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LiabilityGap.ca is an independent Canadian educational resource on personal liability risk. The site documents what liability lawsuits cost — using real court awards and provincial statutes — and explains how umbrella and excess liability coverage extends protection above standard home and auto limits. Free tools include a 10-question Lawsuit Exposure Quiz and a coverage calculator, both usable without an email address. LiabilityGap is not an insurer or brokerage; readers seeking coverage are connected with licensed brokers in their province. All premium figures on the site are educational estimates, not quotes.
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