HDFC Bank Reviews 

746
TrustScore 1 out of 5

1.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 220 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful, difficult to reach a real person, and often receiving generic responses. Customers also frequently reported issues with staff, describing them as unprofessional, unknowledgeable, and sometimes rude, leading to significant delays and frustration. Reviewers also encountered problems with payment and account management, including unexpected charges, frozen accounts, and difficulties with loan processes and account closures. The response times for various services were often criticized, with many experiencing long waits for account activation, issue resolution, and even basic inquiries.

What people talk about most

Service

Clients share negative opinions on service, with many reviewers describing it as the worst banking experience... See more

Customer service

People report negative experiences with customer service, citing a lack of support and poor communication,... See more

Staff

Reviewers mention negative feedback about staff, with many expressing dissatisfaction with their knowledge,... See more

Payment

Customers had negative experiences with payment, frequently reporting unauthorized deductions and hidden... See more

Response time

Reviewers highlight significant dissatisfaction with response times, frequently reporting that calls and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

call and send message three times for my right issue. DEAF & DEAD people run the BS customer service, No responsibility and accountability in banking business. Finance minister Should cancel the lice... See more

Rated 1 out of 5 stars

Bank ask why u need cash if u have good balance for about 25k and above if u withdraw 6k then they people say we don’t have sufficient cash in bank Actually I saving account is link with equity... See more

Rated 1 out of 5 stars

After holding HDFC accounts for over 10 years, I realized they have literally 0 customer service. You ask anything, they copy-paste a very generic response. they donot care so move out of HDFC.

Rated 1 out of 5 stars

The account managers who opened my account gave me all false information. They also provided incorrect address and i had to run from one courier service to another to get my debit card, pin and kit. T... See more


1.2

Bad

TrustScore 1 out of 5

746 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.2

All reviews

(746)

223 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

New App Upgrade Issues

You've upgraded your app to the new one but have provided no means to migrate from the old app. How difficult is it to retain the same credentials and (on the same device) enable the new app? In 2025!!

Now, I cannot log in via app and your web keeps pushing me to mobile. Nasty!

December 3, 2025
Unprompted review
Rated 1 out of 5 stars

Lack of Responsibly and Accountability at Manager Level.

The services of HDFC staff at higher level I experienced is not upto the mark. Initially they scrutinized the documents and assured me loan would be sanctioned within a week but has taken two and half month. They just put a blame on subordinate or ground level staff for delay. I completely fed up and frustrated till approval and disbursement of loan. Secondly and most importantly they are not transparent in dealing mean to say they do not disclose the actual rate of interest and actual charges you have to pay to sanction the loan. Overall services are not good.

December 19, 2025
Unprompted review
Rated 1 out of 5 stars

call and send message three times for…

call and send message three times for my right issue. DEAF & DEAD people run the BS customer service, No responsibility and accountability in banking business. Finance minister Should cancel the license asap. this is not business place not getting statement for last six month plus. any time u ask any question. rotating girls. no one knows whom to talk even. dead people are running business.

December 18, 2025
Unprompted review
Rated 1 out of 5 stars

SCAMMERS DISGUISED AS BANK.

This is not a bank. This is an organized crime disguised as bank. They are SCAMMERS. They are stealing people's money left and right. If you've been a victim or remittance gone wrong and your money has been lost, I highly recommend that you file a complaint with the FBI Cyber Crime. The executives of this bank are criminals. Don't waste your time complaining to them or to the CMS-RBI. The complaint pages online are down. You cannot even file a complaint. If you email them, your email will be rejected by their system. This is a RICO case. It's a CRIME.

December 8, 2025
Unprompted review
Rated 1 out of 5 stars

NRI address Changes service

After moving to the UAE, I converted my HDFC savings account to NRO/NRE. I requested an address update and clearly explained that I am a housewife on a dependent visa, and hence, I got no address proof in my name. Despite repeated follow-ups, I received no proper response and ended up spending around AED 200- 250 on calling charges. Very poor support and an extremely frustrating experience.

December 15, 2025
Unprompted review
Rated 1 out of 5 stars

HDFC

Too much of charges in this bank, I am waiting to close, bro seriously we can't afford to pay charges like all the time.

December 15, 2025
Unprompted review
Rated 1 out of 5 stars

Nuisance at its highest

Such a nuisance these guys are they do not understand what a “No” is. They will just get on your nerves call you every two hours and ask you to take personal loan whereas you haven’t even called for it. And once you say a “do not call again and again” in the call this girl Chandrika will show an attitude saying karlijiye mam complaint. Pathetic behaviour, stupid people.

December 11, 2025
Unprompted review
Rated 1 out of 5 stars

VERY BAD SERVICE

VERY BAD SERVICE. NO RECORD KEEPING. MIS GUIDE THE CUSTOMERS. ONLY CUSTOMER HARASMENT DONE. 8888857392

December 11, 2025
Unprompted review
Rated 1 out of 5 stars

very worst bank ever

very worst bank ever, if you have missed a emi in 5minutes they will debit amount from your account, and sending message continually like tomorrow you are facing problem, customer care support always busy.

December 4, 2025
Unprompted review
Rated 1 out of 5 stars

I have been an HDFC customer for 15…

I have been an HDFC customer for 15 years, but this is the first time I felt completely abandoned. I became a victim of an online fraud and the moment I realized it, I reported it to HDFC within minutes. I sent multiple emails and even requested them to at least keep the transaction on hold while the case is with RBI Ombudsman and Cybercrime.
But instead of helping, HDFC just kept closing my tickets without proper explanation. No one took accountability, no one guided me, and despite informing them repeatedly, they still allowed the disputed amount to enter my bill.

This has caused me huge stress and sleepless nights. A customer who acted immediately to stop a fraud should not be treated like this. I expected support, not silence. I hope no one else has to go through the same experience. HDFC really needs to change how they support customers in fraud cases.

November 10, 2025
Unprompted review
Rated 1 out of 5 stars

I'm extremely disappointed with HDFC…

I'm extremely disappointed with HDFC Bank's service. I've been charged fees without any prior notification or clear explanation. When I checked my account statement, I discovered multiple deductions that I was never informed about.
The way these charges are applied—without notice or consent—feels deliberately designed to take advantage of customers. Many people don't check their statements regularly, and the bank seems to rely on this. This practice is unethical and damages customer trust completely.

December 9, 2025
Unprompted review
Rated 1 out of 5 stars

Bank thinks they are the boss

I had an HDFC NRI account for many years and they gave me a card that would not work in petrol bunks when I am travelling. They refused to give me a debit card.

I moved to IC IC I bank and I am very happy.

I thought my reviews would be an anamoly. Looks like there are many dissatisfied customers like myself.

December 17, 2024
Unprompted review
Rated 1 out of 5 stars

One of the worst banks

One of the worst banks. I regret opening an account here. I called customer service so many times and you can find some extremely rude service. They are very hesitant to even give us the call reference number. Anything you ask, they ll say we cant say that, may be that, may be this... dont know anything for sure. Useless customer service and bank.

December 2, 2025
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look