Handelsbanken plc (UK) Reviews 

178
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 31 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for their exceptional professionalism, helpfulness, and friendly demeanor, often noting how teams go above and beyond. Many people highlight the excellent, personal service and dedicated approach, appreciating the human touch and efficient handling of their needs. However, some customers also noted dissatisfaction with how specific issues were handled, feeling a lack of support or understanding. This included experiences of being blamed for problems, facing account closures without perceived justification, or encountering what they described as unhelpful or aggressive behavior.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, helpfulness,... See more

Service

Reviewers mention positive feedback about service, often highlighting the personal relationships and... See more

Customer service

Clients share ambiguous opinions on customer service, with many praising the local, personal, and friendly... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I spoke to one of the banking managers at Handelsbanken Hampstead branch by the name of Georgia Ayre. Georgia was incredibly knowledgeable about the lending facilities of the bank and within a short... See more

Company replied

Rated 5 out of 5 stars

The team in the Hampstead branch are truly something special - such a great group of genuine, friendly people who go above and beyond. I completed a remortgage with them a few weeks ago, the process w... See more

Company replied

Rated 5 out of 5 stars

We are clients of the Truro branch, and the service throughout has always been excellent. From the original phone call regarding any issue to Barbara, she is always efficient and helpful. Our orig... See more

Company replied

Rated 5 out of 5 stars

What a refreshing change! a friend said ‘have you thought about Handlesbanken’? Never heard of them was my reply I contacted the Truro office and was put in touch with Alan Joliffe and in turn... See more

Company replied


Company details

  1. Bank

Written by the company

** Please note that this is the Trustpilot page solely for Handelsbanken UK ** Handelsbanken is a local relationship bank, built on sustainable values, with an extensive branch network across England, Scotland and Wales. It offers individual and corporate banking, as well as wealth management. At Handelsbanken you will always deal with a person rather than a chatbot, meaning you receive personalised, high-quality service. You benefit from a dedicated account manager who is able to give expert advice and make most banking decisions in-branch based on your financial circumstances and requirements. Each Handelsbanken branch operates as a local business, working closely with customers who share the bank's values of sustainability, financial prudence, and taking a long-term view, and appreciate having a long-term and close relationship with their bank. Since they work within a defined geographical area, branches have a thorough understanding of the local market and community. In August 2025, Handelsbanken's distinct approach led to it topping recommendations for relationship / account management in the Competition and Markets Authority’s independent service quality survey for business banking* also for services in branches or business centres, and for SME overdraft and loan services. In September 2025 Handelsbanken was also top-ranked for satisfaction, for both personal and business banking, in an independent survey of British bank customers**. * https://www.bva-bdrc.com/products/business-banking-service-quality-great-britain/ ** https://www.epsi-rating.com/wp-content/uploads/2025/09/epsi-uk-2025.pdf


Contact info

4.1

Great

TrustScore 4 out of 5

178 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

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Replied to 100% of negative reviews

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4.1

All reviews

(178)

26 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Enfield Branch- excellent service

I wanted to highlight excellent service over the past 2 years from the Enfield branch. In particular Chris Tebbutt and Kirti Mistry helped structure finance for a nonstandard (Huf) house construction. Their understanding of such projects and the needs of complex clients really made the difference. At a personal level, they are also very positive, energetic and great to deal with. Thanks also to Caroline Ramplin for excellent service and apologies to anyone I have missed. Although Chris has rotated into a different role, we look forward to dealing with his successors and will certainly be coming back for further banking needs.

June 30, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Arjun, it's wonderful to hear about your positive experience, thank you for taking the time to leave a review. I will pass on your comments to the Enfield team.

Rated 5 out of 5 stars

Handelsbanken Enfield

I’ve dealt with the Enfield branch for around 15 years. I have always found Kirti, Mark, David, Garry and the team to be efficient, professional and great to communicate with. A bank that values relationships - invaluable.

December 19, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Thank you for taking the time to leave us a lovely review Paul, I will share this with the team.

Rated 5 out of 5 stars

Handelsbanken Enfield

I have been with handelsbanken for over ten years now . Over that time I have had the same relationship manager all the time . This has helped my company very much as continuity is key when making decisions. Kirti and her team have really supportive to me when other banks have failed to deliver.

December 6, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Ray, we're delighted you are receiving the services you need from the Enfield team. Thank you for taking the time to review us.

Rated 5 out of 5 stars

Enfield branch. Brilliant

The whole team at Enfield Branch are brilliant. I find them all to be extremely helpful and available to talk to. I have banked with them now for many years and I find that I receive a personal service which is worth more to me than anything else. David Kirti Raki and Thomas do a great job and I am very pleased to have them as my bank. Keep up the good work

December 17, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hi, thank you for taking the time to give us such a lovely review, and we're happy to know that you value our personal approach so much!

Rated 5 out of 5 stars

Hampstead Branch

My dealings with Jake, Georgia and Naina have always been extremely constructive. The professional and personalised service that they provide is invaluable.
I look forward to continuing the relationship over the coming years.

December 9, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hi, thank you for taking the time to review us and we're so pleased you appreciate our service 💙

Rated 5 out of 5 stars

We were looking for a reputable bank in 2013 and were put in contact with Handelsbanken

We were looking for a reputable bank in 2013 and were put in contact with Handelsbanken. We deal with the Hampstead branch and could not be happier with the service we receive from Jake, Georgia, Naina, Steven and the rest of the team.
They are professional, communicative and prompt.
We have had such a positive experience over the years and look forward to a longterm relationship with
Handelsbanken Hampstead branch team.

December 4, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Thank you for taking the time to review us. We're thrilled that you're pleased with our service and look forward to continuing to support you in the future.

Rated 1 out of 5 stars

15 years I’ve been with them… they have…

20 years I’ve been with them… they have no place in 2024. It’s like going back to the 80s - it is so inefficient I am taking my (significant) business elsewhere. The account managers are just…. Useless!

St Albans branch

November 5, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hi, we're sorry to hear about your experience. I will send a private message for you to share your details so that I can look into this for you.

Rated 5 out of 5 stars

Gail at the Stirling Branch is…

Gail at the Stirling Branch is extremely helpful, really appreciated her assistance in finding an old Statement. Thanks very much!

November 14, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Thank you for taking the time to share your positive experience. Our colleagues strive for excellent customer service and we're delighted to hear it's appreciated. I'll share your feedback with the branch. 💙

Rated 5 out of 5 stars

Excellent service from the Hampstead branch

As a growing real estate business operating in Central London, we were looking for a reputable bank to refinance the debt on one of our key property assets. We were put in contact with Handelsbanken via our broker and they have been a breath of fresh air from start to finish. They got up to speed quickly on our business and requirements and asked the right questions to get expedite the credit assessment. The terms offered were clear and competitive and the paperwork involved in respect of the facility was far simpler than that required by other lenders. Following the straightforward agreement of terms, the process of then completing the paperwork and the refinancing was exceptionally quick and efficient. After such a positive experience, we feel we have found a real supportive long-term partner in Handelsbanken and are looking forward to working with Hampstead branch team as we continue to grow our business.

October 10, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

We are delighted to hear you've had a great experience Simon, and thank you for taking the time to leave such a lovely review.

Rated 1 out of 5 stars

If I could leave zero stars I would

If I could leave zero stars I would. These are a disgrace , they are incompetent beyond belief. They stole over £2000 from my account for a series of errors they made. They are crooks. Then they offered me £100 compensation. They have no morals, no ethics and no standards

October 8, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Update: I understand that you are in communication with the branch. Please do get back to me via the request I have sent if you have any more comments.
*
Hello Tony, thank you for taking the time to share your experience, it's disappointing to hear you're unhappy. I've sent you a request for more information so that we can look into this for you. Please be sure to include the name of your branch.

Rated 5 out of 5 stars

I recently transferred my business…

I recently transferred my business account from Santander to Handlesbanken. The people at the Swindon branch could not have been more helpful. I recommend this bank. Incidentally I was with Santander for fifteen years and they have been totally hopeless.

September 3, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Lee, thank you for taking the time to write us a recommendation.
We're delighted to hear you've had a great experience with the branch and look forward to continuing to provide excellent customer service. I'll pass on your comments.

Rated 5 out of 5 stars

Handelsbanken excellent customer service…

Excellent customer service today from Peter in your Glasgow branch.
Banking as it should be 😀

September 10, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello, thank you for taking the time to leave a review, we're delighted you're so pleased with our service. We always put our customers at the heart of what we do so it's great to hear that it's appreciated. I'll pass on your comments to the branch 💙

Rated 5 out of 5 stars

The manager of the Exeter Handelsbanken…

The manager of the Exeter Handelsbanken branch has been very helpful and attentive. I would not hesitate to recommend this bank for personal service. I enquired online about their financial products and very quickly received a call to discuss various options and suggestions.

July 22, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Susan, thank you for taking the time to post a review. We’re really pleased you’ve had a great experience! I’ll pass on your comments to the branch.

Rated 1 out of 5 stars

10 years I won't get back

I banked, as a business, with Handlebanken for 10 years. It was a mistake. Their systems are weak. Their staff are earnest well-meaning folk but don't do anything that wouldn't be better automated. I thought that persevering and banking in my local community was the right thing to do but it wasn't and I was wrong.

July 3, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Chris, thank you for taking the time to leave a review. It's disappointing to hear your experience as we do strive for the highest levels of customer service. I've sent a message requesting more information so that we can look into this. Alternatively you can contact our Complaints team: complaints@handelsbanken.co.uk.

Rated 1 out of 5 stars

Hampstead Branch London

Subject: Feedback on Hampstead Branch

I am writing to share our experience with your Hampstead branch over the past three years of our five-year relationship, culminating today when our loan matured.

While the lack of competitiveness in the market is concerning, the main issue we faced was the quality of your staff following the departure of the team that initially brought us to your bank.

The replacements were poor in so many ways and simply did not seem to care, which may reflect the general culture of the bank today.

The experience has been incredibly disappointing. The staff quality and service level have been poor, reflecting a less-than-professional attitude. Specific issues include:

- Unanswered emails
- Poor level of knowledge among staff
- Incompetent advice
- General incompetence in handling queries and requests

This is particularly surprising, especially when banks are actively competing for customers.

I am willing to provide more details about our experience if you are interested in addressing these issues. However, if not, I believe this will continue to negatively impact your customer satisfaction.

Update 23/10/24: Further to their answer below; Guess what!! they never bothered contacting me privately to find out more. Pathetic

Update 23/10/24: Your response only reinforces the impression of a poorly managed organisation. You should have been the ones that dealt with this not the ombudsman. And to your point regarding a new bank, that was never going to be a problem.

June 28, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Hello Marc, thank you for sharing your review. We do strive to provide a high standard of customer service so it's disappointing to hear your experience. I'll send a private request for more information.
Alternatively, you can email our complaints team on: complaints@handelsbanken.co.uk.
UPDATE: I understand you have been in dialogue with the branch over your concerns. We're sorry you are still unhappy about the situation. Should you think it appropriate, you can take your concerns up with the ombudsman.
We wish you all the best, and hope you are able to find a banking partner better able to meet your needs.

Rated 5 out of 5 stars

Fantastic Professional Customer Services.

When you ring the bank they answer the phone and know you by name how marvellous is that. They go the extra mile with everything giving complete peace of mind. I you are thinking of moving banks - I can't recommend Handelsbanken highly enough. Thank Wrexham Branch

April 3, 2024
Unprompted review
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Reply from Handelsbanken plc (UK)

Thank you for taking the time to review our service, we're delighted to hear you're happy with it. I've passed on your compliments to the branch.

Rated 1 out of 5 stars

They will financially ruin you given the chance.

This bank needs to be investigated by the regulators. Avoid them at all costs.

September 15, 2023
Unprompted review
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Reply from Handelsbanken plc (UK)

Hi, thank you for your review. I've sent you a request for more information so that I can look into what happened. Alternatively, you can contact our complaints team: complaints@handelsbanken.co.uk.

Rated 1 out of 5 stars

I have contacted on two occasions now

I have contacted on two occasions now. All details given and what I was looking for. Never had a follow up call on each attempt. Terrible service.

November 27, 2023
Unprompted review
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Reply from Handelsbanken plc (UK)

Hi, I've requested some extra information from you so that I can look into this. I'm sorry for any inconvenience.

Rated 5 out of 5 stars

Excellent Customer Service

Always a joy to deal with. We are so impressed by the personal service the Wrexham Branch give. The follow up email we received today to check a problem, that was not of their making, had been resolved was so thoughtful. Thank you Rebecca.

November 14, 2023
Unprompted review
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Reply from Handelsbanken plc (UK)

We're thrilled to hear you're happy with our service Jacqueline, I'll pass on your comments to the branch.

Rated 5 out of 5 stars

The most effective communication & best…

The most effective communication & best customer service that I have ever had the pleasure to encounter from a bank. Nothing was too much trouble & all my enquiries were answered clearly & quickly. Particular thanks to Bryony!

November 15, 2023
Unprompted review
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Reply from Handelsbanken plc (UK)

Thank you for your review Paul, that's lovely to hear. I'll pass on your comments to the branch.

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