Just started the process ill try to keep everyone updated. However I really lucked out, which is not normal, I got a gentleman representing and helping me, Wes is thename and he explains everything,... See more
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Ladder Loans are invitation-only installment loans for responsible people like you who are looking to pay off higher interest loans. These fast and hassle free loans are designed to save you interest and help you pay off your existing loans faster.
Contact info
25361 Commercentre Dr, Suite 100 B, 92630, Lake Forest, United States
- (866) 552-3337
- info@ladderloans.com
- ladderloans.com
No history of asking for reviews
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Replied to 100% of negative reviews
Typically takes over 1 month to reply
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Ladder Loans is a great choice
Ladder Loans is a great choice! Ladder Loans offers an easy solution for those of us who need some help financially. Everyone seems to need a little help from time to time. They had an easy online application. Customer service was there to give advise on short-term or long-term loans and Ladder Loans customer service has the easy answer to your financial problems.
They send an allegedly fake pre…
They send an allegedly fake pre approval then when on the phone ask why u have debt if you make 6 figures. Have they ever lived in a left coast state where everything costs an arm and leg? They say office is in Cali. But they talk like New Yorkers. Highly Suspect

Reply from Ladder Loans
They do not want you to do a loan they…
They do not want you to do a loan they want to do similar to National Debt Relief. And by the if you go to a company like that you will be taxed .

Reply from Ladder Loans
Loan with Ladder Loan was flexible.
I recently used Ladder Loan and was blown away by their exceptional customer service and streamlined process. Their team was responsive, knowledgeable, and made the entire experience hassle-free. The loan options were flexible and tailored to my needs, and the rate were competitive. I appreciated the transparency and communication throughout the process. I highly recommend Ladder Loan to anyone seeking a reliable and customer-centric landing experience. well done.
Can’t say enough good things.
I was so anxious going in, but the people here helped me feel reassured and confident in the decision making. Thank you so much for the lovely experience here!
Quick and easy to access!
Ladder Loans offers a quick and easy solution for those in need of financial support. With a simple online application, you can skip the hassle of paperwork and get approved in minutes. What sets Ladder Loans apart is their transparency—no hidden fees, just clear loan terms you can trust. Funds are typically available within 24 hours, making it perfect for urgent needs. Whether you need a short-term or long-term loan, Ladder Loans provides flexible options to fit your situation. For a reliable and straightforward borrowing experience, Ladder Loans is a great choice. Apply today and secure your financial future.
I did not reach out to them
I did not reach out to them. They called me saying I inquired on a loan. I told them no he said, “Oh someone else must be helping you”. Based on the reviews alone they are a scam. Reporting to the California AG’s office.

Reply from Ladder Loans
bait and switch debt consolidation…
bait and switch debt consolidation company. NOT doing loans at 5% as their ads say.

Reply from Ladder Loans
Deceptive and a waste of time
Applied for a loan to consolidate several debt accounts into one. (Shopping for more favorable rates and terms). No late payments. FICO is 700+. Get a call back shortly after going online and redeeming my pre-approval letter that was mailed. After sharing a lot of personal financial info with their rep (Jonathan), he comes back, not with the loan I requested but a debt settlement company (ruins your credit) which he tried to pass off as a loan. After some intense grilling, he finally admitted to it. He then sent me a list of other loan companies with less favorable terms than what I am currently in and I would have to pretty much start the process over again. Not sure if this nonsense is indicative of the company or just a lazy employee stuck working on a Friday evening.

Reply from Ladder Loans
Never called back when they promised
Never called back when they promised, said they sent emails when they didn’t. Doesn’t seem to me as a trustworthy company.

Reply from Ladder Loans
Great Loan Provider
Great Loan Provider!
I cannot say enough about the work of the Ladder Loans team. They make things simple from the beginning and have a good team that communicates clearly to make sure you understand everything that is happening. I would recommend them if you are ever in need.
I was incredibly impressed with the…
I was incredibly impressed with the exceptional customer service provided by Ladder Loans. From my first interaction, I felt valued and well-cared for. The team demonstrated great expertise and patience, carefully guiding me through each stage of the loan process.
They were quick to respond to all my inquiries, provided clear and straightforward explanations, and made the entire experience seamless and hassle-free. Their dedication to customer satisfaction is evident in their friendly and professional approach. I highly recommend Ladder Loans to anyone looking for top-notch service and support!
Great loan provider
I was in a tight spot and needed emergency money. I was searching for a reputable lender with affordable interest rates when I came across ladder loans. I have to admit that I was quite happy with my experience and was able to obtain the money I required quickly.
Ladder loans is a life saver
Ladder loans is a life saver. They provided me with great customer service, quick qualification, and funding! I will be using them again and I recommend them to everyone!
I recently had the pleasure of working…
I recently had the pleasure of working with Ladder Loan, and I couldn't be more satisfied with their services. Their website was very user-friendly. From the moment I applied for my loan, the entire procedure was effortless. I really appreciate immediate response of their support team. They care about their customers and provide needed assistance on time. Dealing with Ladder Loans was a pleasant experience. I felt completely at ease from start to finish. I am very satisfied with their loan services and recommend it to anyone seeking a stress free loan experience. Highly recommended!
I was impressed by the customer service…
I was impressed by the customer service I received when interacting with Ladder Loans. The staff was communicative and helpful; I recommend their services.
Ladder loans is a company with amazing…
Ladder loans is a company with amazing customer service! They are very knowledgeable in their expertise, patient and professional. They made me feel at ease during the entire process. I would highly recommend them to anyone who is considering using them!
Ladder Loans
First of all the name of the company is deceiving because they are not a loan company and secondly I don’t think they or many other so called loan companies understand the frustration of just wanting to consolidate your high interest loan debt into one lower interest rate payment especially if you will be directing them to pay the loans being consolidated off with the new loan - you are not using the money for other things but then they try to talk you into a debt settlement which will lower your credit score and my score is good and I am not falling into that trap - I will definitely ignore the flyers sent even for pre-approval and continue with making my payments as I have always on time until finished unless there is a company out there that actually understands how to help! I feel sorry for the poor loan consultants working for them who have to deal with us frustrated people trying to get our point across!

Reply from Ladder Loans
Customer Service was thorough
The customer service I received was thorough and very helpful!
Good service
I am glad I consulted Ladder loans. Their team was friendly, guided me through the whole process, understood my concerns and answered my questions. I felt satisfied with their service.
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