Julien Passos - Zephyr Mortgages Reviews 13

TrustScore 4.5 out of 5

4.5

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Company details

  1. Mortgage Broker

Written by the company

Independent mortgage broker based in Lisbon, part of the Zephyr Mortgages network. I help expats and foreign residents finance their real estate projects in Portugal — always with transparent advice and no added costs. Fluent in French, English and Portuguese. 🤝 Human approach, fast responses, and full support from A to Z.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

13 reviews

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Rated 5 out of 5 stars

Julien was reactive

Julien was reactive, patient and very effective, it was a pleasure working with him !

March 10, 2026
Julien Passos - Zephyr Mortgages logo

Reply from Julien Passos - Zephyr Mortgages

It was a real pleasure working with you on this project. I wish you all the best in your new apartment, stay in touch!

Rated 5 out of 5 stars

Julien provided a high level of service…

Julien provided a high level of service throughought the whole process and responded to all my requests in a timely manner, with utter professionalism and dedication.
He also has a good knowledge of the local market and excellent connections with different actors (Banks, agents, etc).
I will definitely recommend him for any foreigner that requires mortgage assistance in Lisbon.

February 2, 2026
Unprompted review
Julien Passos - Zephyr Mortgages logo

Reply from Julien Passos - Zephyr Mortgages

Thank you so much. It was a real pleasure assisting you with this project in Portugal.
Let’s keep in touch for any future projects.
Enjoy your new home!

Rated 5 out of 5 stars

Julien was extremely helpful

Julien was extremely helpful, going above and beyond to support me in my credit process up until the very end. I highly recommend working with him and Zephyr Mortgages 🙏

January 29, 2026
Unprompted review
Julien Passos - Zephyr Mortgages logo

Reply from Julien Passos - Zephyr Mortgages

Many thanks, Betina! I’m truly happy you were able to purchase the property you wanted. I’m sure we’ll have the pleasure of working together again in the future.

Rated 5 out of 5 stars

Highly recommend

For my new mortgage, I was in contact with Julien, and I can honestly say I felt fully supported throughout the entire process. He was very responsive and his communication was always transparent and honest. I highly recommend his services

December 3, 2025
Julien Passos - Zephyr Mortgages logo

Reply from Julien Passos - Zephyr Mortgages

Ce fut un plaisir de vous accompagner dans ce projet, Rose Marie.
Merci beaucoup pour votre retour et j’espère sincèrement avoir l’occasion de vous aider à nouveau dans le futur 🙌

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