ipaymy Reviews 471

TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

Made my first payment using these guys recently. Good portal, well laid out, easy to use. Payment charged to card as scheduled and payment remitted to my insurer on time. Good communication along th... See more

Company replied

Rated 5 out of 5 stars

Simply amazing! Level of service provided by CSO and processing team is so rare to find! Very prompt and precise advise given. Constant updates via email and wonderful follow up services so f... See more

Company replied

Rated 5 out of 5 stars

I’ve been using iPayMy for a while now, and I keep coming back because their rates are better than other platforms I’ve tried. Their customer service team is also fantastic — they genuinely care about... See more

Company replied

Rated 1 out of 5 stars

Feels cheated to have made payment via ipaymy in hopes of accruing miles only to be informed there is a "system glitch" and code used was identified by Citibank to be for Real Estate Agents and Mana... See more

Company replied

Company details

  1. Payment Service
  2. Card Processing Service
  3. Money Transfer Service

About ipaymy

Written by the company

Use your credit card to pay your biggest expenses including rent, salaries and invoices to earn credit card points and rewards like never before, while improving your cashflow.

On-Time Payment Guarantee

Your payment is always made On-Time, or it's on us!

We understand that the payments you make on ipaymy are of a sensitive nature. ipaymy processes thousands of payments for our customers and we guarantee your recipient will receive the payment on the scheduled date. If in the unlikely event we fail to deliver your payment on time, ipaymy will completely refund the fee for the affected payment AND the fee for your next payment of equal value will be waived.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

471 reviews

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Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 3 out of 5 stars

Still cannot see the payment update on…

Still cannot see the payment update on IRAS

Update:
Need 1-2 more working days to see it reflected on IRAS, which should be highlighted in the email saying "your transfer has arrived" to avoid confusion.

November 26, 2025
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Reply from ipaymy

Hi Quqi, thanks for sharing your experience. We understand it’s frustrating when a payment doesn’t show up right away on IRAS. Once the payment is made, the timing of when IRAS updates it is out of our hands. That’s why we always recommend paying 7 business days earlier than the due date to give enough time for everything to reconcile smoothly.

We appreciate your patience and are happy to help if you have any questions about your payment.

Rated 5 out of 5 stars

The payment process is easy

The payment process is easy and it's paid as per the estimated schedule.

November 24, 2025
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Reply from ipaymy

Thanks for sharing this! Glad the payment process was straightforward and everything landed on schedule.

Merry Christmas and have a great year ahead!

Rated 5 out of 5 stars

Seamless experience from onboarding my…

Seamless experience from onboarding my business to payment to my supplier

November 11, 2025
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Reply from ipaymy

Thanks for taking the time to leave a review - great to hear the end-to-end experience was seamless for you!

Rated 5 out of 5 stars

Pay for miles

Alternative way to earn miles.. would be better if have a lower admin fee

November 7, 2025
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Reply from ipaymy

Hi Kenny, appreciate your support and great to know you’re earning those miles! We understand your point on the fees and are constantly reviewing them to make ipaymy as rewarding and accessible as possible.

Rated 5 out of 5 stars

Trusted service

Ipaymy's customer service has always been incredibly responsive and helpful. Have been using their platform for years

November 3, 2025
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Reply from ipaymy

Thank you for your loyalty and kind words Darren! We’re grateful for your continued trust in ipaymy and our support team.

Rated 4 out of 5 stars

Great and fast service

Great and fast service. It would be even better if the fees could be lower!!

October 27, 2025
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Reply from ipaymy

We really appreciate your feedback Zhiyong, and are glad to hear you’re satisfied with the service. We’re continuously reviewing our pricing to ensure it provides great value while maintaining the quality and reliability you expect.

Rated 5 out of 5 stars

Pay bills by using credit card

Ipaymy allows us to pay our bills using credit card to earn rewards from credit card. Great.

October 1, 2025
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Reply from ipaymy

Hi Peter, thanks for sharing your experience! We’re glad you’re making the most of your credit card rewards while managing your bills with ipaymy — that’s exactly what we’re here for. Appreciate your support!

Rated 5 out of 5 stars

great services

September 22, 2025
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Reply from ipaymy

Thanks for the great review John! We’re glad you’re enjoying our services and appreciate you taking a moment to share it.

Rated 5 out of 5 stars

SucGreat business and a good service

Such a good service, been using for a while now - happy to get cheaper rates always if your listening hahahahah

March 14, 2025
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Reply from ipaymy

Thanks so much for your support Steve and for sticking with us! We’re thrilled to hear you’ve been enjoying the service. As for cheaper rates—we’re always listening and working hard to bring the best value we can. Appreciate you sharing your feedback (and humor)!

Rated 5 out of 5 stars

The best

I’ve been using iPayMy for a while now, and I keep coming back because their rates are better than other platforms I’ve tried. Their customer service team is also fantastic — they genuinely care about their users and go the extra mile to help resolve any issues quickly. Highly recommend!

August 13, 2025
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Reply from ipaymy

Thank you for such a glowing review Ursaluna! We’re thrilled to hear you’ve had a great experience with both our rates and our customer service team. We’ll keep going the extra mile so you can continue relying on us with confidence.

Rated 5 out of 5 stars

Seamless and easy

Very easy to use , good for businesses

August 5, 2025
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Reply from ipaymy

Thanks for the great feedback Alex! We’re happy to know the platform has been seamless and easy for your business needs. Here’s to helping you keep things running smoothly!

Rated 5 out of 5 stars

Have been using the platform for few…

Have been using the platform for few years, smooth and quick process.

August 4, 2025
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Reply from ipaymy

Hi Raymond, we truly appreciate your loyalty over the years! It’s great to hear the process has been smooth and quick for you each time. Thanks for trusting us to handle your payments.

Rated 5 out of 5 stars

Everything is good!

August 1, 2025
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Reply from ipaymy

Hi Yuan, thanks for your kind words! We’re glad everything went smoothly and that you had a great experience with us.

Rated 5 out of 5 stars
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Reply from ipaymy

Hi CL, thanks for the review! We’re glad to hear it was simple and fuss-free—just the way it should be. 🙌 Appreciate you choosing ipaymy!

Rated 5 out of 5 stars

Speedy!

Used it for my Personal Tax. Happy with the speed! It gave emails to reassure which is good. Happy to see my miles reflected in my card.

July 9, 2025
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Reply from ipaymy

Hi Iqbal, thanks for the kind words! We’re thrilled to hear everything went smoothly—and quickly! 🏃‍♂️💨

Glad the reassurance emails and your miles showing up did the trick. We’re always here to make your tax payments feel less… taxing 😉

Looking forward to helping you again soon!
– The ipaymy Team

Rated 1 out of 5 stars

Very high fees

July 2, 2025
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Reply from ipaymy

Hi Benjamin, thank you for your feedback — we hear you. Our fees reflect the costs associated with processing payments securely and efficiently, but we understand they may not work for everyone.

We’re continuously exploring ways to bring more value and flexibility to our users, and your input helps guide those improvements.

If you have any specific concerns, feel free to reach out. We’d be happy to chat.

Rated 5 out of 5 stars

Great product and service.

Great product and service.
Used to pay IRAS bill.

June 12, 2025
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Reply from ipaymy

Thank you for the kind words! We’re glad to hear you had a great experience using our service to pay your IRAS bill. If there’s anything else we can support you with, just give us a shout — we’re here to make payments seamless for you!

Rated 5 out of 5 stars

Easy to use and I am kept updated on…

Easy to use and I am kept updated on the status each step of the way. Good app to use. Although I would prefer for the admin fee for Amex to be as low as Visa, I guess the 1.99% is still decent.

June 4, 2025
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Reply from ipaymy

Hi Dominic, thanks so much for your review! We’re happy to hear you found the app easy to use and appreciated the real-time updates. Noted on your point about the AMEX fee—while we do our best to keep rates competitive, we’ll definitely keep your feedback in mind. Glad you still find the 1.99% rate reasonable!

Rated 5 out of 5 stars

I use it to pay for my income tax

I use it to pay for my income tax. Very easy to use.

June 3, 2025
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Reply from ipaymy

Thanks for the great review, TLim! We’re glad to hear the process was smooth and easy for your income tax payment. If you ever need help or have questions, we’re just a message away!

Rated 1 out of 5 stars

Increased fees

Started charging $1 holding fee, and fee increased to 2.45%, stopped using already

May 7, 2025
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Reply from ipaymy

Hi AL, thank you for sharing your feedback. We understand concerns around fee changes and appreciate the opportunity to clarify. The recent updates include a 2.4% service fee and a separate $1 fund safeguarding fee, which helps us ensure the security and protection of your funds in line with regulatory standards.

These adjustments were necessary to address rising operational costs while maintaining the reliability and safety of our service. We truly value your past support and hope to have the chance to serve you again.

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