Losing any piece of valuable jewelry is something that no one ever wants to go through, thankfully Jewelers Mutual exists. They made the experience endurable and worked quickly to get my fiancee's rin... See more
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I have been with JM for several years now and the experience is wonderful. We had to submit a claim a while back for my husband's band and it was super simple, we go a response within a few days (we s... See more
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Very easy and efficient process. Handled claim well and completely replaced my broken bracelet that could not be repaired. I had no out of pocket expense. Will def keep my jewelry insured with this co... See more
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I paid for repairs to my wife’s ring not realizing repairs were included in my policy. I eventually put in a claim after the fact. You guys did an investigation and reimbursed me for the full amount!... See more
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Company details
About Jewelers Mutual Group
Written by the company
Jewelers Mutual Group was founded in 1913 by jewelers, for jewelers. We started out insuring jewelry stores and businesses; then, in 1953, we added coverage for personal jewelry like yours.
Why Jewelers Mutual?
We don't insure cars or houses or fancy purebred dogs. We insure jewelry and only jewelry. 💍 💎
We are the jewelry insurance experts.
Your jewelry isn’t ordinary, so don’t settle for ordinary insurance.
Jewelry Insurance Coverage
No matter the type of jewelry you insure, it’ll be protected by our comprehensive repair or replacement coverage. Here’s what’s covered under Jewelers Mutual:
- Loss: You left your ring somewhere (like on a beach towel or restaurant). You know it’s out there but you can’t find it. It’s covered.
- Theft: We know the feeling of heartbreak when something you love is stolen. But rest assured, your stolen piece is covered.
- Damage: You hit your engagement ring on the edge of a table, and it cracks. We’ll cover that.
- Disappearance: Your jewelry could be lost, stolen or at the bottom of a lake. You may not be able to explain where it is or how it vanished. Don’t worry, that’s covered.
- Worldwide Travel: You can travel across the globe and not have to worry about wearing your favorite jewelry.
Homeowners Policy vs. Jewelry Insurance
Most homeowners insurance policies do cover jewelry to some extent. In many cases, however, your coverage is limited by:
- Limitations or exclusions on situations covered
- Requirements to use jewelry replacement companies
- Needing several estimates before settling a claim
- Coverage value limits (leaving the rest up to you)
Keep in mind, a jewelry claim filed against your homeowners policy could affect your entire policy, meaning your premium could go up or your eligibility for your entire homeowners policy could be affected at renewal.
With a Jewelers Mutual policy, one of our jewelry experts connects you with the jeweler of your choice to find the same kind-and-quality replacement. All the work is done for you behind-the-scenes by someone who specializes in fine jewelry.
Trust your home to a homeowners policy, but trust your jewelry to the jewelry insurance specialists.
Contact info
24 Jewelers Park Drive, 54956-3703, Neenah, United States
- 888-884-2424
- personaljewelry@jminsure.com
- jewelersmutual.com
4.7
Excellent
15K reviews
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Easy to setup, easy to maintain!
It was very easy to set the policy up and now it's on automatic renewals so I can be at peace knowing I am covered!
April 10, 2026
Reply from Jewelers Mutual Group
We're so happy you're able to have that peace of mind! ☺️
diamond earrings
My wife had lost her diamond earrings and handled my claim quickly and stress free. I highly recommend this company
April 1, 2026
Reply from Jewelers Mutual Group
Kevin, we're happy to hear your claim was handled quickly and smoothly!
Replacing my lost earring
Replacing my lost earring was made effortless!
Much appreciated
March 18, 2026
Reply from Jewelers Mutual Group
Eileen, we're so happy to hear that!
The claims process was smooth and super…
The claims process was smooth and super easy! I was afraid it would take a really long time, but once it was approved, everything was completed quickly!
April 8, 2026
Reply from Jewelers Mutual Group
Hi Natalie, we're so happy to hear that it was quick for you!
They have great employees who walk you…
They have great employees who walk you through every process and make jewelry insurance a breeze!
April 7, 2026
Reply from Jewelers Mutual Group
Hi Andres, we pride ourselves on our dedicated team!
Reply from Jewelers Mutual Group
Hi Peggy, thank you for the kind words!
Jewelers Mutual Group
Jewelers Mutual Group provides a great service. The online process works very well. Good coverage options at an affordable price. We are very satisfied with their service.
March 30, 2026
Reply from Jewelers Mutual Group
Hi Mike, we're so happy to hear you're satisfied!
Reply from Jewelers Mutual Group
Hi Cynthia, we're happy you're feeling more peace of mind now! ☺️
Great insurance rates for jewelry
Jewelers mutual makes getting jewelry insurance really easy , they update your insurance along with the rise and fall of gold and silver rates. I'd recommend jewelers mutual to anyone looking for great insurance on they're valuables
April 4, 2026
Reply from Jewelers Mutual Group
Thank you so much for the kind words, Kermie!
I cannot express how grateful I am for…
I cannot express how grateful I am for this company. They are wonderful to work with and very understanding. They have made experience very straightforward and simple.
March 4, 2026
Reply from Jewelers Mutual Group
Hi Robert, we're so happy to hear that your experience has been simple!
Jewelers Mutual Group made my claims…
Jewelers Mutual Group made my claims experience easy and quick!
April 2, 2026
Reply from Jewelers Mutual Group
Hi Rhonda, we're so happy to hear it!
My experience with the agent was very…
My experience with the agent was very pleasant from beginning to end. She seems to be very smart and knowledgeable in every aspect
March 27, 2026
Reply from Jewelers Mutual Group
Hi Nichelle, thank you for the kind words about the process!
A+ jewelry insurer
Premium is very fair. Payments and renewal are easy. Filing a claim is smooth and stress-free. I will be a life-long customer.
April 1, 2026
Reply from Jewelers Mutual Group
Hi Amanda, thank you so much for your kind words! So happy to hear that. ☺️
Fast, easy, and streamlined
Jewelers Mutual made the claim experience fast, easy to understand, and streamlined. They worked well with my jeweler and were timely on getting the payment out.
January 12, 2026
Reply from Jewelers Mutual Group
Hi Rachel, we're so glad to hear your claim experience went smoothly. ☺️
The best customer service I have seen…
The best customer service I have seen in a long time!
March 30, 2026
Reply from Jewelers Mutual Group
Thank you for the kind words!
Answers all questions
Answers all questions, gives you time to think about it. Not a pushy company.
June 6, 2025
Reply from Jewelers Mutual Group
Hi Marie, we strive to give customers everything they need to make the right decision for them when it comes to jewelry insurance coverage. ☺️
Easy process and Quick response
It was a very easy process and I feel much better now that it is insured. I also feel relieved that it covers anything, just in case.
March 23, 2026
Reply from Jewelers Mutual Group
Hi Breka, so happy to hear that you have some added peace of mind now!
That our particular jewelry items are covered.
Consistant file knowledge that was shared by several Jewelers associates. Written (email confirmations) of transactions and particular correspondence. Although, it may be more efficient to communicate via email, a call from a real person would enhance the process.
March 25, 2026
Reply from Jewelers Mutual Group
Hi Bernie, thank you for this feedback! We will share with our internal team regarding the process.
Reply from Jewelers Mutual Group
Hi John, thank you for the kind words!
Reply from Jewelers Mutual Group
Hi Cynthia, we're happy the process was quick and easy for you!
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