Banner for Lloyds Cardnet

Lloyds Cardnet Reviews 

542
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 374 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently share wonderful feedback regarding the highly knowledgeable staff and dedicated customer service representatives who professionally guide clients through every single step. People truly appreciate the remarkably smooth transitions when switching payment providers and find the card terminals exceptionally reliable and very easy to use daily. However, some people mentioned encountering unexpected billing complications or occasional delays with payment processing after successfully setting up their new accounts. Reviewers also noted that certain digital features feel rather outdated compared to alternative market offerings, while a few experienced a somewhat stressful setup process.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are extremely helpful,... See more

Service

Reviewers highlight positive aspects of service, noting that staff are friendly, knowledgeable, and... See more

Customer service

People report positive experiences with customer service, noting that support teams are helpful, responsive,... See more

User experience

Clients share positive opinions on user experience, highlighting smooth transitions and reliable payment... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a mix of appreciation and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have been long standing customers of Lloyds. The customer service is second to none which is why we recently moved another financial platform across to them. Our Relationship manager Luke Willis ha... See more

Company replied

Rated 5 out of 5 stars

spent the day resolving many issues that were outstanding for a while....... Kelly Merritt our new Client Services manager in corp support has been amazing. Friendly, efficient and knowledgeable.. got... See more

Company replied

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

542 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(542)

352 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Kian was recenltly really useful in…

Kian was recenltly really useful in resolving a long-standing complication with our numerous Cardnet accounts. Many thanks, Matt @ Storage Works

September 18, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

I would like to recognise Lauren Little…

I would like to recognise Lauren Little for the outstanding support she provides as our Customer Success Manager.

Lauren consistently delivers excellent customer service, responding to our queries quickly and effectively whilst ensuring any issues are resolved with minimal disruption. Her communication is always clear, professional, and proactive, giving us confidence that we are in safe hands.

In particular, Lauren played a key role in supporting our transition to a virtual terminal. She guided us through the process efficiently, addressing any questions promptly and making what could have been a complex change feel completely seamless. Her knowledge, responsiveness, and commitment to customer satisfaction ensured the move was smooth and stress-free.

Lauren is a pleasure to work with, and her dedication to providing exceptional customer support has made a significant positive impact on our business. We greatly appreciate her efforts and would highly recommend her for the excellent service she delivers.

September 15, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Working with Cardnet is always…

Working with Cardnet is always extremely easy. All of the team are knowledgeable and well informed which means that getting the answers to my questions or queries is always straight forward. I also find the team members, and especially my relationship manager James Gale, to be very proactive which immediately makes my life easier. I would certainly recommend Cardnet to other businesses.

September 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great Service

We have been long standing customer of Lloyds Cardnet. The customer service and support from Cardnet team is second to none. Special thanks to our Relationship Manager Vanessa Last. She has been extremely helpful and always on hand when needed. We value being able to contact her directly and to have any quires resolved quickly and efficiently.

September 11, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Vanessa

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

spent the day resolving many issues…

spent the day resolving many issues that were outstanding for a while....... Kelly Merritt our new Client Services manager in corp support has been amazing. Friendly, efficient and knowledgeable.. got to root problem and resolved so swiftly. Thank you and 5 stars

September 8, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kelly.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great service

Great service. Charley Jones provided excellent, efficient customer service.

August 9, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Charley.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have been long standing customers of…

We have been long standing customers of Lloyds. The customer service is second to none which is why we recently moved another financial platform across to them. Our Relationship manager Luke Willis has been extremely helpful and always on hand when needed. We value being able to talk to a dedicated team and to have any quires resolved quickly and efficiently.

September 9, 2025
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 3 out of 5 stars

Long winded set-up

Poor response times for problem solving.

September 8, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for sharing your feedback. We're sorry that your experience did not meet your expectations.

We recognise that receiving timely support is important, and we're disappointed to hear that resolving your issue took longer than it should have. We're also sorry that the set-up process felt more complicated and time-consuming than expected.

We take feedback like this seriously and will investigate further to understand what went wrong and where we can improve.

Thank you for bringing this to our attention.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fast efficient service & the person I…

Fast efficient service & the person I spoke with was so pleasant, helpful, and had tremendous patience!

September 7, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.
Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Lauren Little was the best

Lauren Little was the best. So helpful and understanding. She is amazing. Will always ask to speak to her if possible.

September 3, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Level of service

I would just like to say thank you to Michael who dealt with the whole process for me. He helped me get things set up straight away and guided me through every step. I will be recommending to everyone I know as the level of service is fantastic. Thank you

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have just moved to Lloyds Cardnet…

We have just moved to Lloyds Cardnet Services. We have received excellent customer service, with special thanks to Louise Pugh from the Support Team for her patience and understanding, explaining the features and advantages of Cardnet. Questions were answered promptly, and functionality of machines shown first hand. We are sure that future Support will be second to none

August 26, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Louise.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Genuinely interest

Caller seemed genuinely interested in the business and was very easy to talk to!

September 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Highly Recommend

We've had a very positive experience working with Lloyds Cardnet. Their payment solutions are reliable, easy to use, and have helped us provide a smooth and secure payment experience for our customers.

What really sets them apart is the level of support we receive from our Account Manager - Luke. They carry out regular reviews of our account to ensure we're benefiting from the most suitable products, services, and rates available. This proactive approach gives us confidence that we're always receiving the best options for our organisation rather than being left to review things ourselves.

The team is professional, responsive, and genuinely invested in helping us get the most from our merchant services. We would highly recommend Lloyds Cardnet to any business looking for a dependable payment partner with excellent customer support.

August 27, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great service

Luke and the Cardnet team have been most helpful and we would thoroughly recommend them for PDQ services.

August 26, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Nathan,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great service all the way through

Great service all the way through, from understanding what is needed to making sure everything works for us as we wanted.

July 27, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Melanie,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent service

Excellent relationship with our relationship manager Luke. Prompt and efficient service. Responsive when we have urgent issues.
10/10 all round

July 20, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Penny,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very helpful and professional service…

Very helpful and professional service from Luke Willis, my manager.
He helps provides the best rates too.

August 25, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

So easy to start with Luke

No problem setting up our new card machines.
One phone call from Luke Willis and we were good to go.
Thank you very much Luke

June 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great customer support

Great customer support, friendly service.

August 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look