Charlie Finance Co. 

Thanks for visiting Trustpilot. Unfortunately, it’s not possible to leave a review here anymore because the company’s website has closed. Feel free to contact us if you have any questions.

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Scammed my mom into switching her account over to them. No customer support to follow up with. Absolute nightmare of a service.

Rated 1 out of 5 stars

I moved deposits to Charlie and they did not send me card till I complained and had no access to my money they say 8-10 business days a failed to send to address I tell them to do .before I see car... See more

Rated 4 out of 5 stars

I like that Charlie takes into account your daily life when suggesting ideas. He recommended places that have lowest gas prices. Ways to make extra income without losing time with the family. I actual... See more

Rated 1 out of 5 stars

The Allpoint "in network/service fee free" ATM listings locstions on their website are bullsh*t...I spent over an hour on two separate occasions, two weeks apart reporting the same error for the same... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

Charlie is a smart, friendly penguin that helps you worry less about money.


Contact info

People also looked at

All reviews

(621)

0 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I started an account with Charlie…

I started an account with Charlie because they made the promise of depositing my SS check 4 days.early and great customer service and protection of my money. I did get my check early and for the.most part the ladies I spoke to at customer service were very nice however... I had over 600.00 transferred from. my account into cash app accounts that were not authorized. I filed fraud comments and followed all the steps even sending g them copies of.my actually cash app which showed.no activity so apparently whoever was taking my money had cash app accounts that they set up In Order to.scam people out of money. Charlie was very slow on putting any money back into my account and I had to tell them I was Incurring late fees on my bills and didn't have any groceries.aftwr finally putting g the.money back into my account and me getting g a new.card and changing my passwords etc I was able.to.start catching.up on my bills except somehow cash app transfers began again! I alerted the bank again and was put on hold. Then the lady came.back saying my account was closed and I could not.bank.with Charlie. She told me.to check my emails .the email I received either meant that my activity was suspicious or that Charlie was.not.capable.of keeping my money safe. I have.open dispute cases and.had 60..00 in my account when they closed it. I had.nothing to do with my money being g.taken out and.have.asked them to.please let me know their findings and to.replace the money that was not.authorized to.be.taken I dont.know how people hack accounts or.scam.people and.apparently Charlie can't figure it out.either but I do know they need to replace what was taken from. My account and I will most certainly find a better and.more secure bank to do.business with. Also.. cash app was taking money out of my account but.my cash app was not.linked to my account.i would like to see criminal charges brought up.against whoever.did.this butfinding out what Charlie's investigation has uncovered is not info they seem to be able.to provide.

March 27, 2024
Unprompted review
Rated 1 out of 5 stars

Scammed my mom

Scammed my mom into switching her account over to them. No customer support to follow up with. Absolute nightmare of a service.

April 13, 2024
Unprompted review
Rated 1 out of 5 stars

The Allpoint "in network" ATM's

The Allpoint "in network/service fee free" ATM listings locstions on their website are bullsh*t...I spent over an hour on two separate occasions, two weeks apart reporting the same error for the same ATM, and having the $3 fees refunded...

March 19, 2024
Unprompted review
Rated 1 out of 5 stars

I moved deposits to Charlie and they…

I moved deposits to Charlie and they did not send me card till I complained and had no access to my money they say 8-10 business days a failed to send to address I tell them to do .before I see card it had 4 charges from 4 different businesses with 4 different support numbers when I call to dispute they tell me 90 days to get money back .I call the numbers 4 different numbers got same person all 4 places I called. Thinking must be connected to Charlie bank to have info in first place. None could tell me who or where servisec were to be for. ???????

March 11, 2024
Unprompted review
Rated 1 out of 5 stars

Mishap at the post office.

Really regret joining this company .. the customer service is crap and take forever to get someone .. if you make a complaint hope you have funds to get by till you get results.

February 1, 2024
Unprompted review
Rated 1 out of 5 stars

I have had A charlie account for…

I have had A charlie account for several months. Everything good with SSI
This is second and third time someone has used my info with card to make fraudulent purchases This time wiped me out. I'm losing faith in this really fast.

February 4, 2024
Unprompted review
Rated 1 out of 5 stars

TOXIC

The nicest thing Charlie Financial can do is disappear. One suggestion is for them to act out their version of Jacques Cousteau, but forget to fill their oxygen tanks

December 20, 2023
Unprompted review
Rated 1 out of 5 stars

So far not so good

So far not so good. My Social Security check did come five days early and was deposited into my Charlie account. But I have no card yet and cannot even get a virtual card number so that I can use it. And my rent is due. If I get evicted…

January 6, 2024
Unprompted review
Rated 1 out of 5 stars

Their strategies are now

Their strategies are now clear, I didn’t incur significant losses with them since my investment wasn’t substantial. “Easy _bee” is my preferred choice, having generated more returns with them in a short period, much more better than this firm.

December 22, 2023
Unprompted review
Rated 1 out of 5 stars

Avoid Charlie finance for your peace

There’s no withdrawals and transparency. Extremely disappointed, now I’m stuck with pending payout and just numbers on screen. The customer service has been unhelpful, leaving me feeling scammed. I’ve since switched to “Easy bee” as I’ve good review of them which has proven to be dependable.

December 22, 2023
Unprompted review
Rated 5 out of 5 stars

Nice

So. Signed up with Charlie all went well and easy to use. Love getting deposit early 4 or 5 day s...tracking messages appreciated and so far on track
Thank you Charlie!

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

Well lets start with how CHARLIE…

Well lets start with how CHARLIE screwed my husband and his s.s deposit. He had just signed up with them and the first Deposit was put into someone else's account. It's been weeks and nothing has been resolved. They owe him all his S.S money, just keep given him the run around. I will be seeking Law Suit!!!!

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

They flat out lied to us

One of the reasons I signed up with Charlie by the way odd name for a banking app is because they claimed you could get your check up to 4 weeks early wrong once signed up they changed it to 3days early nice I was and still am very angry when I called all they said was oh sorry about that now I have run into another issue I was refunded money from a shoe store and have never gotten it four weeks now just great needless to say I am leaving Charlie I do not trust them at all if I were you I would not get any where near them thank you for listening

November 3, 2023
Unprompted review
Rated 1 out of 5 stars

Charlie is lying about giving SSA…

Charlie is lying about giving SSA people advances "Upto 4 weeks early" This is a boldface LIE! It's just a trick used against people to get there hopes up somebody might really want to help. They have no intentions of helping anyone but themselves

November 3, 2023
Unprompted review
Rated 4 out of 5 stars

The REALLY inconvenient things is is…

The REALLY inconvenient things is is that it's taking a long time to get my debit card!!! It's very annoying. Good thing I can at least use the virtual card in the meantime. I love that my social security direct deposit was available to me SIX days early!! Love it. Too bad customer service isn't available on weekends. And WHERE IS YOUR APP? Is there even one? Or does it all go through the website. I sincerely hope there is an app attached to my account. So far, so good, I guess. Time will tell.

November 5, 2023
Unprompted review
Rated 1 out of 5 stars

Why is there not ONE review praising…

Why is there not ONE review praising Charlie finance Co for getting the social security deposit up to 4 weeks early ?????
Do I hear 3 weeks ?
2 1/2 ? Anybody ?
Am I going to have to delete these guys. Lol
Their current ads proclaim you can get your social security deposit up to 4 weeks early after I signed up they're talking about 2 to 3 days LOL

August 12, 2023
Unprompted review
Rated 5 out of 5 stars

A Level Up

In comparison to other 'assistants', Charlie seems to be on a slightly better level. It's easy for these to be 'over' programmed rendering them invasive, assuming and annoying- but Charlie seems to know when to cool his jets- I'm anxious to see what else he conjours up as time passes.

March 3, 2020
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look