I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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What people talk about most
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
Company replied
Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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Super fast and efficient really…
Super fast and efficient really recommend for when the unexpected happens
September 5, 2026
Reply from Lending Stream
Hi Byron,
Thank you for your 5-star review! We're so pleased to hear that we could help you quickly when you needed it most. Your recommendation means a lot to us.
Thanks again,
Lending Stream
Reply from Lending Stream
Hi Paul,
Thank you for your 5-star review! We're so pleased to hear that you were satisfied with our service.
Thanks again,
Lending Stream
Very quick n easy to apply
September 21, 2026
Quick and easy
September 22, 2026
Fast and money in bank within minutes
September 22, 2026
Really quick and simple to use 👍 early…
Really quick and simple to use 👍 early repayment options available
September 17, 2026
Reply from Lending Stream
Hi Wayne,
Thank you for your 5-star review! We're so pleased to hear that you found our service quick and simple, and that you're making use of the early repayment options. Your feedback means a lot to us.
Thanks again,
Lending Stream
Speed of service.
September 21, 2026
I highly recommend this loan company.
I highly recommend this loan company.
Yes okej
September 17, 2026
Reply from Lending Stream
Hi Łukasz,
Thank you for your 5-star review! We're so glad to hear that you're happy with our service and appreciate you taking the time to recommend us.
Thanks again,
Lending Stream
very responsible lender
clear and easy to follow. Good prompts at every stage to ensure I have thought through the affordability.
a very responsible lender
September 21, 2026
Reply from Lending Stream
Hi Mark,
Thank you for your positive feedback! We're so glad to hear that you found our process clear and easy to follow. Responsible lending is at the heart of what we do, and it's great to know that our affordability checks and prompts helped you make an informed decision. We appreciate you taking the time to share your experience with us.
Thanks again,
Lending Stream
Excellent service as always..
Excellent service as always... As a returning customer I found it easy to access and apply
September 20, 2026
Reply from Lending Stream
Hi Carol,
Thank you for your 5-star review! We're so pleased to hear that you found the application process easy and that we've been able to help you again. We really appreciate your continued trust in us.
Thanks again,
Lending Stream
Lending Stream were brilliant
Lending Stream were brilliant. Super fast and really helped with my loan
September 21, 2026
Reply from Lending Stream
Hi Michael,
Thank you for your 5-star review! We're so pleased to hear that we were able to help you quickly and that you had such a positive experience with us.
Thanks again,
Lending Stream
It was a very great experience
It was a very great experience, the process was very simple in getting the loan approved.
September 17, 2026
Reply from Lending Stream
Hi Nagabhushanam,
Thank you for your 5-star review! We're so pleased to hear that you found the application process simple and had a great experience with us. Your feedback means a lot to our team.
Thanks again,
Lending Stream
Company very helpful
Company very helpful, and everything promised happened immediately.
Would recommend
September 21, 2026
Reply from Lending Stream
Hi Kevin,
Thank you for your 5-star review! We're so pleased to hear that we were able to help you and that everything went smoothly. Your recommendation means a lot to us.
Thanks again,
Lending Stream
Very easy too apply ,easy to fill in…
Very easy too apply ,easy to fill in .very quick response
September 20, 2026
always great service and…
always great service and straightforward application would recommend
September 21, 2026
Reply from Lending Stream
Hello Noreen,
Thank you for your wonderful review! We're delighted to hear that you found our application process straightforward and that we've been able to provide great service. Your recommendation means a lot to us.
Thanks again,
Lending Stream
The process was extremely quick
The process was extremely quick, efficient and helpful.
I'm now in a position to clear my utility bills today.
Thanks for assisting with this.
September 21, 2026
Reply from Lending Stream
Hi Conrad,
Thank you for your 5-star review! We're so pleased to hear that our service was quick and efficient, and that we could help you get back on track with your utility bills. Your feedback means a lot to us.
Thanks again,
Lending Stream
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