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GBI Direct (Formerly Hard Assets Alliance) Reviews 368

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 268 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the helpfulness and patience of the staff, highlighting their positive attitude and efficiency in resolving issues. The customer service is frequently described as exceptional, with many appreciating the personalized approach and quick, efficient responses. People find the overall service excellent, noting the ease of use for buying and selling, and the clear communication regarding costs. The user experience is also highly rated, with customers finding the website and purchase process simple, intuitive, and problem-free. However, some people mentioned issues with the payment process, specifically regarding funds clearing and being applied to accounts, leading to unexpected delays or complications. A few customers also experienced delays with IRA distribution requests and transfers, indicating that while the staff was helpful, the processes themselves could be improved for quicker access to funds.

What people talk about most

User experience

Reviewers consistently express satisfaction with the user experience, highlighting the ease of use and... See more

Staff

Users describe positive interactions with staff, consistently highlighting their helpfulness, knowledge, and... See more

Customer service

Customers had positive experiences with customer service, often highlighting the professionalism and... See more

Service

Consumers find service to be positive, with many reviewers expressing satisfaction and even exceeding... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some customers praising the ease and speed of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Navigating the site is easy. Idid have a problem in that I had funds available that were not used to pay my storage fees. I was informed my fees were unpaid so I quickly had funds transferred to my ac... See more

Rated 4 out of 5 stars

I am happy with Hard Assets Alliance it is relatively easy to invest in coins and have them stored. I recently sold some coins and it seemed to take a relatively long time to get a check but otherwise... See more

Rated 5 out of 5 stars

Prices on silver coins are consistently cheaper than other large dealers like APMEX or JM Buillon. Usually $1-2.5 cheaper retail price even when these dealer offer lower prices when one is buying larg... See more

Company replied

Rated 5 out of 5 stars

After spending some time yesterday with one of your most patient representative along with the two other representatives who helped me earlier. When I tried to login today I was successful. No more... See more

Company replied


Company details

  1. Gold and Silver Trading Company

About GBI Direct (Formerly Hard Assets Alliance)

Written by the company

GBI Direct, formerly Hard Assets Alliance – Precious Metals Investing Made Simple

Whether your goal is to preserve wealth, protect against currency risk, or build long-term stability, GBI Direct delivers a secure and convenient way to invest in physical metals—backed by technology, transparency, and a customer-first approach. Our leading online platform is used by some of the world's largest financial institutions and is available to individual investors aiming to diversify their portfolios with tangible assets like gold, silver, platinum, and palladium.

We understand the critical role that precious metals play in investment strategies as a hedge against inflation and economic uncertainty. That's why our platform allows investors to easily browse, compare, and purchase a wide selection of bullion products from reputable global dealers who bid against each other to give you the best price.

Through our trusted vaulting partners, we offer secure storage options in multiple international locations, giving you peace of mind that your assets are safe.

Transparency and trust are at the core of everything we do. With real-time pricing and a straightforward fee structure, investors can make informed decisions without worrying about hidden costs or surprises.

GBI Direct is committed to educating and empowering investors through expert research, market insights, and in-depth educational content. Our team regularly publishes articles, guides, and reports to help you navigate the precious metals market with confidence.

We strive to make your precious metals investing experience the best it can be and welcome your feedback—leave a review at GBIDirect.com and let us know about your experience.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

368 reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 66% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Longe term HAA client

I've been on the HAA platform for about 12 years. It has been reliable and easy to use. My experience with Customer Support is very good. They are knowledgeable and helpful. I recently spoke to them regarding the process for a Qualified Charitable Distribution.

February 12, 2026
Unprompted review
Rated 5 out of 5 stars

One of the Best Precious Metals Companies.

I've experience with many investment firms and retirement accounts. I have found the people at HAA to be the most helpul, pleasent and knowledgable. Their IT is clean, to the point simple and easy. My dealings with many others has often been a struggle. Sometimes costing me money. I go to them first.

February 12, 2026
Unprompted review
Rated 4 out of 5 stars

There was a problem with shipping…

There was a problem with shipping delays in the last order, but it was rectified through a discussion with HAA.

February 2, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for being so patient while the vault processes your shipping requests according to your details.

Rated 4 out of 5 stars

Generally

Generally, good experiences, response sometimes slower than I would like.

February 2, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

With the recent spike in demand, we do appreciate everyones patience as our team gets through all email inquiries. For immediate response, please do not hesitate to call us directly!

Rated 5 out of 5 stars

My long problem has been resolved!!

After spending some time yesterday with one of your most patient representative along with the two other representatives who helped me earlier. When I tried to login today I was successful. No more 500.Thank You for that . Now when I login, I get my name and account number, But I can not find my inventory list , Can some tell me how to find the list of metals that I have. Thank You again Earle Crosswait. Yea!! my problems have been solved. Once again your representatives have done a great job!! Thank You again I will recommend HAA/ GBI Earle Crosswait.

February 12, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thanks, Earle! It was a pleasure helping you navigate through the account.

Rated 1 out of 5 stars

Be aware of Non-Segregated Storage Facilities!

I purchased specific, premium coins from Coins Plus in Spokane for my wife’s retirement fund, with the explicit understanding that they would be held in segregated storage and preserved for my family. After your company was acquired or partnered with GBI, many of those coins were liquidated without my authorization and replaced with bulk bullion. I did not consent to this substitution, nor was I informed in advance in many cases, especially with the 100-ounce silver bars.
The sale of higher-value coins and their replacement with generic 100-ounce silver bars materially altered my retirement holdings and eliminated the unique value I intentionally selected. As a disabled senior who relied on your firm to act as a fiduciary custodian, I consider this conduct deceptive, harmful, and a serious breach of trust—particularly toward elderly clients depending on these assets for end-of-life financial security. This information will be passed on to every local coin shop that I know and also to Dale Whitaker, who has clients that have experienced this same bait-and-switch routine. You should be ashamed, and in my opinion, you rate along with Gold Line International, Lear Financial, etc.

January 2, 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thank you for your feedback, Larry. We take all client concerns seriously, especially regarding retirement accounts.

To clarify the situation: When your old IRA Millennium IRA exited the precious metals business, their clients faced limited options—transfer to a new custodian or accept a forced distribution with significant tax implications. We offered a transfer solution to our partnered IRA custodian, but that custodian's policy only permits investment-grade bullion, not numismatic or collectible coins.

This limitation was explained before any conversions occurred, and clients were given the choice to either proceed with conversion to bullion-grade products or seek an alternative custodian that accepts numismatic holdings. Per company policy shown in our terms of service, no transactions can be executed without explicit client authorization. All conversions in this case were completed with documented consent.

We understand this wasn't your ideal outcome, and we're sorry the circumstances with your previous custodian created this difficult situation. If you'd like to review specific transaction authorizations, please contact me directly at Support@HardAssetsAlliance.com so we can address your concerns in detail.

Samantha

Rated 5 out of 5 stars

A seamless experience

A seamless experience! Nothing could be simpler in getting investments in precious metals accomplished quickly with no system or computer glitches. Just enter the product desired, how much and where you want it stored (of course, you must first pre-fund your account). Voila!

February 13, 2026
Unprompted review

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