HeptaPay Reviews 

307
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 121 reviews, reviewers had a great experience with this company. Customers truly appreciate the extremely fast transfers and the straightforward digital platform, which makes sending money very easy and convenient. Many people also consistently mention that the helpful customer support team responds promptly whenever questions or minor issues arise during the transfer process. Some reviewers were not happy with unexpected payment delays, noting that transactions occasionally took several hours to clear or completely failed to go through properly. A few other people also pointed out that the online service can sometimes be totally unavailable when urgently needed for sending funds.

What people talk about most

Service

Consumers find service to be positive, highlighting fast remittance speeds, quick responses, and reliable... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting that while some consumers experience extremely fast... See more

User experience

Users describe positive interactions with user experience, highlighting that the platform is quick, very... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise fast support and quick email... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Simple, straightforward I am happy with the service, my bank had delays I turned to HeptaPay and they delivered. For first time user expect some delays due to security and verification before payment.... See more

Company replied

Rated 4 out of 5 stars

Simple and convenient, procceses are initiated and completed within a minutes for the first time but less than a minute for subsquent use

Company replied

Rated 4 out of 5 stars

Fast , convenient and trustable , in 3 mnts the money was with the receiver momo account in Rwanda , only the 1 star less for the rate it can be better

Company replied

Rated 4 out of 5 stars

I registerd with HeptaPay , I tried three times to send money to m pesa but it failed. I put the correct card details but it dont work. I wrote a e mail and get a answer on Sunday in less than two hou... See more

Company replied


Company details

  1. Mobile Money Agent
  2. also in
  3. Card Processing Service
  4. Currency Exchange Service
  5. Money Order Service
  6. Money Transfer Service
  7. Non-Bank Financial Service

Written by the company

HeptaPay is an Online Agent for Mobile Money in East Africa. We allow customers to transfer money from their debit or credit cards into MTN MoMo, Airtel Money, and M-PESA in Kenya, Rwanda, Uganda, and the Democratic Republic of Congo (DRC). We also allow customers to pay businesses directly to their Safaricom M-PESA Buy Goods Till Numbers in Kenya, or MTN MoMo Pay Codes in Rwanda. A customer is not required to sign up with HeptaPay in order to transact. HeptaPay accepts payment via Visa, Mastercard, or American Express debit cards from anywhere in the world.


Contact info

4.1

Great

TrustScore 4 out of 5

307 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 2 weeks

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4.1

All reviews

(307)

120 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Extremely quick and efficient

Extremely quick and efficient. I will definitely use again.

October 11, 2025
HeptaPay logo

Reply from HeptaPay

Thank you so much for your kind words and your 5-star review. We're glad to hear you found HeptaPay quick and efficient. We look forward to serving you again and again!

Rated 5 out of 5 stars
HeptaPay logo

Reply from HeptaPay

We’re delighted to know you find HeptaPay’s services great and reliable. We will keep working hard to exceed your expectations.

Rated 5 out of 5 stars

Faster connection

Faster connection

September 29, 2025
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Reply from HeptaPay

We're glad that your transaction went through in 30 seconds or less in-line with our promise to you.

Rated 5 out of 5 stars

Quick and easy to use

September 20, 2025
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Reply from HeptaPay

Thank you for your review. Your feedback means a lot to us. We look forward to continuing to provide you with a smooth experience.

Rated 5 out of 5 stars

The service is awesome

Heptapay is the best global transfer in east Africa i can say.Thanks

September 21, 2025
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Reply from HeptaPay

Thank you Wilson for your review. We will keep working hard to remain the best money transfer service in East Africa and, eventually beyond!

Rated 5 out of 5 stars

Nice , quick and faster

Heptapay simplifies money transfer to people abroad to home land. I have tried it and indeed I appreciate. God bless you🙏🙏

September 16, 2025
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Reply from HeptaPay

Thank you so much for your kind words and 5-star review! It’s our mission to make sending money back home stress-free. Your appreciation truly motivates us. God bless you too! 🙏💙

Rated 4 out of 5 stars

Excellent service

Excellent service, reasonable fees, and funds delivered to mobile wallets lightning fast.

July 14, 2025
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Reply from HeptaPay

Thanks for the review, Daniel. We appreciate your confidence in our card to MTN MoMo services in Rwanda. We will work to lower the fees even more in future!

Rated 5 out of 5 stars

All's good

Good, safe and fast service

August 27, 2025
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Reply from HeptaPay

Thank you for your positive review. We will keep giving you 5-star credit card to M-PESA services!

Rated 3 out of 5 stars

Transcation

I love how fast the transaction is. The Transaction fee is too expensive.

August 26, 2025
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Reply from HeptaPay

We thank you for your review, Peniel Korley. We are working hard to lower the fees even further for the services we offer in Kenya.

Rated 5 out of 5 stars

Very fast and reliable

August 20, 2025
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Reply from HeptaPay

Thank you for the review, Michael. Indeed, HeptaPay completes transactions in 30 seconds or less from the time you approve a transaction!

Rated 4 out of 5 stars

So far it’s good

So far it’s good, apart from some delays that happen sometimes. But general it’s a good help.

August 15, 2025
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Reply from HeptaPay

Thank you for taking the time to review us. We appreciate your feedback on the occasional delays. Please monitor from September, 2025 and let us know how your experience will be then.

Rated 5 out of 5 stars

Very very convenient

Very very convenient, funds arrived on time.

August 6, 2025
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Reply from HeptaPay

Thank you so much, Alex, for the 5-star review! Your feedback means a lot to us, and we look forward to serving you again and again!

Rated 5 out of 5 stars

The transaction was very fast.

But the Kenyan number isn't working.

August 6, 2025
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Reply from HeptaPay

Thank you so much for your 5-star review! We are working hard to improve reliability for our Kenyan service, and you will see more stabiility from September, 2025.

Rated 5 out of 5 stars

Great site

Great site
I receive my money in minutes
I just wish the site doesn’t go down for days at a time

July 29, 2025
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Reply from HeptaPay

Nana, we appreciate your trust, patience, and loyalty in our service. We are working hard to ensure that our critical service remains available 24/7 without disruption.

Rated 5 out of 5 stars

I was just curious and trying to find…

I was just curious and trying to find out a way to send money from my card to mpesa and cane across heptapay. I have it a shot and it actually worked . it was smooth and perfect. definitely gonna be using it .

July 25, 2025
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Reply from HeptaPay

It's great to know we could help you send money from your card to M-Pesa with ease. We look forward to serving you again!

Rated 3 out of 5 stars

Quite expensive(transaction fees etc.)

Quite expensive(transaction fees etc.), but other than that, I recommend this service.

July 18, 2025
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Reply from HeptaPay

Hi Elsie. We are glad to hear that you would recommend our service. We understand your concern about the transaction fees and we are always looking for ways to improve our pricing and provide more value.

Rated 5 out of 5 stars

I love this

I love this
Quality stuff

July 13, 2025
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Reply from HeptaPay

Thank you so much! We're thrilled to hear you’re loving it. We fulfilling your transactions too!

Rated 4 out of 5 stars

The fact that I am able to receive the…

The fact that I am able to receive the money instantly without further delay makes me feel sure with the platofrm.

July 14, 2025
HeptaPay logo

Reply from HeptaPay

Thank you so much for your feedback! We're glad to hear that the instant transfers are giving you confidence in the platform.

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