The process is seamless and very quick! We have been customers for at least 7 years and it’s great to have an open business line of credit to access when needs arise! The agents are super friendly and... See more
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Review summary
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Reviews shaping this summary
The process was easy to follow, the information was easy to provide and the follow up by Idea was fast. This is the second time I have accessed capital through Idea and both times the process was ver... See more
Idea Financial was a great company to work with when I needed some extra capital for my business. Alexa was so professional and accommodating and the company vetted and approved me very quickly. They... See more
We have been working with Idea Financial for five years Santiago and Ricardo have been helpful from start to finish. We are very pleased with them and highly recommend Idea Financial for their suppor... See more
Company details
About Idea Financial
Written by the company
Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Contact info
800 NW 62ND Ave, Suite #750, 33126, Miami, United States
- 855-900-7838
- marketing@ideafinancial.com
- ideafinancial.com
4.5
Excellent
560 reviews
Replied to 50% of negative reviews
Typically replies within 24 hours
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Prompt and easy to work with
Great service! Jim Picanso returned calls quickly. He made the process very easy.
July 4, 2023
Taking the time to help understand the…
Taking the time to help understand the process. Talking to someone who does not rush you.
July 3, 2023
Excellent service and fast turnaround
Simple, fast, and very professional. Zero complaints about how the process works. They have it down to a science.
June 30, 2023
it was easy to get an LOC you didn't…
it was easy to get an LOC you didn't have to jump thru hoops. but I wish I could pay a monthly payment by check I do not like ACH. BECAUSE I LIKE TO BE IN CONTROL OF MY BANK ACCOUNT
June 13, 2023
Reply from Idea Financial
Thank you for your review. As I am sure you are aware, lenders that provide loans quickly and online oftentimes require a direct ACH debit. Furthermore, our primary line of credit is a weekly payment, which suits most small business very well. We hope you continue to benefit from the credit provided to your business by Idea Financial. We wish you and your business much success.
Adam is knowledgeable
Adam is knowledgeable, candid, professional, and prompt with follow up questions. Great customer service. Likewise for team members: Sam and Rafael
June 6, 2023
Great experience
May 31, 2023
All the people I dealt with esp Rafael…
All the people I dealt with esp Rafael were all so professional, efficient and very thorough. It was a very pleasant experience
May 25, 2023
Great communications and we were able…
Great communications and we were able to have to money requested within 2 days.
May 18, 2023
Easy to work with and very professional.
May 5, 2023
Fast and easy
May 1, 2023
Idea Financial has quickly become a…valuable member of our support team at United P&H.
Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have quickly and effectively provided a credit line option that we are using and should be easy to manage. Jim and Jon clearly enjoy helping people. I would highly recommend the team of Idea Financial and Fundible.com.
April 6, 2023
Fast and easy process.
April 6, 2023
Efficient process.
April 6, 2023
Exemplary customer service!
Idea Financial's customer service is exemplary. They actually seemed to want my business. I was able to apply, close and draw on our line of credit in less than a week. We are using it as bridge funding while we work through the much lengthier process of getting an SBA Loan. As a business owner, I've applied for loans many times over the years and this was by far the easiest.
April 3, 2023
Underwriter and account manager were…
Underwriter and account manager were very helpful, especially when Plaid IT interface was down, delaying the disbursement for a day.
March 31, 2023
My Thoughts of Them
The process with these folks was quick and very simple. That helped me to make my decision, in favor of using them. Their terms were the best of what was being offered by their competitors.
March 21, 2023
THIS WAS A VERY HELPFUL COMPANY
THIS WAS A VERY HELPFUL COMPANY. MADE THE CALL AND THEY CALLED RIGHT BACK. WERE ABLE TO GET A LINE OF CREDIT IN A WEEK. GREAT GUYS TO WORK WITH.
March 16, 2023
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