Paying for insurance based on exactly how much I drive my car made a lot of sense for me. I don't drive much during the week, and mostly take short trips on weekends, so the KOBA product was perfect.... See more
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Great tech based car insurance company that charges based on the mileage you use. Don’t drive as much as I used to with working from home and have netted out with a much more competitive rate on my an... See more
Finally a car insurer whom offers a policy on the low kms that I actually drive. I'm a working mum whose car trips during the week are the odd school runs then mostly short trips on the weekend so thi... See more
Great concept especially if you have a car that sits around for a lot of the time! Please note - you will need your temporary password to login in to the app, the team emailed this to you a few d... See more
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Company details
Written by the company
KOBA is one of Australia's first pay-per-km insurers, offering a fairer insurance solution. Our app measures the KM you drive and charges you for the insurance you use. Simply pay an upfront cost for comprehensive insurance to cover your car while parked, and a few cents per km you drive. Future features will include digital mechanic health checks, find my car locator and automatic collision detection to dispatch 000. KOBA is underwritten by eric insurance.
Contact info
Level 14/839 Collins St, Docklands VIC 3008, 3000, Melbourne, Australia
- (03) 6159 2000
- hello@kobainsurance.com.au
- kobainsurance.com.au
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Good communication and on time delivery…
Good communication and on time delivery of device.
everything has been smooth since we…
everything has been smooth since we signed up and so far it is looking good- it is still early days but it is as expected.
Innovative product which uses…
Innovative product which uses technology to charge me based on car’s usage. Can see my trips through the app which is helpful to become more aware of my driving and ultimately to help me further decrease my kilometres.
Responded promptly to my request and…
Responded promptly to my request and made the changes that needed to be done
easy access easy signing up reader…
easy access easy signing up reader arrived in two days l think this insurance is good value
Easy to use website
Easy to use website, no concerns changing over from an existing insurer (& saved money!)
Your Rep Nick was most helpful as eack…
Your Rep Nick was most helpful as each of the Koba people I have spoken to.
I would have no hesitation in praising them.
Great tech based car insurance company…
Great tech based car insurance company that charges based on the mileage you use. Don’t drive as much as I used to with working from home and have netted out with a much more competitive rate on my annual premium. Simply plugs into a socket under your steering wheel and can track manage through well design app. Highly recommend. Have had insurance in place for last 9months with no problems - customer service excellent too.
Simple to join
Simple to join, uncomplicated processes, item to plug into car arrived ahead of time. Just had to plug it in. App downloads without issue. Tracking how much you are paying is in real time. Very, very competitive, a joy to use.
Great value for money
Great product that charges based on how much you ACTUALLY travel. Really seamless and easy sign up process too.
The service was great
I found the experience absolutely fantastic. Quick and simple. I had a couple of issues rang up spoke to Mel who was absolutely wonderful helped me sort out the issues.
I'm not sure how the whole customer…
I'm not sure how the whole customer experience with Koba will go. So far, so good.

Reply from kobainsurance.com.au

Reply from kobainsurance.com.au
Excellent App and worked with the…
Excellent App and worked with the device first time!

Reply from kobainsurance.com.au
Tracker Installation
Good phone response on query. Easy to instal the Kilometer tracker

Reply from kobainsurance.com.au
Excellent so far
So far the buying & service experience has been excellent.
Koba has been seamless & flawless.
I hope I never have to make a claim but if I do I expect the service will be just as good.
Thank you Koba

Reply from kobainsurance.com.au
Great concept!!
Great concept especially if you have a car that sits around for a lot of the time!
Please note - you will need your temporary password to login in to the app, the team emailed this to you a few days earlier so you may have forgotten about it ;)
Also please note - the device works by utilizing an inbuilt SIM card - uses this to track via GPS (NOT your phone's GPS) so there is no need to connect the device to your phone using Bluetooth. Extra benefit - if the car gets stolen you can track its location.
Excellent customer service from the KOBA team who made an effort to contact me to explain all of the above.

Reply from kobainsurance.com.au
I am considering koba but all I see…
I am considering koba but all I see here is reviews of sign-up and setup.
What's their actual claims process like ?
How difficult are they to deal with when trying to action a claim ?

Reply from kobainsurance.com.au
I think it is an excellent concept
I think it is an excellent concept, as I walk to work Monday to Friday. I only use my car for the supermarket or on the weekends occasionally.

Reply from kobainsurance.com.au
Seamless experience so far
Seamless experience so far. The app is easy to use, the device for the car arrived in a timely manner and the PDS was relatively straightforward.

Reply from kobainsurance.com.au
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