Home Warranty Inc. Reviews 

608
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 606 reviews, reviewers had a great experience with this company. Consumers frequently mention that the customer support team and staff are exceptionally helpful, friendly, and always ready to answer any questions completely and thoroughly. Reviewers consistently emphasize the prompt assistance, smooth communication, and extremely fast claim processing that make managing home appliance repairs a breeze. Some reviewers were not happy with the financial compensation, noting that payout amounts were frequently insufficient to cover full appliance replacements or costly repairs. However, some people also mentioned frustrating experiences regarding unexpected coverage misunderstandings and difficulties with locating proper local service vendors in their area.

What people talk about most

Service

Clients share ambiguous opinions on service, noting both highly efficient claims and frustrating coverage... See more

Claim

Customers report general satisfaction and positive experiences with the claim process. Many reviewers note... See more

Staff

Reviewers mention positive feedback about staff, noting that representatives and technicians are friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as knowledgeable,... See more

Warranty

Consumers find warranty to be ambiguous, reflecting a wide division in experiences. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Claims personnel handled submitting the claim did a good job. Claim has not yet been paid. I submitted the original invoice without including my street address. A second copy of invoice was submitted... See more

Company replied

Rated 5 out of 5 stars

I have never used a home warranty. Purchased it last year when I bought a new home & realtor suggested purchasing one. I didn't use it last year and debated about renewing it again. Well, I renewed it... See more

Company replied

Rated 5 out of 5 stars

Staff was always very friendly and helpful. When I had questions as to how the process worked they were able to give me detailed instructions to make sure everything went smoothly. The only issue I ha... See more

Company replied

Rated 5 out of 5 stars

I have had other warranties before and they have been more of a headache than anything. However we have had several unfortunate appliance breakages and Home Warranty have been great. I love that a re... See more

Company replied


Company details

  1. Repair Service
  2. Air Conditioning Repair Service
  3. Boiler and Heating Service
  4. Home Insurance Agency
  5. Insurance Company

Written by the company

Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company.​ With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work.​​​​ Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.


Contact info

4.1

Great

TrustScore 4 out of 5

608 reviews

5-star
4-star
3-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

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4.1

All reviews

(608)

606 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fast and Efficient

I felt like everything was explained to me very well throughout the process and was handled very quickly.

July 7, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Great to hear - thanks for the review!

Rated 5 out of 5 stars

Excellent! Highly recommend

We have had Home warranty inc . For several years. We made our first claim and it was seamless. The customer service representatives were so kind and willing to provide explanation on the process. It was very informative through the process and quick turn around. Very impressed

July 9, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Great to hear! Thanks for sharing.

Rated 5 out of 5 stars

Thank you to the best home warranty…

Thank you to the best home warranty company out there for saving the day again!!
We appreciate your prompt service!
Your kind and courteous staff!
Also the ability to choose any any company that we want to fix our broken down item at our convenience!
You also get reimbursed super fast when you show proof of purchase!
We highly recommend this company to everyone!

June 11, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love this! Thanks for sharing.

Rated 5 out of 5 stars

Very prompt with getting a service…

Very prompt with getting a service technician contacted. Service technician came out very quickly and got the diagnosis. Home Warranty contacted me with my options and once I made my decision to what I wanted to do they took care of it immediately!

June 29, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Happy to help! Thanks for the review.

Rated 5 out of 5 stars

It's simple

It's simple. I had a problem. They resolved it. To me, the results are everything ; particularly since I admit that ia'm no that great about ndestanding the detaails of repairitems

June 29, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Happy to help! Thanks for the review.

Rated 1 out of 5 stars

Horrible experience

Horrible experience! Been waiting since April of 2025 for them to send somebody out to fix our AC unit. They sent out a company that did more damage and our unit never worked after that. Keep in mind we paid this company $365. $100 for their service call then the company said we needed a new capacitor which they put on and also a 6 lb of freon. The company the home warranty sent out left and not even 10 minutes later our AC unit never worked again. When I call The home warranty company Matt who is a supervisor was very rude and also raised his voice at me! Finally home warranty sent out a new company and again I had to pay another $100 service call even though the home warranty company is who sent the first company out that did not do the job correctly. When the new company come out they told us that the 1st company the home warranty sent out had the wrong capacitor on and it wired wrong! Ridiculous!

July 7, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We dispatched service on 4/24 and tech topped off unit and replaced the capacitor. Unit tested operational. We see there was an issue on recall where you were calling a tech cell phone instead of their office number. Upon request on 5/24, another service company went out. We paid the agreed upon amount for the compressor and evaporator coil change out which was taken towards system replacement. We certainly regret you were less than satisfied.

Rated 4 out of 5 stars

The claim was easy to submit

The claim was easy to submit. The only issue was I was given 50% of the cost to repair. A little dissappointed.

June 30, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Thanks for the feedback!

Rated 4 out of 5 stars

Most everything went smooth

Most everything went smooth. A little disappointed that the diagnostic fee to determine what was wrong with my refrigerator was not part of the total cost to fix it. Only the actual labor and parts cost. Especially since there was no companies near me that would accept my Hone Warranty and I had to file the claim myself to get reimbursed.

June 30, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Thanks for the feedback!

Rated 5 out of 5 stars

Quick approval

Quick approval. Fair amount approved. Echeck was nice for speed of getting funds, but the $50 fee for this convenience seemed a little too much.

June 26, 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We do not charge a fee for e-check? We cannot control if banks do but are not aware of any that do or that we have heard of from our clients. Please check in with our Accounting department at our toll-free number if you have any concerns.

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