I spoke to one of the banking managers at Handelsbanken Hampstead branch by the name of Georgia Ayre. Georgia was incredibly knowledgeable about the lending facilities of the bank and within a short... See more
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** Please note that this is the Trustpilot page solely for Handelsbanken UK ** Handelsbanken is a local relationship bank, built on sustainable values, with an extensive branch network across England, Scotland and Wales. It offers individual and corporate banking, as well as wealth management. At Handelsbanken you will always deal with a person rather than a chatbot, meaning you receive personalised, high-quality service. You benefit from a dedicated account manager who is able to give expert advice and make most banking decisions in-branch based on your financial circumstances and requirements. Each Handelsbanken branch operates as a local business, working closely with customers who share the bank's values of sustainability, financial prudence, and taking a long-term view, and appreciate having a long-term and close relationship with their bank. Since they work within a defined geographical area, branches have a thorough understanding of the local market and community. In August 2025, Handelsbanken's distinct approach led to it topping recommendations for relationship / account management in the Competition and Markets Authority’s independent service quality survey for business banking* also for services in branches or business centres, and for SME overdraft and loan services. In September 2025 Handelsbanken was also top-ranked for satisfaction, for both personal and business banking, in an independent survey of British bank customers**. * https://www.bva-bdrc.com/products/business-banking-service-quality-great-britain/ ** https://www.epsi-rating.com/wp-content/uploads/2025/09/epsi-uk-2025.pdf
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I wanted to highlight excellent service over the past 2 years from the Enfield branch. In particular Chris Tebbutt and Kirti Mistry helped structure finance for a nonstandard (Huf) house construction. Their understanding of such projects and the needs of complex clients really made the difference. At a personal level, they are also very positive, energetic and great to deal with. Thanks also to Caroline Ramplin for excellent service and apologies to anyone I have missed. Although Chris has rotated into a different role, we look forward to dealing with his successors and will certainly be coming back for further banking needs.

Reply from Handelsbanken plc (UK)
I’ve dealt with the Enfield branch for around 15 years. I have always found Kirti, Mark, David, Garry and the team to be efficient, professional and great to communicate with. A bank that values relationships - invaluable.

Reply from Handelsbanken plc (UK)
I have been with handelsbanken for over ten years now . Over that time I have had the same relationship manager all the time . This has helped my company very much as continuity is key when making decisions. Kirti and her team have really supportive to me when other banks have failed to deliver.

Reply from Handelsbanken plc (UK)
The whole team at Enfield Branch are brilliant. I find them all to be extremely helpful and available to talk to. I have banked with them now for many years and I find that I receive a personal service which is worth more to me than anything else. David Kirti Raki and Thomas do a great job and I am very pleased to have them as my bank. Keep up the good work

Reply from Handelsbanken plc (UK)
My dealings with Jake, Georgia and Naina have always been extremely constructive. The professional and personalised service that they provide is invaluable.
I look forward to continuing the relationship over the coming years.

Reply from Handelsbanken plc (UK)
We were looking for a reputable bank in 2013 and were put in contact with Handelsbanken. We deal with the Hampstead branch and could not be happier with the service we receive from Jake, Georgia, Naina, Steven and the rest of the team.
They are professional, communicative and prompt.
We have had such a positive experience over the years and look forward to a longterm relationship with
Handelsbanken Hampstead branch team.

Reply from Handelsbanken plc (UK)
20 years I’ve been with them… they have no place in 2024. It’s like going back to the 80s - it is so inefficient I am taking my (significant) business elsewhere. The account managers are just…. Useless!
St Albans branch

Reply from Handelsbanken plc (UK)
Gail at the Stirling Branch is extremely helpful, really appreciated her assistance in finding an old Statement. Thanks very much!

Reply from Handelsbanken plc (UK)
As a growing real estate business operating in Central London, we were looking for a reputable bank to refinance the debt on one of our key property assets. We were put in contact with Handelsbanken via our broker and they have been a breath of fresh air from start to finish. They got up to speed quickly on our business and requirements and asked the right questions to get expedite the credit assessment. The terms offered were clear and competitive and the paperwork involved in respect of the facility was far simpler than that required by other lenders. Following the straightforward agreement of terms, the process of then completing the paperwork and the refinancing was exceptionally quick and efficient. After such a positive experience, we feel we have found a real supportive long-term partner in Handelsbanken and are looking forward to working with Hampstead branch team as we continue to grow our business.

Reply from Handelsbanken plc (UK)
If I could leave zero stars I would. These are a disgrace , they are incompetent beyond belief. They stole over £2000 from my account for a series of errors they made. They are crooks. Then they offered me £100 compensation. They have no morals, no ethics and no standards

Reply from Handelsbanken plc (UK)
I recently transferred my business account from Santander to Handlesbanken. The people at the Swindon branch could not have been more helpful. I recommend this bank. Incidentally I was with Santander for fifteen years and they have been totally hopeless.

Reply from Handelsbanken plc (UK)
Excellent customer service today from Peter in your Glasgow branch.
Banking as it should be 😀

Reply from Handelsbanken plc (UK)
The manager of the Exeter Handelsbanken branch has been very helpful and attentive. I would not hesitate to recommend this bank for personal service. I enquired online about their financial products and very quickly received a call to discuss various options and suggestions.

Reply from Handelsbanken plc (UK)
I banked, as a business, with Handlebanken for 10 years. It was a mistake. Their systems are weak. Their staff are earnest well-meaning folk but don't do anything that wouldn't be better automated. I thought that persevering and banking in my local community was the right thing to do but it wasn't and I was wrong.

Reply from Handelsbanken plc (UK)
Subject: Feedback on Hampstead Branch
I am writing to share our experience with your Hampstead branch over the past three years of our five-year relationship, culminating today when our loan matured.
While the lack of competitiveness in the market is concerning, the main issue we faced was the quality of your staff following the departure of the team that initially brought us to your bank.
The replacements were poor in so many ways and simply did not seem to care, which may reflect the general culture of the bank today.
The experience has been incredibly disappointing. The staff quality and service level have been poor, reflecting a less-than-professional attitude. Specific issues include:
- Unanswered emails
- Poor level of knowledge among staff
- Incompetent advice
- General incompetence in handling queries and requests
This is particularly surprising, especially when banks are actively competing for customers.
I am willing to provide more details about our experience if you are interested in addressing these issues. However, if not, I believe this will continue to negatively impact your customer satisfaction.
Update 23/10/24: Further to their answer below; Guess what!! they never bothered contacting me privately to find out more. Pathetic
Update 23/10/24: Your response only reinforces the impression of a poorly managed organisation. You should have been the ones that dealt with this not the ombudsman. And to your point regarding a new bank, that was never going to be a problem.

Reply from Handelsbanken plc (UK)
When you ring the bank they answer the phone and know you by name how marvellous is that. They go the extra mile with everything giving complete peace of mind. I you are thinking of moving banks - I can't recommend Handelsbanken highly enough. Thank Wrexham Branch

Reply from Handelsbanken plc (UK)
This bank needs to be investigated by the regulators. Avoid them at all costs.

Reply from Handelsbanken plc (UK)
I have contacted on two occasions now. All details given and what I was looking for. Never had a follow up call on each attempt. Terrible service.

Reply from Handelsbanken plc (UK)
Always a joy to deal with. We are so impressed by the personal service the Wrexham Branch give. The follow up email we received today to check a problem, that was not of their making, had been resolved was so thoughtful. Thank you Rebecca.

Reply from Handelsbanken plc (UK)
The most effective communication & best customer service that I have ever had the pleasure to encounter from a bank. Nothing was too much trouble & all my enquiries were answered clearly & quickly. Particular thanks to Bryony!

Reply from Handelsbanken plc (UK)
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