Long time customer
I have been working with this loan company for about six years. When you first apply, the deposit process can take some time, typically aligning with your payday. However, be aware that the company automatically withdraws the agreed payment amount on the same day you receive your paycheck. While this isn’t a payday loan, they do not provide the flexibility of waiting until your next pay period to begin repayment.
One of the key benefits of this company is that they do not conduct a credit check, making it a viable option for individuals who may have limited borrowing opportunities. However, the interest rates are quite high— for example, borrowing $5 could cost you $25 in repayment. While I have never had to contact their customer service, they have been a reliable resource in times of need.
It’s important to note that adjusting your payment date will extend the length of your loan. Due to the high interest rates, I would recommend using this option only as a last resort. That said, the company is generally willing to approve loans, even for individuals with poor credit. I have seen cases where borrowers with low credit scores were approved for amounts up to $1,000, though repayment can be nearly triple the original loan amount.
If you choose to use this service, be mindful of the repayment terms and total cost to avoid financial strain.
March 3, 2025
Unprompted review