I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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What people talk about most
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
Company replied
Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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The fact you were able to process the…
The fact you were able to process the loan application so quickly and efficiently and I'm now able to get my new bed straight away.
Many thanks.
September 19, 2026
Reply from Lending Stream
Hi Mark Anthony,
Thank you for your 5-star review! We're so pleased to hear that we could help you get your new bed sorted quickly. It's great to know our service met your needs when you needed it most.
Thanks again,
Lending Stream
Amazing company
Amazing company, I really recommend. Very easy process, and money account in less than 90 seconds.
September 14, 2026
Reply from Lending Stream
Hi Geraldino,
Thank you for your fantastic review! We're delighted to hear that you found the process easy and that we could help you so quickly. Your recommendation means a lot to us.
Thanks again,
Lending Stream
Very easy to use from set up to…
Very easy to use from set up to applying... and extremely fast from application to bank account
September 17, 2026
Reply from Lending Stream
Hi June,
Thank you for your 5-star review! We're so pleased to hear that you found the process straightforward from start to finish and that we were able to get the funds to you quickly. Your feedback means a lot to us.
Thanks again,
Lending Stream
So easy to apply thank lending stream.
September 18, 2026
So quick and easy and you work out what…
So quick and easy and you work out what you think is best loan to suit my needs
September 14, 2026
Reply from Lending Stream
Hi Mandy,
Thank you for your 5-star review! We're so pleased to hear that you found the process quick and easy, and that we could help you find a loan that suited your needs.
Thanks again,
Lending Stream
good clear instructions and payout was…
good clear instructions and payout was quick
September 9, 2026
Easy to use had 3 loans paid one off…
Easy to use had 3 loans paid one off allowed me to take out another
September 14, 2026
Excellent customer service and very…
Excellent customer service and very clear details.
September 18, 2026
Absolutely brilliant
Absolutely brilliant, easy to fill form in , 5 stars all the way.
September 18, 2026
An easy to use application
September 18, 2026
Really helpful and fast!
September 14, 2026
Reply from Lending Stream
Hello Jim,
Thank you for bringing this to our attention. We're sorry to hear that you've been receiving more emails than you'd like from us. We certainly don't want to cause any frustration with our communications.
If you'd like to adjust your email preferences or discuss this further, please contact us at https://www.lendingstream.co.uk/contactus/ or call us on 0203 808 4440, and we'll be happy to help sort this out for you.
Thanks for your feedback,
Lending Stream
Your there when I need you
September 14, 2026
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