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LendKey Reviews 483

TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... See more

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Rated 1 out of 5 stars

I had a bill due, and no notice was given. I got a call from a rep, but they wouldn't even say what it was regarding and just ask for sensitive information with no guarantee who it was. I sure h... See more

Rated 5 out of 5 stars

From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... See more

Rated 5 out of 5 stars

I’ve been with LendKey for quite a while now (cumulatively). I’ve refinanced my private student loan several times over the past five years and LendKey was a serviced I selected twice, to include the... See more

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About LendKey

Written by the company

Get to Know LendKey

LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.

First-Class Customer Service

Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.

Student Loan Refinancing

Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.

Private Student Loans

Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.


Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.


Contact info

  • 9999 Carver Road, Suite 400, 45242, Blue Ash, United States

  • lendkey.com

4.5

Excellent

TrustScore 4.5 out of 5

483 reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 4 out of 5 stars

Great process initially

Great process initially, however rates quoted where significantly lower than actual rates. Still good but there is a impression of luring tactics.

January 25, 2022
Rated 3 out of 5 stars

Recent Drastic Decline

Recent Drastic Decline. Until recently, I would have given Lendkey a 5star rating, for me the application process was great, payments were reasonable and principal pay down was great benefit of a lower interest rate. However, as of December there appears to be a 2 weeks delay in processing of checks. During which time they mark the account as past due and send emails just in time to say never mind as the check is finally processed. I contacted customer service and basically they said that unless the check is cashed its presumed not received. So I send a check on time, but because they haven't cashed it, its my fault? Unbelievable. I now will be switching services as I no longer trust this company.

January 19, 2022
Unprompted review
Rated 5 out of 5 stars

Best decision ever

Real easy to switch over. FANTASTIC rates as opposed to Sallie Mae. Reconciliation is the greatest thing to do for a bulk of different loans with horrible interest rates. The process is simple as long as you have the needed information abs their team works fast to respond to what is needed/pending.

January 13, 2022
Rated 5 out of 5 stars

Easy To Manage

The website was easy to manage. The application was easy to understand. I have worked with their customer service in the past for my loans and was able to connect to a person.

December 19, 2021
Rated 5 out of 5 stars

Take the time to save money

Take my advice took a little longer to process than competitors but results saved me tens of thousands. Lower interest rate leads to Ning savings. All done online and could not be more pleased

November 8, 2021
Rated 5 out of 5 stars

I can save money???

The notification to refinance my student loan was greatly appreciated. Saved me over 1% with the refinance. The whole process took less than 2 days since I had my documents available to provide the lender.

October 18, 2021
Rated 5 out of 5 stars

LendKey saved me lots of money

LendKey sure asked a lot of questions and needed quite a bit of information but in the end came through with an amazing offer with a fantastic apr. They knocked my payments down by almost 1/2 and saved me more than 1/2 of the finance charges I would have paid in the long term.

October 6, 2021
Rated 5 out of 5 stars

Lendkey was always very responsive and…

Lendkey was always very responsive and professional about handling my loans. They made the experience very streamlined and took the fear out of making monthly payments. It was also extremely easy to refinance and change up my loans as well!

September 26, 2021
Rated 1 out of 5 stars

Terrible Application Assistance

Seems like a scam to me. I had to contact LendKey 5 different times to resolve problems on my application. Each time a new representative told me something new to submit. After submitting all the documents they requested, I was still not approved and called and emailed LendKey to discover why, after sending them all my information, I was still not approved. No email or phone representative attempted to explain why this was happening or try to assist me. Instead, they just canceled my application altogether. Not willing to work with their customers.

July 28, 2021
Unprompted review

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