Thinking of using iFlip, read this before you invest
I have been using iFlip for 3 month, started Oct 6, 2025. I had high hopes as I don't find any financial services where they truly claim AI is managing the picks/strategies etc. I started small, $1,000 after two weeks, it felt it looked promising I added more money every week. Because I was going to the web site daily, looking at the charts etc. I thought, that doesn't make sense, why does it say that I am down $300/.02%, the percentage is wrong, my strategy value didn't drop $300. After a few days it cleared up and everything looked OK, until I decided to add the current amount for the three strategies I have, they didn't equal the NAV, I thought, what the heck is this. I opened multiple helpdesk tickets with screen shots, lots of detail, said please call me and I will share my screen, sometimes their helpdesk was prompt to respond and other times there would be no response. I grew frustrated so I decided to try and get ahold of the CEO and CTO. The CTO never responded to me. the CEO Randy Tate responded within half an hour, he called me, I told him of the issues and forwarded my email with the screen shots, he had his team fix the issue the next day, Randy emailed and said that they fixed the issue. I was impressed, that was November 4, 2025. I told Randy there are many other bugs and would report them in batches as I find them. He said sure.
1. I discovered a bug when you do an AHC deposit, there is no record of it until it completes, I did one ACH on Oct 23 and the next day I looked at the web site and didn't see any record of it, so I thought I made a mistake and didn't submit, so I entered another one, clicked submit, it comes back and gives you no indication one was submitted, I wait two days and $1,800 was withdrawn from my bank account, lucky I had enough or would have been charged for a failed ACH. I submitted a helpdesk ticket and the next day it was fixed but never got a response from the helpdesk.
2. Big issue number 4 actually even though I have #2 listed. Knowing there was an issue with depositing money to fund strategies, I put in a deposit of $2,100, all seemed to go well, I had the deposit notice, money as there, so I put a couple hundred in the three strategies, that's where all of the financial numbers are off and went crazy, Nov-8, 2025 it was showing my strategies went down $299/0.03%, I know it's because they are has serious calculation issue of the money you move into the strategy, then it uses that money to buy stocks so it thinks you are down $299, sure after a few days it seems to go back to a correct display (after I had them fix their NAV calculations and found out iFlip placed a stock order, then cancelled it but I got the stock anyway, so my NAV was up $300 of which I knew my strategy hadn't profited that much when it's was only $1,500.
Now I am wondering if this is a lost cause, I clicked on divest and it says that a strategy must have a minimum of $500, no way for me to close out a strategy, that's an issue for me because now I must try to contact support and see if I can get them to do it and hopefully get all $6,004 back
iFlip claims the company has been in business for over 3 years, seriously? Has their web app always screwed up the numbers, how do you know if you are really up or down or should just wait a few days and it might be correct. I am going to stick with Fidelity and their portfolio baskets, most of their smart folios are garbage, but Clean Energy has been a rock star for the past three months, most of the others are worse than the S&P 500 or the NASDAQ/QQQ ETF offerings. The Same of iFLip, RedOil, I think it’s called Red because you would be red in the face if you put money into that strategy. The three strategies I was most interested in with iFlip was their aggressive main strategy, the 4Q Rotate and Vector+ but with the uncertainty that my money will be incorrect without me keeping an eye on it raises big concerns for me and it should concern you too. They want people to drop their 401K into their account and trust that all will go well. The iFlip web app is a calculation disaster and I cannot believe that any of the iFlip team haven't noticed the issues that I am seeing. Everyone at iFlip should be eating their own dog food and investing their money there and use the app. How could I be the only one seeing over 35 math errors? WTF
As of December 26th 2025, I gave up on iFlip and their platform. With iFlip's Webapp, AI and math issue, Their graph and number said I was up $460, I ended up losing $257 from my original $5K, when I should have been up$400 if I had just put the money in QQQ ETF
Do I recommend giving iFlip a try, Never, no, don't do it.
I give the CEO credit for trying to get things fixed, he doesn't realize the boat has 100's of holes in it, time to abandon ship.
November 5, 2025
Unprompted review