Little Lake Lending Reviews 6,852

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 1,410 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptional customer service and the helpful, professional, and courteous staff. Many found the loan application process to be fast, easy, and efficient, with funds often deposited quickly. People appreciate the clear explanations and the overall smooth user experience, making it easy to secure a loan when needed. However, some customers mentioned concerns regarding the interest rates, advising others to pay off loans as quickly as possible due to high charges. A few also noted issues with communication, specifically regarding system updates delaying the signing of loan agreements, and some felt the repayment terms were not always clearly explained.

What people talk about most

Customer service

Reviewers highlight positive aspects of customer service. Customers consistently praise the helpfulness and... See more

Service

Customers consistently note positive experiences with service. Reviewers frequently highlight the quick and... See more

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the professionalism,... See more

Payment

Clients share positive opinions on payment, especially regarding the speed of funding. Many reviewers... See more

User experience

Customers had positive experiences with the user experience, finding the process easy, quick, and convenient.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Just did my loan with the representative, Queen. She was efficient, professional, respectful, & courteous. She answered all of my questions about how the loan worked and helped me decide the proper... See more

Company replied

Rated 5 out of 5 stars

I was worried that I wouldn't be able to pay my bills without help, I knew I had a big fuel bill that had to be paid in one payment but my other bills would suffer, Lending Lake came through for me.... See more

Company replied

Rated 5 out of 5 stars

This organization pulled me out of a tight spot. They funded me immediately. It is a touch pricey but they are upfront about the terms & give you proper information in that regard. The Customer Ser... See more

Company replied

Rated 5 out of 5 stars

Little Lake lending has been easy to work with overall. It didn’t matter if the situation was good or bad, they were constantly optimistic and helpful getting my loan back on track.

Company replied


Company details

  1. Loan Agency

Information provided by various external sources

Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored. As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

The professional customer service in…

The professional customer service in terms of my experience with Little Lake has been great in answering all my questions as I repay my loan.

February 2, 2026
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Reply from Little Lake Lending

Thank you for the great review, Robert! We’re glad our team could assist you and make the repayment process clear and manageable. We appreciate your trust.

Rated 1 out of 5 stars

If you have good enough credit to…

If you have good enough credit to borrow a low amount and you need it the same day......SEEK YOUR LOAN ELSWHERE!! WARNING!! DO NOT USE THIS SITE!!!

February 2, 2026
Unprompted review
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Reply from Little Lake Lending

We appreciate you taking the time to leave a review, William. We’re sorry to hear about your experience and appreciate you bringing this to our attention. Your input helps us continue to improve.

Rated 5 out of 5 stars

I got behind on my loan and they were…

I got behind on my loan and they were so great and worked with me to get me back on track. Great customer service and care!

January 31, 2026
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Reply from Little Lake Lending

Thank you for sharing your experience, Susan! We’re glad our team could work with you and help get things back on track. We truly appreciate your kind words.

Rated 1 out of 5 stars

Between a rock and hard place

When you have little options and need to do something? You take what you can get. I did that and will repay as quick as possible due to the outrageous interest rate. Don't think that I'm not grateful for your help.
Thanks

January 31, 2026
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Reply from Little Lake Lending

Mabel,
Thank you for sharing your honest feedback—we truly appreciate you taking the time to do so. We’re glad we could provide assistance when options were limited and help you move forward when you needed it most. We apologize for any frustration caused by the interest rate and understand how important it is to repay as quickly as possible. If you’d like to review your account or discuss options, please contact our customer service team at 844-600-9737, and we’ll be happy to help.

Rated 5 out of 5 stars

The speed of approval and funding…

The speed of approval and funding received in hours

January 29, 2026
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Reply from Little Lake Lending

Regina,
Thank you for sharing your experience—we truly appreciate it and are grateful for your feedback. We’re glad to hear the fast approval and quick funding made a positive difference for you. Please don’t hesitate to reach out if you ever need assistance in the future.

Rated 5 out of 5 stars

Simple easy

Simple easy

January 31, 2026
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Reply from Little Lake Lending

We appreciate you taking the time to share your experience. Making things simple and easy is our goal—thank you, and we hope to help you again soon.

Rated 5 out of 5 stars

The staff is very helpful and friendly…

The staff is very helpful and friendly and knowledgeable and respectful

January 30, 2026
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Reply from Little Lake Lending

Your feedback means a lot to us, Robbie—thank you! We’re delighted you had such a positive experience with our team. We appreciate your business and we look forward to serving you in the future.

Rated 4 out of 5 stars

Easy

Easy to receive the help I needed

January 28, 2026
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Reply from Little Lake Lending

We appreciate your feedback, Juan. Making support easy and accessible is always our goal. Thank you for choosing us—we look forward to serving you again.

Rated 5 out of 5 stars

Quick Process at Little Lakes Lending

The customer service at Little Lakes Lending was very professional and thorough and helped secure me a loan when I really needed it! The process was short and I had my money in no time!

January 19, 2026
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Reply from Little Lake Lending

Dear Mary Rhodes,

We truly appreciate you taking the time to share your experience with us. We’re grateful we could be there when you needed it and help make the process quick and smooth for you. Thank you for choosing Little Lakes Lending—we’re always here if you need us again!

Rated 1 out of 5 stars

You didn't let people know right off…

You didn't let people know right off the bat that it's a short-term loan that the interest rate is 500% before you get them to sign the paperwork and then let them know that kind of information this is bogus predatory loaning

January 27, 2026
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Reply from Little Lake Lending

Thank you for taking the time to share your concerns—we truly appreciate your honest feedback. We’re glad we were able to provide quick access to funds, but we sincerely apologize that the loan terms and interest rate were not as clear upfront as they should have been. Your concerns are important to us, and we understand how frustrating this experience feels. If you’d like to discuss this further or have questions about your account, please contact our customer service team at 844-600-9737—we’re here to help.

Rated 5 out of 5 stars
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Reply from Little Lake Lending

Stephen,
Thank you so much for your kind words—we truly appreciate you taking the time to share your experience. We’re grateful to hear that everything was fast and easy for you, as that’s exactly what we aim for. Thanks again for choosing us, and we look forward to helping you again anytime!

Rated 3 out of 5 stars
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Reply from Little Lake Lending

Thank you for taking the time to share your feedback—we truly appreciate you being open about your experience. We’re glad we could help you access the funds you needed, but we understand your concern about the interest rate and how challenging that can feel when you’re working hard to get out of debt. We sincerely apologize for the frustration this caused and take your comments seriously as we continue to look for ways to better support our customers. If you’d like to discuss your account or explore options, our customer service team is here to help at 844-600-9737 .

Rated 3 out of 5 stars

They were gracious to quote me a loan…

They were gracious to quote me a loan offer but my budget can no meet their terms of repayment and interest amount way too high.

January 26, 2026
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Reply from Little Lake Lending

Dear Bobbi Ferguson,

Thank you for the 3‑star review and for calling out what didn’t work for your budget. Your perspective is fair. Our product is an expensive, short‑term borrowing option—many customers accept fast funding, then replace it with a lower‑interest loan and pay us off early. You can make extra payments or pay off anytime (no penalties) in your online account or by calling (844) 600‑9737. Use your bank account or debit card; interest is calculated daily and the portal updates it for you.

Also, you can earn rewards points through special promotional emails and other activities, then redeem for retailer gift cards or apply the points to your account balance.

If you’d like customized guidance, we’re at (844) 600‑9737.

Rated 5 out of 5 stars

Just how much they helped me.

I just called and they took care of everything really fast and easy.

November 18, 2025
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Reply from Little Lake Lending

We truly appreciate your five-star feedback, Geneva Chavez! Providing fast and easy service is important to us, and we’re glad we could deliver. Thank you for your trust—we look forward to helping again in the future.

Rated 5 out of 5 stars

It doesn't take long to get the money

It doesn't take long to get the money. The only thing about this company it only allow you aone time payment arrangement

January 23, 2026
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Reply from Little Lake Lending

Sabrina,
Thank you for taking the time to share your feedback—we truly appreciate it. We’re grateful you found the funding process quick, and we understand your concern regarding the one-time payment arrangement. If you have any questions or need assistance in the future, we’re always here to help.

Rated 5 out of 5 stars

Helpfulness

Helpful when I needed it

January 25, 2026
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Reply from Little Lake Lending

Thanks for sharing your experience! We’re happy we could help when you needed support. Please don’t hesitate to reach out if we can assist again.

Rated 5 out of 5 stars

The rep was truly friendly

The rep was truly kind , patient and knowledgeable.. He answered all my concerns with dignity!!!

January 24, 2026
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Reply from Little Lake Lending

Cecillia,
Thank you so much for sharing your experience—we truly appreciate your kind words. We’re very grateful to hear that our representative was kind, patient, and able to address all of your concerns with care and professionalism. We look forward to assisting you again whenever you need us!

Rated 5 out of 5 stars

Great customer support

Great customer support

January 24, 2026
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Reply from Little Lake Lending

We appreciate you taking the time to leave a review. Providing great customer support is a top priority for us—thank you for recognizing our team.

Rated 5 out of 5 stars

Awesome Place to Get a Loan

They went above and beyond my busy day to check back with me to see if I wanted to proceed with the loan! They were very easy to work with & are high on respect! The service was fast and easy. I highly recommend them…

January 23, 2026
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Reply from Little Lake Lending

Thank you for the wonderful review, Yvonne. We’re glad to hear that our team provided attentive, respectful service and made the loan process fast and easy for you. Your recommendation is greatly appreciated, and we look forward to assisting you again in the future.

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