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Lloyds Cardnet Reviews 

497
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 376 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, knowledge, and proactive approach, often going above and beyond expectations to ensure a smooth process. Many highlight the outstanding customer service, noting prompt responses and clear explanations that make interactions pleasant and efficient. The service itself is frequently described as excellent, with users appreciating the hassle-free experience and the ease of use of the online system and terminals. However, some customers also noted difficulties with the initial setup and user experience, finding systems complex or support lacking during onboarding. A few people also mentioned issues with payment processing, such as funds being held or receiving incorrect bills for cancelled services. Some reviewers were not happy with customer service, reporting a lack of transparency, difficulty getting answers, and feeling unheard.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, efficiency, and... See more

Service

Users describe positive interactions with service, highlighting fast, efficient, and professional assistance... See more

Customer service

People report positive experiences with customer service, highlighting the helpfulness and professionalism of... See more

User experience

Consumers find the user experience to be positive, with many describing the setup process as easy, smooth,... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising the smooth transition and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

The Advisor we spoke to was called Cleo, she was friendly and informative and took the time to go through the sums with us to make sure we had the best solution for our business. She explained everyth... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

497 reviews

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4.6

All reviews

(497)

373 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

New to Lloyds

We have just moved our card processing service to Lloyds and the process was simple and Michael Scott was very helpful at every step of the way.

July 23, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Kara,

Thank you for your review and positive feedback. I will share this with Michel Scott.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Clear and efficient service

The Advisor we spoke to was called Cleo, she was friendly and informative and took the time to go through the sums with us to make sure we had the best solution for our business. She explained everything very clearly and was very prompt with the follow up actions.

July 22, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Cleo.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic service

Fantastic service, quick, knowledgeable and helpful.

July 15, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Sam,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Thank you

Friendly, professional and helpful

July 15, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Dan,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Been with Cardnet for over 10 years…

Been with Cardnet for over 10 years now. Great service and reliable too. Big thank you to Yagmur Karaoglan for looking after us recently with the contract renewal.

July 16, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Bhup,

Thank you for your review and positive feedback. I will share this with Yagmur.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fast and efficient service received by…

Fast and efficient service received by Michael.
Professional and easy to deal with, explained everything thoroughly, now looking forward to receiving our device - thank you

July 8, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Lee,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Jaspreet is a top man wish i can give…

Jaspreet is a top man wish i can give you more than 5 stars , very helpful, explains everything in details, always happy to help and understands customers before even asking the question.
Thank you for always being there when needed

July 15, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Nicholas,

Thank you for your review and positive feedback. I will share this with Jaspreet.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Sam Whittaker was really helpful…

Sam Whittaker was really helpful explaining everything from scratch

July 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Kim,

Thank you for your review and positive feedback. I will share this with Sam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 1 out of 5 stars

Customer Service very poor

Customer Service very poor. No one listened to the needs we had so consequently the set up experience was very stressful.
Would not recommend if your ‘business’ is a charity or church.

June 12, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Dorothy Thank you for taking the time to share your feedback. We're very sorry to hear that your set up experience did not meet your expectations and that you felt your needs were not listened to. We understand how stressful this must have been, particularly for a charity or church organisation where requirements can differ from other business types.
We appreciate you bringing this to our attention and will review your comments carefully to better understand what went wrong and how we can improve. Customer feedback is important to us and helps us identify opportunities to provide a better experience in the future.
Thank you again for your feedback and we're sorry for the frustration caused.

Kind Regards
Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Professional

Professional, patient and helpful.
Thank you Mathew Crouch you are a credit to Lloyds.

July 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Michael,

Thank you for your review and positive feedback. I will share this with Mathew.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Easy to set up and great portal.

Easy to set up and great portal. Michael Scott was a huge help guiding us through set up and onboarding.

July 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello James,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Yagmur was extremely helpful and…

Yagmur was extremely helpful and patient, thank you so much for your support!

July 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Claire,

Thank you for your review and positive feedback. I will share this with Yagmur.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great Customer Service

I called Lloyds Cardnet needing to make a change to our business card machine and dealt with Carlton Lewin who was really helpful and friendly. he talked me through the options and gave me clear guidance. Would definitely recommend

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Emma,

Thank you for your review and positive feedback. I will share this with Carlton.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent service from Assam

Excellent service from Assam,
We had a review teams meeting arranged, Assam was prompt to the meeting, friendly & informative.
Asked us how our business is going and if we had any concerns he could help us with.
Suggested options to streamline our payment journey which is what i have been looking for and arranged follow up meetings after had time to discuss.
Prior to this meeting Assam helped us massively with a major change within our business and although i did not give him much time to do help with this change he managed to get it done for us quickly and efficiently without any problems, just took one phone call and done!
Assam is a key part of our operation between our business and Lloyds and he has been nothing but helpful throughout!

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Danielle,

Thank you for your review and positive feedback. I will share this with Assam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent Yagmur

After 16 years of awful client service from cardnet, everything has changed today. Yagmur was lovely, very efficient and has saved me money. Highly recommend and I am now very happy indeed to be a cardnet client ! Thanks Yagmur for your help.

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Jamie,

Thank you for your review and feedback. I will share this with Yagmur.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

As a dentist and business owner

As a dentist and business owner, I have been a Lloyds Bank customer for more than five years. Having previously banked with RBS and Metro Bank, I can confidently say that the level of service I have received from Lloyds has been exceptional and far superior to my previous experiences.

A special thank you goes to our Business Manager, Julie Haggerty, whose professionalism, dedication, and outstanding support have made every step of our banking journey smooth and stress-free. Most recently, during our business acquisition, Julie’s excellent organisation and proactive approach ensured everything progressed without delays or unnecessary complications.

I would also like to thank Jorme Benjamin for providing outstanding VIP service while arranging our card machine facilities. His efficiency, attention to detail, and willingness to help were truly impressive.

Exceptional customer service is rare these days, but the Lloyds team consistently goes above and beyond. I genuinely appreciate everything they have done for us and would highly recommend Lloyds Bank to any business owner looking for a reliable banking partner.

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Masih,

Thank you for your review and positive feedback. I will share this with Julie and Jorme.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Had the pleasure of dealing with David…

Had the pleasure of dealing with David Guy today who was immensely helpful with getting me up and running with my new card terminal contract. Very pleased with the service and can highly recommend.

July 8, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello John,

Thank you for your review and positive feedback. I will share this with David Guy.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have just moved our card machine to…

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept us fully updated throughout. All going to plan so far!

July 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Angela,

Thank you for your review and positive feedback. I will share this with Michael Scott.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The support we received from Mr Crouch…

The support we received from Mr Crouch a Client Development Consultant in helping to set up our charity with MPOS card readers was second to none. They was extremely patient in dealing with our queries and was accommodating in every way possible. I wish every interaction i had with banking organisations was this professional and friendly.

July 6, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mark,

Thank you for your review and positive feedback. I will share this with Mr Crouch.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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