Iwoca always been great and helpful and it's there when I mostly needed. Last minute cash injection was required and Iwoca supported and approved within 24 hrs without a hitch. Thanks for your support... See more
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Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they... See more
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced i... See more
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
Company details
About iwoca
Written by the company
We want small business owners to spend less time on paperwork and more time running their businesses.
When they go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means the UK’s 5.5 million small business owners are spending more time than they need to checking boxes and filling out forms to get the funding they need.
We built a new type of lending service to make things simpler and stop small businesses getting left behind. We’re here to make finance feel like a superpower, not a headache.
Find out more at iwoca.co.uk or call us on 020 3397 3375.
About iwoca
Written by the company
- A simple application
- It only takes 5 minutes to submit an application and we can have you approved in hours. Best of all it costs nothing to apply and there is no commitment.
- Full flexibility
- Borrow as much as you need up to your credit limit and keep the funds for any period up to 24 months (no long-term commitments).
- A dedicated UK-based account manager
- You will have your own account manager to answer any questions. No call-centres, no waiting on hold.
- A better deal as you grow
- We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate.
Contact info
101 New Cavendish Street, W1W 6XH, London, United Kingdom
- 020 3397 3375
- support@iwoca.co.uk
- iwoca.co.uk
4.7
Excellent
13K reviews
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Quick and easy to use
Quick and easy to use. I used iwocapay on the last day of my holiday for a pressure washer and it beat me home. The only reason I did not give 5 stars is because there are not many suppliers fory business type. Plenty for construction and automotive businesses.
August 21, 2026
So quick and easy thank you
August 21, 2026
Thankyou Very Much for your help
August 14, 2026
Excellent support
August 20, 2026
I really needed help with the extra…
I really needed help with the extra cash to buy in the stock which I had shortage of,Iwoca helped me at the time and I am happy with overall experience with them.
August 27, 2026
This was a very quick transaction with…
This was a very quick transaction with no complications
August 20, 2026
Really easy
Really easy. Been with these guys for 2 years. No issues and easy funding options
July 29, 2026
Funding increases.
I made an enquiry about increasing my funds with my account manager and a decision was agreed and the funds were available within 10 minutes, great customer service and very helpful.
August 27, 2026
Dedicated Professional Team that…
Dedicated Professional Team that Delivers a first class solution.
Stunning Company.
August 18, 2026
Great experience
It was a pleasure dealing with the IWOCA team. They were professional, friendly and efficient. I had a loan approved and was able to draw down in less than a day.
August 27, 2026
Excellent service
Excellent service, speedy process and easy to supply all requested information. Once complete and approved, straight into our bank account, literally!
Thank you Iwoca, Charlie and Elliot
August 26, 2026
An Amazing Company That Genuinely Supports Small Businesses
I honestly can’t speak highly enough of iwoca. Their customer service is absolutely amazing, and the whole system from start to finish is straightforward, efficient and incredibly well run.
What stands out most is how fair and supportive they are. As a growing business, having a company like iwoca behind us has made a genuine difference, and without their support, we simply wouldn’t be where we are today.
Every interaction I’ve had with the team has been professional, helpful and refreshingly human. You never feel like you’re just another number.
The team behind iwoca should be extremely proud of the company they’ve built and the way they support small businesses. I wouldn’t hesitate to recommend them to any business owner. A genuinely brilliant company.
August 20, 2026
Unprompted review
I just need £10,000 to get me pass the…
I just need £10,000 to get me pass the little hiccups as I'm a few days away from getting it remortgage. however, ran out of money and a little stuck for the time being
#
August 19, 2026
Great Service
You guys are doing a great job. Great service, informative friendly and helpfull would recommend.
August 26, 2026
The process of getting the loan was…
The process of getting the loan was quick and easy. Other than the high interest, everything else is great.
August 19, 2026
Everything was easy fast turnaround…
Everything was easy fast turnaround it’s hard to give any constructive criticism thank you
August 18, 2026
We had a fantastic experience
We had a fantastic experience and couldn’t be more grateful for the support we received in securing finance for our business.
From the very beginning, the whole process was handled professionally, efficiently and with excellent communication. Everything was clearly explained, we were kept updated throughout, and any questions we had were answered promptly.
Securing the loan has provided our business with the financial support needed to continue moving forward with our plans, and having someone knowledgeable to guide us through the process made a real difference.
We would highly recommend their services to any business looking for support with securing finance. Thank you again for all your help, professionalism and dedication — it has been genuinely appreciated.
June 8, 2026
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