the case personally and got to work straight away. Even with my average credit he still managed to get me approved for a £20,000 limit. Man didn’t waste time, didn’t feed me any nonsense. Everything was handled quick and smooth. Start to finish I felt like I was in good hands and about them five star reviews I don’t doubt them for a second. These guys deserve that. If you’re a business owner and you’re struggling with funding or just want someone real in your corner Funding11 is who you want to talk to.

June 11, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Robert,

Thank you for taking the time to leave such a thoughtful review, especially as someone who doesn’t often write them. We truly appreciate your kind words.

We understand that securing funding with a less-than-perfect credit history can be challenging, which is why we approach every case with care, urgency, and complete transparency. We are pleased to have helped you secure a business credit card and even more so that you felt supported throughout the entire process.

It’s always our goal to provide a smooth, honest, and results-driven experience for every client. If there’s anything you need in the future, please don’t hesitate to reach out.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Dealt with Jhanzain who was very…

Dealt with Jhanzain who was very professional and showed genuine interest in helping us gain the right type of funding.

June 5, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Adam,

Thank you for your great review and for taking the time to share your experience.

We’re pleased to hear that Jaz (Jhanzaib) was able to assist you in such a professional and genuinely helpful manner. Matching clients with the appropriate type of funding is precisely what we strive for, so it’s wonderful to know we succeeded in that.

We appreciate the feedback and are always here if you need anything in the future.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

5 star service

Spoke to Jaz. He explained everything very clearly and was very transparent. Managed to get me a very high credit limit plus more funding with funding circle all within a day which helped a great deal. I received an amazing 5 star service from Jaz and would recommend him to all businesses.

May 28, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Farzana,

Thank you so much for your kind words and fantastic 5-star review!

We’re thrilled to hear that Jaz was able to support you so clearly and efficiently, and that the funding solution made a real difference for your business. At Funding11, we take pride in our transparency and speed, so it’s wonderful to hear that your experience reflects this.

We truly appreciate your recommendation and look forward to supporting you and your business again in the future.

Kind regards,
Client Success Team
Funding11

Rated 3 out of 5 stars

60%APR

I don’t understand all the 5 star reviews. Yes the agents are very helpful but they deliberately mislead you into finance / loan with ridiculously high interest rates. They say 5% but what they don’t tell you is that’s per month. Equivalent to 60% APR. That’s extremely high. No one in their right might would agree to such loan terms.

Edit. So I had a phone call from funding 11 unhappy about my review. They said they clearly explained the interest rate, and maybe they did mention it was 5% per month and I didn't hear it due to the ascent. I argued saying 5% per month is misleading and why not use APR like everyone else. Which worked out 60%. Funding 11 said they just read from the lenders info. Fair enough. So I retract my statement that they deliberately mislead you.
They are very helpful and had the interest rate been realistic I would of been happy with their service.

But I will say they get 7% of the loan amount in commission on a 24 moth loan. That's an attractive incentive to sell loans.

I have now changed my review from 1 star to 3 as they were helpful but a waste of my time as I am not an idiot taking out 60% APR loans. And anyone that does does not understand what they are doing.

May 19, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Matthew,

To offer a final clarification for those reading: Funding11 doesn’t set interest rates; the lenders do, based on factors like business turnover, loan size, term, and your business’s risk profile.

Where lenders express interest monthly (as in this case), Funding11 makes that clear on recorded calls and within all documentation. This is standard across many short-term, unsecured commercial finance products.

Our role is to present the available options based on your profile. Clients are always free to proceed or not. In your case, Funding11 cancelled the approved loan, not on your request, but because we felt it wasn’t suitable and didn’t want you to proceed unless you were 100% confident.

As part of your application journey, you also successfully took a business cashback credit card product you chose to keep after we offered to cancel it. This was entirely your decision, and we’re glad that the product worked well for your needs.

Regarding commission: Funding11 only receives a procuration fee when a lender pays us for introducing a client. This is fully disclosed in the lender documentation, and the rates offered to clients remain the same whether you go directly or through Funding11.

Our team handles everything from onboarding and admin support to lender negotiation, all at no cost to the client unless a deal is completed. It’s a performance-based service, and we aim to get the best outcome based on what’s available.

We appreciate your updated review and wish you all the best moving forward.

Kind regards,
Compliance Team
Funding11

Rated 5 out of 5 stars

Brilliant company to deal with

Brilliant company to deal with! Jaz really knows his stuff and is super helpful! Will definitely be using them again!

April 14, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Gordon,

Thank you for the brilliant feedback, really glad to hear your experience with us was positive. We’re pleased we could assist you with the business credit card and that Jaz was able to support you effectively throughout. We appreciate your trust and look forward to helping you again in the future.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Fast and efficient service

J Nemat helped us to get this service very quick. After a few confirmation money was in our bank account straight away.
Very efficient service

March 20, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Tamas,

Thank you for the great feedback. We’re glad to hear you had a smooth and efficient experience securing your short-term business loan. It’s always our aim to keep things quick and hassle-free, and we’re pleased that Jhanzaib was able to assist you promptly.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Great Service

Dealt with Jhanzaib at Funding 11, He was extremely helpful for all process and got the things done without any hassle. Full marks to them.

March 7, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Rohit,

Thank you for the kind words and positive feedback. We’re glad to hear that Jhanzaib made the process smooth and hassle-free for you. It was a pleasure assisting you with your business credit card, and we appreciate the trust you placed in us.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Fantastic Customer Service

I could not recommend Jaz at funding 11 enough. He is very professional and knowledgeable. I will definitely be picking his brains in the future for more business funding Solutions.

February 1, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Joseph,

Thank you for the fantastic feedback. We’re pleased to hear that Jaz provided the professional support you needed and that your experience securing the business credit card went smoothly. With 1% cashback built in, we hope it adds continued value to your business. We’re always here to assist with future funding needs.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Jaz is a top guy

Jaz is a top guy, very honest and professional to deal with. Highly recommend.

February 3, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Alex,

Thank you for the great feedback. We’re really pleased to hear that Jaz delivered a professional and honest experience throughout. It was a pleasure assisting you with both the short-term business loan and the cashback-enabled business credit card. We’re confident both will support the day-to-day flow of your car dealership operations. Always here when you need us.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Thank you very much guys

Thank you very much guys, what a easy process to go with

January 30, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Faruk,

Thank you for the kind words, we really appreciate it! It’s great to hear you found the process straightforward from start to finish.

We’re glad we could support you with both the short-term business loan and the business credit card. Together, they’re designed to give your business the flexibility and breathing space every business owner deserves.

Always here when you need us again.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Absolutely loved the service

Absolutely loved the service, very fast and straight to the point, no wasting time. Very very happy and definitely recommend.

January 23, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Hatun,

Thank you so much for the amazing feedback. We’re really glad to hear that the process was quick, clear, and delivered exactly what you needed. It was a pleasure assisting you with the short-term business loan for your new hair and beauty salon. We wish you every success as you grow the business. We’re here anytime you need further support.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Straight to the point and efficient

Jhanzaib was straight to the point and explained everything in detail. I got accepted for the Credit Card within 1 hour and I can use the funds straight away. So far so good. Thank you.

January 7, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Pawel,

Really appreciate the feedback, thank you! Great to hear that Jhanzaib was clear, efficient, and got things moving fast for you. Getting the credit card approved within an hour and ready to use straight away? That’s how we like to do it.

With the 1% cashback and drawdown facility built in, we’re confident this card will be a strong asset for your business, especially with the level of card spend you do. Make it work for you, and let that cashback stack up.

Shout if you need anything, we’re always here to back you.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

A friendly service!

Dealt with Jhanzaib at Funding 11 who is an extremely pleasant individual to converse with. Happy with my all around experience and their credit options are great products. Many thanks and speak soon Jhanzaib.

January 3, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Gareth,

Thank you for the great feedback. We’re really pleased to hear your experience with us (and with Jhanzaib in particular) was a positive one. We're glad we could assist you with the business credit card setup, especially with that unlimited 1% cashback benefit baked in. You were a top client to work with, and we’re looking forward to hearing from you again soon.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

Jazz called me and offered me a…

Jazz called me and offered me a business loan. Within 2 days he had me setup and approved for a loan. I must say his service was efficient, very honest and transparent which was a breath of fresh air compared to a typical sales person trying to sell you things you don’t need. 10/10 service and I highly recommend you ask for Jazz at Funding 11. Brilliant service will definitely recommend my friends to him.

January 3, 2025
Unprompted review
Funding11 logo

Reply from Funding11

Hi Andrew,

Thanks for the brilliant review, we’re genuinely glad you had a smooth experience. Jaz’s honest, no-pressure style is exactly how we do things at Funding11.

We’re proud to have helped you secure a short-term loan within just 30 minutes using our technology-driven approval process. It is designed to skip unnecessary checks and make real decisions fast without the old-school back-and-forth.

Really appreciate the kind words and referrals. We’ve always got your back when you need us.

Kind regards,
Client Success Team
Funding11

Rated 5 out of 5 stars

I had a brilliant experience using Funding 11


I had a brilliant experience using Funding 11 to secure a small loan for my Business. I literally got approved within minutes. The money was in my account as soon as I finished signing the relevant forms. Everything was very smooth and everyone that was involved in the process was very helpful and professional. Definitely would Recommend. 🙏🙏

December 10, 2024
Unprompted review
Rated 5 out of 5 stars

A funding specialist called Moe from…

A funding specialist called Moe from Funding11 contacted us a couple of days ago and Jaz was my main point of contact who was handling my loan enquiry. Today, we received our business loan under the Growth Guarantee Scheme of over £100k from Funding11 lending partner. The application approval process was quick and the interest rate was competitive compared to what we got from other lenders while searching for better finance deals for our car dealership business. I found Jaz very transparent and quick in this whole application process. I highly recommend Funding11 to other dealership businesses if you need stock funding for your dealership business like mine.

December 6, 2024
Unprompted review

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