I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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The interest rate was attractive
The interest rate was attractive, though the advertized 5.2% for 3 years ended up being 5.1%. Odd that a contract showing the guaranteed rate did not appear until days after funds were transferred. I got verbal commitment before funding, but I'd think there should be some sort of written commitment before money starts moving.
January 9, 2026
Reply from Gainbridge
Steve,
While we are glad you found value in our rates, we are sorry for the confusion around the rate you would be locking in. We aim for transparency in all steps of the way from marketing, to investing and funding. Further, waiting on your application with no clear answers or updates is incredibly stressful - we completely understand that, and we're truly sorry for the delays you've experienced.
The Gainbridge℠ Team
Satusfied
It’s nice when you call you can actually talk to someone. Plus everyone so far has been polite and helpful.
February 23, 2026
Reply from Gainbridge
Anthony,
This means a lot—thank you! Good service shouldn't be the exception—it should be the standard, and we're glad that came through in your interaction.
The Gainbridge℠ Team.
Very smooth.
February 5, 2026
Reply from Gainbridge
David,
This is great to hear—thank you. Our mission is to take the complexity out of saving. Your feedback tells us we're on track.
The Gainbridge℠ Team
Ease of online use
January 5, 2026
Reply from Gainbridge
Marty,
Thank you! Our goal is to make this as painless as possible. No appointments, no paperwork headaches—just a smooth experience.
The Gainbridge℠ Team
Reply from Gainbridge
Thank you for taking the time to share this! We believe saving should feel simple and secure. Happy to hear that's what you experienced.
The Gainbridge℠ Team
What is the worst thing that can happen?
I have always been afraid of any annuity financial product mostly due to the general negativity from most of the so-called knowledgable people that I read about. But now that I have discovered that having a closed mind on about any subject can prevent you from becoming a better investor I have decided to explore annuities more. After doing some research I have decided to buy a few at Gainbridge with money from my discretionary fund. So far I have been impressed with what I see. If financial diversity is important to you then I recommend looking into these instruments. No fee and low risk is always a great option.
June 1, 2025
Reply from Gainbridge
This review is amazing. We are so happy that you found Gainbridge℠ and that we were able to fit your savings needs. Thank you for the trust you've placed in us. We know financial decisions are personal, and we're honored to be part of yours.
The Gainbridge℠ Team
Reply from Gainbridge
J D,
Thank you! We've worked hard to make the process as simple as possible—no confusing steps, no unnecessary hurdles. Just straightforward saving.
The Gainbridge℠ Team
Took way to long to get money into my…
Took way to long to get money into my acct. Lost almost 1/2 month of interest on 45K.
February 12, 2026
Reply from Gainbridge
Dean,
We understand your frustration with the transfer process. While we maintain certain security measures to protect your assets, we strive to make these transactions as smooth as possible. We are sorry that your experience did not meet expectations and we look forward to being able to build our trust back.
The Gainbridge℠ Team
Reply from Gainbridge
We appreciate you highlighting this! Simplicity is core to who we are. If it's complicated, we haven't done our job.
The Gainbridge℠ Team
Very easy to deal with
February 10, 2026
Reply from Gainbridge
Thanks for this wonderful review! We put a lot of care into making Gainbridge℠ easy to use and easy to trust. Thank you for being a valued Gainbridge℠.
The Gainbridge℠ Team
I was very pleased to find… It works!
I was very pleased to find gainbridge.com. The FastBreak product meets my needs exactly. Customer service is always helpful and responsive.
Adding Primary and Contingent beneficiaries is not as intuitive as some, but works.
February 5, 2026
Reply from Gainbridge
Scott,
Thank you for taking the time to share this! We believe saving should feel simple and secure. We are constantly working to improve our offerings and this review is helpful to understand where we can be better.
The Gainbridge℠ Team
They were experienced in the help that I received from them
He was very patient with the help that he gave me also he made sure I understood before he got off the phone
February 10, 2026
Reply from Gainbridge
James,
We appreciate this so much. Good service shouldn't be the exception—it should be the standard. Thanks for letting us know we hit the mark.
The Gainbridge℠ Team
Excellent!
February 14, 2026
Reply from Gainbridge
Scott,
We appreciate you sharing this. Our goal is to make saving simple—lock in a good rate, set it, and get on with your life. Happy we could do that for you.
The Gainbridge℠ Team
Complete the whole Process on website.
The application is easy to complete on the website. This is my 2nd time to get a Fast Break contract. I
love the fact that I don't have to sit down with an agent.
I can independently complete the whole process from start to finish.
February 2, 2026
Reply from Gainbridge
Pamela,
This means a lot—thank you. We built Gainbridge℠ for people who want a better option without the runaround. Glad we could deliver.
The Gainbridge℠ Team
Smooth Process
The online process with Gainbridge was efficient and easy to use. The steps were clear, and there were no problems during the process.
January 23, 2026
Reply from Gainbridge
Thank you! We've worked hard to make the process as simple as possible—no confusing steps, no unnecessary hurdles. Just straightforward saving.
The Gainbridge℠ Team
I am very happy that I have found a…
I am very happy that I have found a reliable company to get a larger return for my money, without having to go through an intermediary source. My husband and I both have annuities and so far I have been very happy with any dealings I have had with Gainbridge!
February 11, 2026
Reply from Gainbridge
Linda,
Thank you for being a valued Gainbridge® customer and for sharing your experience! Your satisfaction is what drives us to continuously improve and innovate our annuity products and services.
The Gainbridge℠ Team
Good option for higher yield and deferred income
For the most part it was an easy process. I had questions and spoke to a representative who was very helpful.The only thing that stopped me from giving 5 stars was that funding took a little too long.
January 26, 2026
Reply from Gainbridge
Ben,
We apologize for the delays and difficulties with your transfer. Protecting your assets is crucial, but we aim to make these transactions efficient. We're glad to hear that our customer service agent was able to help answer any of your questions that you might have had.
The Gainbridge℠ Team
Reply from Gainbridge
Joel,
We appreciate you highlighting the simplicity of our process! Making annuity services more accessible is a core part of our mission, and we're pleased it showed in your experience.
The Gainbridge℠ Team
Try, Compare, make a conclusion !!!
People had told me about Gainbridge. I decided to give it a try. I bought an annuity from Gainbridge and another from Prudential (which some of my friends really liked). I will see how everything goes over the next 10 years as I compare everything about the 2 companies and I will let everyone know what I discover from owning both.
February 10, 2026
Reply from Gainbridge
Linda,
We're grateful for customers like you who take the time to share their positive experiences. Your trust in Gainbridge℠ motivates us to maintain the highest standards in annuities and financial services. We look forward to checking back in with you in 10 years to hear how your experience went!
The Gainbridge℠ Team
It took 13 days for them to transfer…
It took 13 days for them to transfer money from my checking account to the product purchased
January 16, 2026
Reply from Gainbridge
Joseph,
Thank you for your review. We're sorry to hear about your payment processing difficulties. This is a critical aspect of our service, and we apologize for any stress this has caused. Protecting your assets is crucial, but we strive to make these transactions efficient.
The Gainbridge℠ Team
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