Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... See more
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Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, United States
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It was a fairly quick and easy process. When I had a question it was answered rather quickly. So far I would use Happy Money again when I am looking for a loan.

Reply from Happy Money
Happy Money was the easiest process I have ever experienced getting a loan. I don’t like talking on the phone and only had to have one conversation during the process.

Reply from Happy Money
Very happy with how easy it was to get the loan and set up I would definitely recommend your company

Reply from Happy Money
Great customer service ..patient, helpful with pertinent information, encoraged optimism and gave me the results I was looking for'

Reply from Happy Money
It was easy to apply and receive the funds. My only issue was that my APR was high even though I have excellent credit. I wasn't allowed to change it either.

Reply from Happy Money
EXCELLENT SERVICE! VERY VERY COMMITTED TO HELPING ME RECEIVE MY LOAN IN A VERY TIMELY MANNER. MADE PROVIDING INFORMATION TO SECURE THE LOAN AN EASY TASK CONSIDERING OTHERS WERE VERY DIFFICULT IN WANTING OVER THE TOP INFORMATION. I HIGHLY RECOMMEND HAPPY MONEY TO ANYONE NEEDING A QUICK AND PAINLESS LOAN!

Reply from Happy Money
When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt

Reply from Happy Money
Fast and easy process! Highly recommended! Thank you Happy Money!

Reply from Happy Money
The only company that didn't give me the Run around, easy to apply and approved quickly!!!!

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Reply from Happy Money
From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly appreciate all the agencies involved for giving me the chance to restart without feeling ashamed about my debt.

Reply from Happy Money
My experience with Happy Money was very positive - it was easy to set up and the terms were reasonable.

Reply from Happy Money
I had a great experience with this company. I got the money in the three business days sent straight to my bank.

Reply from Happy Money
Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

Reply from Happy Money
I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

Reply from Happy Money
This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

Reply from Happy Money
Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

Reply from Happy Money
I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

Reply from Happy Money
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