I have been insurance with Health-on-line for a number of years now. My policy was up for renewal and I needed to ask a few questions and ask for some advice. I called today and spoke to Natalie who... See more
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See what reviewers are saying
In excess of 7 hours on phone trying to get online issue resolved. Call center in India worse than useless. For example, they asked which browser I used and then advised me they could not help because... See more
Unfortunately when my wife needed to access private health our health on line insurance fell well short of our expectations. Due to COVID we were unable to get access to see a consultant and thus rece... See more
Company replied
It would be really appreciated if we could actually speak to someone instead of waiting over an hour on the phone! Really not acceptable as this call started at 3.45pm! Personally it made me feel tha... See more
Company details
Information provided by various external sources
Health-on-Line is one of the UK's leading Private Medical Insurance providers, owned by AXA PPP healthcare. Offering both individual and corporate policies, Health-on-Line allows customers to tailor their cover, selecting the relevant modules for them - meaning you don't pay for any cover you don't need.
Contact info
80 Holdenhurst Road, BH8 8AQ, Bournemouth, United Kingdom
- 01202 057374
- marketing@health-on-line.co.uk
- health-on-line.co.uk
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This company hasn't invited customers recently, so reviews may not be representative
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VERY HELPFUL
VERY HELPFUL, VERY FRIENDLY AGENT, THEY HELPED MYSELF DURING A VERY DIFFICULT TIME. THANK YOU.

Reply from Health-on-Line
I have been with the company for 10…
I have been with the company for 10 years and I am impressed with the professionalism of the staff.
Always listening to you, helpful and responding on time.
Is the second year I speak to the advisor Louise and before that to Nikolai. Both very good at their job.
Well done health on line.

Reply from Health-on-Line
Excellent Service once again.
Excellent Service once again.
Always very helpful, courteous and sympathetic staff on the phone.

Reply from Health-on-Line
Seeking assistance the support…
When I needed assistance the support team were first class and I was up and running online within moments. Friendly & helpful despite having the complication of having to work remotely.

Reply from Health-on-Line
Couldn't fault anything about them
Couldn't fault anything about them, helpful from the start and going the extra mile in helping me get an appointment to see a specialist, can't thank them enough, Annette.

Reply from Health-on-Line
Excellent service from knowledgeable…
Excellent service from knowledgeable staff. Marianne answered all my queries In a very clear and competent manner and was happy to take the time to make sure that I had all the information needed.

Reply from Health-on-Line
This company is one big joke.
This company is one big joke.
After trying for 7 weeks, SEVEN, I still can get all the family registered.
After calls, emails, nobody can assist, or knows how to assist.
I have taken out a policy for the year that up to now I wont be able to use as we need to be fully registered.
Portals are a joke, not user friendly, even when trying to verify with a passport, etc, still doesn't work.
Complete incompetence, people working there need training as they are clueless!
And yes I am annoyed, in case this hasn't been noticed...

Reply from Health-on-Line
I have been very impressed with the…
I have been very impressed with the staff and the policies of Health on Line and would recommend them without hesitation to prospective private health families.

Reply from Health-on-Line
Very good response to a query about my…
Very good response to a query about my cover. Could have been improved by a confirmation email.

Reply from Health-on-Line
LIMITED COVER AND POOR CUSTOMER SERVICE
In my opinion you should avoid this company at all costs. Please do your research and compare cover with other companies.
My experiences with Health-on-line:
Limited hospital choices - unhappy with my closest hospital would have to travel approx 70 miles for the next closest.
Poor customer service - staff raised tone, continuously mis-spells name.
Refuses to confirm what is covered via hypothetical scenarios to ensure the policy is still correct for you. Told will review once claim is registered - this is unhelpful as insurance is based around risk and hypothetical anyway?
I have now left this company and insured with a company that offers more for less

Reply from Health-on-Line
Typical insurance company, takes premiums then wriggles to avoid payout
I have paid my premiums for years in the knowledge that when I need medical treatment I would be covered. But when I came to need treatment, they wriggled and wriggled to avoid covering me. I planned to use one of the (few) hospitals permitted by them, and then by chance discovered that even within those hospitals only certain consultants are covered. Despite my consultant charging within the acceptable charging structure using standard rates. They said they would only cover 60% even though using one of their consultants would result in the same cost to them. It could set me back £1000’s. After months of struggling, they eventually agreed to cover my consultant but only until the renewal of my policy. Just as I was arranging treatment, Covid-19 kicked in and stopped all procedures. Now they won’t honour my treatment, won’t refund the part of the year where I couldn’t get treatment, won’t allow me to suspend my policy until private treatments start again, whenever that might be. They just want your money, but when it comes to payouts, they just aren’t interested.
Addendum. Following the above review, and the subsequent response from HOL below, i was contacted within an hour or so. Very helpful man, has clarified matters, has promised to email me with answers and assuming he does, i am happy with the outcome. Well done Health Online (in advance), if you do as promised you have recovered very well, shame it took a Trustpilot review to get action. Changing my rating in anticipation from 1* to 3*

Reply from Health-on-Line
Desperate Bad brokers!
They sold me a misleading medical insurance. They say one thing and the policy written says something else.
Bought a medical insurance for my child. They advised on the telephone pre-existing condition is covered. Making a claim, they advised pre-condition is not covered. Now i have a hefty bill to pay. I am so disgusted how they do business. I spoke to the person who sold me, they said, 'Don't take my word read the policy!'
Would not recommend and avoid any telephone sales !

Reply from Health-on-Line

Reply from Health-on-Line
Thank you Alison Harvey
Steve Williamson
I would like to say that the service, care and consideration I have received on two occasions from your representative Alison Harvey was exceptional, I cannot remember when I last received such professionalism and empathy during a telephone call.
Well I can actually it was when you could phone directory enquiries and ask a very pleasant lady someone’s phone number and she would do all she could to help.
All at a time when pressure with the Covid-19 crisis and working from home must add to everyone’s work load.
I cannot say enough to express my thanks and appreciation for the care and attention I received.
The lady is a legend!
I would also like to express my thanks to Lee, a senior agent in the claims team, who went out of his way to help.
Steve Williamson
Steve Williamson
Policy No. HOL/L8227306
I would like to say that the service, care and consideration I have received on two occasions from your representative Alison Harvey was exceptional, I cannot remember when I last received such professionalism and empathy during a telephone call.
Well I can actually it was when you could phone directory enquiries and ask a very pleasant lady someone’s phone number and she would do all she could to help.
All at a time when pressure with the Covid-19 crisis and working from home must add to everyone’s work load.
I cannot say enough to express my thanks and appreciation for the care and attention I received.
The lady is a legend!
I would also like to express my thanks to Lee, a senior agent in the claims team, who went out of his way to help.
Steve Williamson
would like to say that the service, care and consideration I have received on two occasions from your representative Alison Harvey was exceptional, I cannot remember when I last received such professionalism and empathy during a telephone call.
Well I can actually it was when you could phone directory enquiries and ask a very pleasant lady someone’s phone number and she would do all she could to help.
All at a time when pressure with the Covid-19 crisis and working from home must add to everyone’s work load.
I cannot say enough to express my thanks and appreciation for the care and attention I received.
The lady is a legend!
I would also like to express my thanks to Lee, a senior agent in the claims team, who went out of his way to help.
Steve Williamson

Reply from Health-on-Line

Reply from Health-on-Line
Excellent Customer Service
The service support I received from Anthony Bowers was outstanding. We pay for service with our premiums. It is refreshing to find a company that strives to provide it by hiring quality staff like Mr Bowers.

Reply from Health-on-Line
Very pleased with health on line as I…
Very pleased with health on line as I have been from first becoming a member always there to help , making everything so easy for us , & stress free thank you very much. Regards Dean Acres

Reply from Health-on-Line
I have phoned a couple of times since…
I have phoned a couple of times since being a member of Health-on-Line and have been impressed by the speed of "getting through", the friendliness and professionalism of the staff and the accuracy of the answers I have received.

Reply from Health-on-Line
All the dealings with the company have…
All the dealings with the company have been easy to deal with and the service has been very good.

Reply from Health-on-Line
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