gharingermany.de Reviews 145

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowl... See more

Rated 5 out of 5 stars

We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly re... See more

Rated 5 out of 5 stars

I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to an... See more

Rated 5 out of 5 stars

Mr. Ajay Dhingra (Real Estate Financial Expert) helped us from starting till end and was available even at short notice. He has expertise in his field and explains the process in detail. Since he spea... See more

Company details

  1. Loan Agency
  2. Financial Consultant
  3. Mortgage Broker

About gharingermany.de

Written by the company

We are an objective and impartial mortgage broker primarily servicing the expat community in Germany.

Whether you are searching for a home loan, a personal loan or just guidance on buying real estate – We’ll be able to support you all steps of the way. Before, during and after financing! We specialise in financing homes for blue card holders as well as holders of permanent residence ship (Niederlassungserlaubnis). My team and I can consult in English, German and Hindi.

We have the advantage of not being tied to a single bank but to hundreds. This enables us to tap the full potential of the banking system to ensure you get the very best mortgage deal with regards to flexibility, interest rate and EMI.

We provide quick, honest and helpful advice based our many years’ experience and extensive background in real estate. It is our top priority to provide our clients with the very best quality guidance, advice as well as a home loan which is fit for purpose.

What drives us, is bridging the gap – not only between the German banking system and our clients who are looking for a home loan, but also between two cultures. You will find us on several social media groups posting answers to common expat-questions.


Contact info

4.9

Excellent

TrustScore 5 out of 5

145 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Trusted support toward an essential decision of life

Diligent followup to every request. Effective guidance around purchase considerations. Pursuing the best possible bank rates. Timely followup from initial Expose evaluation until registration. Ajay has truly been a trusted guide through the entire process!!

May 31, 2023
Unprompted review
Rated 5 out of 5 stars

Outstanding Support from Property Search to Purchase (Sebastian)

Today we signed the contracts for our new house at the Notary. This was only made possible by the huge amount of advice, support, and dedication given to the purchase by Sebastian Jüngling.

As a British expat, the purchase and financing process was very different from what I experienced in the UK. At every step of the way, Sebastian was there to answer my (many) questions, deal with the Bank, talk to Agent, help me fill out paperwork, explain the process etc. The list of help I have received from him is almost endless!

If you are looking for a mortgage to buy property in Germany, Sebastian from Ghar In Germany would be my very best recommendation!

June 1, 2023
Unprompted review
Rated 5 out of 5 stars

Fantastic home loan consultant ( Ajay)

It was a pleasant experience to work with Ajay on a home loan. Not only did he get us a good deal, he also explained all the aspects of property purchase including evaluating the purchase price of the property, sale contract explanation, points to cover, loan document explanation and many other fine aspects of the whole process
He puts the needs of his clients first and is one of the finest and honest individual that you can come across.

If you are looking for a loan consultant, look no further and i can highly recommend him.

May 24, 2023
Unprompted review
Rated 5 out of 5 stars

The best consulting advise

Friendly and very clear guidance about house purchasing process. Ajay was really transparent and very detail about process. In 30 mins he gave me very clear picture about owning a housing process

May 16, 2023
Unprompted review
Rated 5 out of 5 stars

Ajay is your desi friend, working as Financial advisor in Germany !!!

We have been planning since some time to have our own home in Germany. There are several challenges on the way, legal aspects, documentation, agreements, procedures, finances (important), etc.

Ajay, as a finance advisor is your best friend.

He has excellent communication skills Hindi/English and German. He is committed to clients and very flexible to our requirements. He takes time to explain, and solve any of our doubts regarding finances, procedure and legalities.

What I liked most in him, is the clarity he has with law, financial situations. These help us in great way. That too, he offers these services free of cost !

We would like to thank Ajay for his efforts, help and cooperation. As we have still long way to go, we are very much hopeful that with Ajay we will accomplish our dream to own a home in Germany. Cheers !

May 13, 2023
Unprompted review
Rated 4 out of 5 stars

Good Experience

Good Experience, Nicely narrated current housing market, what are things are important to look, Friendly

March 14, 2023
Unprompted review
Rated 5 out of 5 stars

Insightful

Ajay's advice and guidance are very insightful. He provides overall view and guide you through the complete process.
I appreciate his commitment, ability to explain the complex terms in simple words.

February 8, 2023
Unprompted review
Rated 5 out of 5 stars

I really recommend him as Adviser…

I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to analyze best possible options. He answered all questions and advised us all pros & cons for all possible options. You can save your money and he will also guide you which packages are not necessary to buy Home and banks still sell you to earn some profit.

January 29, 2023
Unprompted review
Rated 5 out of 5 stars

Helpful, Informative, Convenient, Easy to Understand

Easy to schedule a meeting with short notice. Appreciated the convenience of doing an online meeting. His information was clear, easy to understand, he patiently answered all our questions. Super informative and now we have a clear direction!

January 24, 2023
Unprompted review
Rated 4 out of 5 stars

Good

Competent and experienced. Communication can be improved.

December 13, 2022
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look