Penfold Reviews 2,193

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 550 reviews, reviewers overwhelmingly had a great experience with this company, frequently praising the staff for their helpfulness and friendly demeanor. Customers consistently highlight the exceptional customer service, noting the team's professionalism, quick responses, and effective communication. The service provided is often described as excellent, with many appreciating the ease of managing their pensions and the smooth user experience, especially with the intuitive website and app. However, some customers also noted issues with the transfer process, experiencing delays and a lack of clear communication regarding requirements for non-UK based pensions. A few other people also felt that customer support could be challenging to reach, sometimes encountering difficulties getting past automated systems or receiving conflicting information.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and personalized... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising the helpfulness, efficiency,... See more

Service

Reviewers highlight positive aspects of service, with many praising the professional, personalized, and human... See more

User experience

Customers consistently note positive experiences with user experience, praising the app as easy to use,... See more

Response time

Customers had positive experiences with response times, with many reviewers highlighting the quick and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Since joining they have been helpful and given advice. I have asked them to find my pensions which hasn't worked out very well. However that I think is the holder of the pensions making life difficult... See more

Company replied

Rated 5 out of 5 stars

I started using Penfold as a sole trader as they were one of the few platforms that would allow me to pay in ad hoc and not a minimum per month. That saved me with rollercoaster income! My money has a... See more

Company replied

Rated 5 out of 5 stars

Great fast reply every time I ask a question. Their AI is great for answering top level questions and then passes over to support team when appropriate - where I always get friendky and fast resp... See more

Company replied

Rated 5 out of 5 stars

Penfold made it easy for me to receive my pension. they have very strict protocol regarding I'd/ documents ect which is a good thing they were alwsys polite and helpful. I would especially heap.prsis... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Investment Service
  4. Pension Office
  5. Retirement Scheme Provider

About Penfold

Written by the company

Feel good about your financial future - our pension is here to get you to your saving goals and stay with you for life. Get your savings back on track, grow your wealth, and get to know the ins and outs of your pension. All with friendly and expert support while we keep your money safe and secure. Join thousands of happy Penfold pension savers today.

Visit website


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 5 out of 5 stars

Fantastic service

Ramz in the customer service team deserves so much praise! Helped me with all my questions and provided excellent service. I love using my app and seeing my pot grow. It’s easy to use, clear and convenient. Highly recommend!

February 9, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Laura,

We really appreciate your feedback. It’s fantastic to hear Ramz provided excellent service and that you’re finding the app clear, convenient, and easy to use. We’ll be sure to share your lovely comments with her.

Best,
Penfold Team

Rated 4 out of 5 stars

Fine

Easy enough to get set up, but the fund options are a bit limited

October 2, 2025
Penfold logo

Reply from Penfold

Hi James,

Thanks for sharing this. It’s great to hear that getting started was easy, and we value your feedback as we continue to look at it as we evolve our service.

Best,
Penfold Team

Rated 5 out of 5 stars

Excellent customer service from Gertrud…

Excellent customer service from Gertrud dealing with a transfer. Penfold make it really easy to invest in a pension. Communication is first class, easy to use and understand App, and most importantly the returns are good.

February 4, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Duncan,

We really appreciate your feedback. Making pensions easy to understand and manage is exactly what we aim for, so it’s wonderful to hear that’s been your experience. We’ll be sure to pass your kind comments on to Gertrud.

Best,
Penfold Team

Rated 5 out of 5 stars

Sumeyye quick and efficiente

Sumeyye made everything easy, he was quick reacting and gave all the information we were needing across 3 or 4 emails

February 4, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Jose,

We really appreciate your review! Keeping things clear and responding quickly is important to us, so it’s lovely to hear that Sümeyye could support you well. We’ll pass this on to her.

Best,
Penfold Team

Rated 5 out of 5 stars

Melanie was very helpful and also…

Melanie was very helpful and also gabrielle thanks

February 4, 2026
Penfold logo

Reply from Penfold

Hi Amanda,

Thank you for your kind words! We’re really pleased to hear that you had a pleasant experience, and we’ll be sure to pass your thanks on to Melanie.

Best,
Penfold

Rated 5 out of 5 stars

Combining pensions: Very easy process to swap a small old…

Very easy process to swap a small old pension fund into my existing Penfold one. Now I can see everything under one roof!

February 4, 2026
Penfold logo

Reply from Penfold

Hi Helly,

It’s lovely to hear that the process felt simple and that you can now see everything under one roof. Thanks for sharing your experience with us.

Best,
Penfold

Rated 5 out of 5 stars

Straight-forward and easy to use

Straight-forward set-up, clear advice and easy to use. I'd wholly recommend Penfold for anyone managing their own pension, including freelancers and small business owners.

February 3, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi there,

Thanks so much for this! We’re glad Penfold’s worked well for you and really appreciate the recommendation.

Best,
Penfold Team

Rated 4 out of 5 stars

The best part of Penfold is the app

The best part of Penfold is the app. It's incredibly intuitive - all the key information is there and it makes it easier to track your pot.

February 3, 2026
Penfold logo

Reply from Penfold

Hi there,

It is great to hear this! Making the app intuitive and useful day-to-day is exactly what we aim for, so we’re really pleased it’s working well for you.

Best,
Penfold Team

Rated 5 out of 5 stars

Easy to talk to talked with not to

Easy to talk to talked with not to

January 19, 2026
Penfold logo

Reply from Penfold

Hi Mr. Walker,

We’re really glad to hear that. Making it easy to talk things through is important to us. Thanks for letting us know.

Best,
Penfold

Rated 5 out of 5 stars

Super proactive and helpful!

Emailed to ask for help with a temp NI number as an employee did not have one yet, and got a response instantly from Sümeyye with how to get this sorted. Very accommodating when my company policy was not able to use the Penfold portal to upload a document.
Sümeyye kept me up to date with everything with quick responses and was overall great. Very happy.

January 28, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Charlotte,

We really appreciate your review! We’re delighted our support team could support you so efficiently and keep you updated throughout. We’ll be sure to share your lovely comments with Sümeyye.

Best,
Penfold

Rated 1 out of 5 stars

Poor comms.

January 29, 2026
Penfold logo

Reply from Penfold

Hi Rob,

Thanks for taking the time to leave a review. We’re sorry the communication was unclear at the time, but we’re glad we were able to follow up and resolve this.

Best,
Penfold Team

Rated 5 out of 5 stars

Seamless pension experience

Seamless! Great oversight. Amazing app with transparency!

January 14, 2026
Penfold logo

Reply from Penfold

Hi there,

We really appreciate your kind words. Making it easy to see what’s happening and feel in control is important to us, so it’s great to hear that’s been your experience.

Best,
Penfold Team

Rated 5 out of 5 stars

Fantastic app

Fantastic app , so easy to use

January 28, 2026
Penfold logo

Reply from Penfold

Hi Cherrie,

Thank you for the lovely feedback! We’re really glad you’re finding the app so easy to use.

Best,
Penfold Team

Rated 5 out of 5 stars

Seamless set up and great support

Seamless set up and great support. I have been using Penfold for sometime now and it has been brilliant. Compared to Nest and Smart Pension, I have the complete process with Penfold a lot more easier and efficient.

January 26, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Anjlee,

We really appreciate your feedback! Making the whole process simple and efficient is exactly what we aim for, so it’s great to hear that’s been your experience.

Best,
Penfold

Rated 5 out of 5 stars

Rapid resolution

Rapid resolution. Helpful and caring assistance.

January 26, 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Laura,

Thank you for sharing this! Taking the time to help and resolve things properly is important to us, so it’s lovely to hear that came through.

Best,
Penfold

Rated 5 out of 5 stars
Penfold logo

Reply from Penfold

Hi Oli,

That’s lovely to hear. Thanks for letting us know! We’re pleased it’s working smoothly for you.

Best,
Penfold Team

Rated 5 out of 5 stars

Amazing

They are very helpful and reliable. Every question or doubts i had they didn’t exited to explain to me in details. They also helped me in a very smooth transition to move my pensions.

January 9, 2026
Penfold logo

Reply from Penfold

Hi there,

Thanks so much for sharing this. It’s great to hear you felt well supported and that moving your pensions over went smoothly.

Best,
Penfold Team

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