Irish Life Reviews 151

TrustScore 3 out of 5

3.1

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many consumers appreciate the professional and reassuring approach of the staff, finding them helpful and knowledgeable. People generally value the clear explanations provided by advisors, which assist them in making informed decisions. Some customers also highlight the ease and speed of the claims process and payments. However, some people were dissatisfied with the customer service, describing it as the worst they have experienced, with issues like unresponsiveness and a lack of support. There are also concerns regarding claims being denied or delayed without valid reasons, and difficulties with payment processing, including money not appearing in accounts or unexpected charges. A few other people also felt that the service was ambiguous, with some experiencing problems with pension transfers and others finding it challenging to get clear answers regarding their policies.

What people talk about most

Service

Customers consistently note ambiguous experiences with service. While some reviewers praise the helpfulness... See more

Customer service

People report negative experiences with customer service. Many consumers describe customer service as... See more

Staff

Clients share ambiguous opinions on staff. Many customers praise the professionalism, knowledge, and... See more

Claim

Users describe negative interactions with claim processes. Many reviewers report that claims are often denied... See more

Payment

Consumers express significant dissatisfaction with the payment process. Many reviewers report issues such as... See more

Based on these reviews

Rated 3 out of 5 stars

I really valued Irish Life as a pension provider when I was a customer. After 14 years I had to move my pension when I left my employer. Irish Life did two disappointing things - 1) They transf... See more

Rated 4 out of 5 stars

Attending Hospital can be very stressful at the best of times. On the phone, The Irish Life representative was very professional and reassuring when I enquired as to what cover I had. Many thanks for... See more

Company replied

Rated 4 out of 5 stars

The company whilst 1st knowing a procedure is covered makes recurring procedures not an issue. What I do have issues with is when you ring a local Ireland number 01 for instance your greeted with a... See more

Company replied


Company details

Written by the company

Irish Life holds a unique position in Ireland as the only financial group servicing the health and financial needs of people and corporates, through a leading range of pensions and investments, income and life protection, and health insurance. Whether it's making investing simpler, health and wellness easier or retirement plans clearer, Irish Life help more people in Ireland to enjoy a better life today and build better futures.


Contact info

3.1

Average

TrustScore 3 out of 5

151 reviews

5-star
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3-star
2-star
1-star

Replied to 26% of negative reviews

Typically replies within 1 week

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Rated 4 out of 5 stars

Having questions ready that are…

Having questions ready that are relevant to your needs.and coming away with a better understanding of your options

April 8, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Robert,

Thank you for your feedback on your Financial Review. It’s lovely to hear that you had a great experience dealing with our Financial Adviser.

Best wishes
Irish Life

Rated 1 out of 5 stars

If I could give zero stars I would

If I could give zero stars I would. Paying for this for years, and thankfully haven't needed it. But I injured my back and physio is included in my policy. I am now 6 weeks trying to get this sorted. No communication. No updates. Recommended me to a physio that did not know what their Back Up program was, and wanted me to pay. Received a feedback review, and gave them a terrible review and still no contact. No remedy. I now give up. I will pay for my own physio. I will never use these again. Avoid. Go to VHI.

April 15, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Barry,

Thank you for your feedback, we are sorry to learn of the difficulties you had with your Health Insurance policy. Please contact Escalations@irishlifehealth.ie with your contact details so we can investigate these issues for you.

Best wishes
Irish Life

Rated 5 out of 5 stars

Happy and satisfied person incharge my…

Happy and satisfied person incharge my policy is good Bryan Horan

April 15, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Geraldine,

Thank you for your feedback on your Financial Review.
It’s lovely to hear that you had a positive experience dealing with our Financial Adviser. We will share this with your advisor and thank him on doing such a great job.

Best Wishes
Irish Life

Rated 5 out of 5 stars

Great that I had the same Irish Life…

Great that I had the same Irish Life official that I could contact each time and he always responded promptly and professionally.

April 7, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Joanie,

Thank you for your feedback on your Financial Review. It’s lovely to hear that you had an excellent experience dealing with our Financial Adviser.

Best wishes
Irish Life

Rated 5 out of 5 stars

i am a new customer moving from another…

i am a new customer moving from another provider and there was confusion regarding buy in time which shouldnt have happened and i shouldnt have had to worry about it . after all i had enough on my mind
otherwise once that was clarified excellent

February 20, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Maurice,

Thank you for taking the time to share your feedback. If there is anything else, we can help with please contact customer service at customerservice@irishlife.ie

Best wishes
Irish Life

Rated 5 out of 5 stars

Everything was done without needing my…

Everything was done without needing my intervention.

July 3, 2025
Unprompted review
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Reply from Irish Life

Hi Ralf,

Thank you for your rating. We’re delighted that you had such a positive experience.

Best wishes
Irish Life

Rated 1 out of 5 stars

Inefficient processes and repeated delays

My experience with Irish Life Pensions while attempting to draw down my PRSA has been frustrating and unnecessarily prolonged.
I submitted all requested ID and bank documentation at the outset. Despite this, I was later asked to provide the same documents again, with no clear explanation. This duplication caused avoidable delays.
There is no clear ownership of claims. Communication is inconsistent, often repetitive, and does not move things forward. Every query triggers a standard response quoting a 10 working day turnaround, which significantly slows even simple follow-ups.
I was initially told in early February that the process would take approximately 6 weeks. This timeline was not met. Instead, after months of correspondence, I have only recently been informed that payment has been requested, with a further 10–15 working days for processing, and an additional 3–6 weeks for taxable elements.
Accessing one’s pension should not be this protracted or unclear.
Based on this experience, I would recommend that others consider alternative providers for their retirement funds. The process I encountered was unreliable, unnecessarily drawn out, and does not inspire confidence in situations where timely access to funds should be a basic expectation.

April 10, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Eleanor,

Thank you for taking the time to share your feedback. We are sorry to learn of the difficulties you had. We would like the opportunity to investigate the issues you raised. Please contact customerservice@irishlife.ie with your contact details so we can follow up with you.

Best wishes
Irish Life

Rated 5 out of 5 stars

Settled quickly

Settled quickly, clear information provided

February 4, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Sheena ,

Thank you for your rating and Thank you for taking the time to share your feedback on your financial review.

Best Wishes
Irish Life

Rated 5 out of 5 stars

From my experience irish life much…

From my experience irish life much better to deal with never had any issues with claims and where always sorted quickly offer much more cover for cheaper than any of the other health insurers

March 2, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Mark,

Thank you for your wonderful feedback. We are delighted that you are satisfied with your Health Insurance Policy.

Best wishes
Irish Life

Rated 5 out of 5 stars

Knowledge of advisor

Knowledge of advisor. Made me feel important

April 2, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Chris,

Thank you for your rating. We’re delighted that you had such a positive experience with our Financial Adviser.

Best wishes
Irish Life

Rated 5 out of 5 stars

Brilliant company to have health…

Brilliant company to have health insurance with

April 7, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Customer ,

Thank you for your wonderful feedback. We are delighted that you are satisfied with your Health Insurance Policy.

Best wishes
Irish Life

Rated 5 out of 5 stars

Excellent service by Brian Webster

Excellent service by Brian Webster, would highly recommend him in Irish life, so helpful!

March 30, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Tina ,

Thank you for your feedback on your Financial Review.
It’s lovely to hear that you had an wonderful experience dealing with our Financial Adviser. We will share this with our Financial Advisor and recognise him on doing such a great job.

Best wishes
Irish Life

Rated 5 out of 5 stars

Bernard in Irish life was so helpful

Bernard in Irish life was so helpful, friendly, professional, clear and understanding when doing our financial review with us. He offered to do it at a time that suited our busy schedule best. We really appreciated his help and knowledge with everything. Thank you Bernard. F

March 25, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Fiona,

Thank you for your rating. We’re delighted that you had such a positive experience with our Financial Adviser. We will share this with our Financial Advisor and thank him on doing such a great job.


Best wishes
Irish Life

Rated 1 out of 5 stars

Near two months trying to bleed them for simple information

Nearly two months trying to get all the docs they sent regarding a price increase after jumping it up 200e without me noticing because I am a dope apparently but they takes ages to respond asked me to verify who I was over email........THEN ONCE VERIFYING MYSELF EMAILING BACK TO SAY I NEEDED TO EMAIL SOMEONE ELSE.

They knew what I wanted before asking me to verify myself, they wasted 2 weeks on that and then the stupid pricks gave me an email address that did not work, another week wasted.

THEY COULD NOT FORWARD ON MY EMAIL THEMSELVES THEY COULD NOT GIVE ME AN ACTUALLY WORKING EMAIL ADDRESS AND NOW TWO WEEKS CHASING THEM UP WITH NO REPLY BUT I DISCOVERED THE ABSOLUTE MORONS GAVE ME A .COM EMAIL BUT THE EMAIL ADDRESS IS A .IE

Another thing I will say is Affidea are an absolute disgrace of a company too and Irish Life have no internal contacts with them

I got a kidney stone last year and I had the option of getting a scan in the Bons for 200e but I opted to get it done in Affidea, now no one told me they were short radiologists in Cork so I ended up waiting a month and a half before my scan was READ.....I got the scan within the week but it took them over a month to read it.

I had a CM and a half stone it turned out, I needed surgery I did not need to suffer in agony for an entire month but I did and chasing up Affidea is useless they have no internal escalations they are the worst support I have ever encountered. Affidea are an absolute joke but you have to deal with them.

THE ABSOLUTE CRAZY THING THOUGH, IRISH LIFE HAVE NO INTERNAL POINT OF CONTACT WITH THEM.

I was desperately trying to figure out when my scan was going to be read, Affidea could only tell me they were short radiologists they could not say would it be a week, two weeks a month.

That 200e could have saved me from so much agony.

They are disgustingly inept both Irish Life and Affidea

February 25, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Gavin,

Thank you for your feedback, we are sorry to learn of the difficulties you had with your Health Insurance policy. Please contact escalations@irishlifehealth.ie with your contact details so we can investigate this issue for you.

Best wishes
Irish Life

Rated 5 out of 5 stars

Knowledge of Advisor

Knowledge of Advisor

March 19, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi D,

Thank you for your rating. We are delighted to hear that you were impressed with your financial review and the knowledge demonstrated by your advisor.

Best wishes
Irish Life

Rated 5 out of 5 stars

Simple &easy, without the expected stress

Every detail was explained fully and all questions posed were answered fully.

March 20, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Martin ,

Thank you for your positive feedback and we are delighted that you found the financial review straightforward, stress-free, and fully explained.

Best Wishes
Irish Life

Rated 5 out of 5 stars

Grateful for good financial advice…

Grateful for good financial advice tailored to my needs and preferences

March 12, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Beatriz,

Thank you for your wonderful feedback. We are delighted that you were impressed with your financial review.

Best wishes
Irish Life

Rated 1 out of 5 stars

They don't cover enough for the fees…

They don't cover enough for the fees they are charging. Only reason we are with them is my husband's company is paying for it but we pay benefit in kind tax and I do wonder what we get for it. I feel every year I ring there is less covered. And the digital doctor is a joke you cannot ever get an appointment always booked up

March 20, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Butterfly,

Thank you for your feedback. We are very disappointed to learn that your Health Insurance policy is not meeting your expectations.

We would like the opportunity to address your concerns; can you please contact Escalations@irishlifehealth.ie with your contact details so we can investigate this matter for you.

Best wishes
Irish Life

Rated 5 out of 5 stars

Excellent service


Friendly and helpful reception, excellent medical consultation and competent technological support

March 19, 2026
Unprompted review
Irish Life logo

Reply from Irish Life

Hi Pieter,

Thank you for your rating.

We’re delighted that you had such a positive experience with our Health Insurance Team.

Best wishes
Irish Life

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