It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... See more
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Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.
IOU makes new and renewed loans of up to US$1,500,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks.
IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.
| IOU Financial was formerly known as IOU Central |
600 Townpark Lane, 30144, Kennesaw, United States
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Karen was knowledgeable, helpful and responsive. She was a pleasure to deal with. Definitely a terrific ambassador for IOU Financial!

Reply from IOU Financial
It was handled very professionally while still being friendly and nice.
Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy Krause walked us through with a smile on her face even though we couldn’t see her. She too had Tech issues and also stayed calm and came up with alternative solutions to get the job done. Both remained very professional when speaking and quite frankly was a pleasure to work with.

Reply from IOU Financial
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too.
We got the money we needed and couldn't be happier.

Reply from IOU Financial
Change the payment day without acknowledge.
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!

Reply from IOU Financial
Tammy was very thorough and patient. Great experience with her.

Reply from IOU Financial
Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.

Reply from IOU Financial
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.

Reply from IOU Financial
Excellent- professional- responsive- respectful

Reply from IOU Financial
The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.

Reply from IOU Financial
Tammy was phenomenal. She is so great to work with and makes it easy.

Reply from IOU Financial
Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

Reply from IOU Financial
Great experience and great people. Judith and Karen are great as well as the whole IOU team.

Reply from IOU Financial
Tammy is the best customer service ever, thank you so much!

Reply from IOU Financial
I like to do business with honest people. Everything else will follow. Thank you

Reply from IOU Financial
Tammy was very helpful and knowledgeable which made the process simple and easy.

Reply from IOU Financial
This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

Reply from IOU Financial
She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

Reply from IOU Financial
I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

Reply from IOU Financial
These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

Reply from IOU Financial
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