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Lloyds Cardnet Reviews 

530
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 374 reviews, reviewers overwhelmingly had a great experience with this company. Consumers consistently highlight the exceptional support provided by the team, noting that advisors are knowledgeable, polite, and always available to assist with any questions. People find the transition process straightforward and appreciate the clear guidance given when selecting the best payment solutions for their businesses. Though some customers experienced issues, noting unexpected bills for old terminals, held payments, or technical difficulties during installation. A small number of users also mentioned that certain system features felt underwhelming or that transaction commissions were slightly high for small groups.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting that team members are professional, responsive,... See more

Service

People report positive experiences with service, highlighting a professional and responsive team. Reviewers... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting responsive and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting smooth transitions and reliable... See more

Payment

Users describe ambiguous interactions with payment solutions, reflecting a mix of appreciation and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

530 reviews

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4.6

All reviews

(530)

339 reviews in the last 12 months

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Rated 5 out of 5 stars

Jaspreet is a top man wish i can give…

Jaspreet is a top man wish i can give you more than 5 stars , very helpful, explains everything in details, always happy to help and understands customers before even asking the question.
Thank you for always being there when needed

July 15, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Nicholas,

Thank you for your review and positive feedback. I will share this with Jaspreet.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Sam Whittaker was really helpful…

Sam Whittaker was really helpful explaining everything from scratch

July 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Kim,

Thank you for your review and positive feedback. I will share this with Sam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 1 out of 5 stars

Customer Service very poor

Customer Service very poor. No one listened to the needs we had so consequently the set up experience was very stressful.
Would not recommend if your ‘business’ is a charity or church.

June 12, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Dorothy Thank you for taking the time to share your feedback. We're very sorry to hear that your set up experience did not meet your expectations and that you felt your needs were not listened to. We understand how stressful this must have been, particularly for a charity or church organisation where requirements can differ from other business types.
We appreciate you bringing this to our attention and will review your comments carefully to better understand what went wrong and how we can improve. Customer feedback is important to us and helps us identify opportunities to provide a better experience in the future.
Thank you again for your feedback and we're sorry for the frustration caused.

Kind Regards
Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

Professional

Professional, patient and helpful.
Thank you Mathew Crouch you are a credit to Lloyds.

July 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Michael,

Thank you for your review and positive feedback. I will share this with Mathew.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Easy to set up and great portal.

Easy to set up and great portal. Michael Scott was a huge help guiding us through set up and onboarding.

July 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello James,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Yagmur was extremely helpful and…

Yagmur was extremely helpful and patient, thank you so much for your support!

July 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Claire,

Thank you for your review and positive feedback. I will share this with Yagmur.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great Customer Service

I called Lloyds Cardnet needing to make a change to our business card machine and dealt with Carlton Lewin who was really helpful and friendly. he talked me through the options and gave me clear guidance. Would definitely recommend

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Emma,

Thank you for your review and positive feedback. I will share this with Carlton.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent service from Assam

Excellent service from Assam,
We had a review teams meeting arranged, Assam was prompt to the meeting, friendly & informative.
Asked us how our business is going and if we had any concerns he could help us with.
Suggested options to streamline our payment journey which is what i have been looking for and arranged follow up meetings after had time to discuss.
Prior to this meeting Assam helped us massively with a major change within our business and although i did not give him much time to do help with this change he managed to get it done for us quickly and efficiently without any problems, just took one phone call and done!
Assam is a key part of our operation between our business and Lloyds and he has been nothing but helpful throughout!

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Danielle,

Thank you for your review and positive feedback. I will share this with Assam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Excellent Yagmur

After 16 years of awful client service from cardnet, everything has changed today. Yagmur was lovely, very efficient and has saved me money. Highly recommend and I am now very happy indeed to be a cardnet client ! Thanks Yagmur for your help.

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Jamie,

Thank you for your review and feedback. I will share this with Yagmur.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

As a dentist and business owner

As a dentist and business owner, I have been a Lloyds Bank customer for more than five years. Having previously banked with RBS and Metro Bank, I can confidently say that the level of service I have received from Lloyds has been exceptional and far superior to my previous experiences.

A special thank you goes to our Business Manager, Julie Haggerty, whose professionalism, dedication, and outstanding support have made every step of our banking journey smooth and stress-free. Most recently, during our business acquisition, Julie’s excellent organisation and proactive approach ensured everything progressed without delays or unnecessary complications.

I would also like to thank Jorme Benjamin for providing outstanding VIP service while arranging our card machine facilities. His efficiency, attention to detail, and willingness to help were truly impressive.

Exceptional customer service is rare these days, but the Lloyds team consistently goes above and beyond. I genuinely appreciate everything they have done for us and would highly recommend Lloyds Bank to any business owner looking for a reliable banking partner.

July 9, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Masih,

Thank you for your review and positive feedback. I will share this with Julie and Jorme.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Had the pleasure of dealing with David…

Had the pleasure of dealing with David Guy today who was immensely helpful with getting me up and running with my new card terminal contract. Very pleased with the service and can highly recommend.

July 8, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello John,

Thank you for your review and positive feedback. I will share this with David Guy.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have just moved our card machine to…

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept us fully updated throughout. All going to plan so far!

July 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Angela,

Thank you for your review and positive feedback. I will share this with Michael Scott.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The support we received from Mr Crouch…

The support we received from Mr Crouch a Client Development Consultant in helping to set up our charity with MPOS card readers was second to none. They was extremely patient in dealing with our queries and was accommodating in every way possible. I wish every interaction i had with banking organisations was this professional and friendly.

July 6, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Mark,

Thank you for your review and positive feedback. I will share this with Mr Crouch.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Through and detailed Lloyds Cardnet service review from James Gale

Just spent an hour speaking with James Gale of Lloyds Cardnet - very helpful, covered a lot of ground in terms of current service provision, future opportunities etc

July 6, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Transitioned our business to Lloyds…

Transitioned our business to Lloyds Cardnet after a long relationship with previous provider Worldpay and I found the process straightforward and efficient and the terms favourable. We’ve had a problem free first year and the technology works very well . Richard Swinfield handled all aspects of our integration promptly and professionally…and I highly recommend using Lloyds Cardnet.

July 3, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello William,

Thank you for your review and positive feedback. I will share this with Richard.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great customer service.

Great customer service and all involved were very helpful.

July 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Gilly,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have just moved over to Lloyds…

We have just moved over to Lloyds cardnet and the support before and after is fabulous. Deepak will go above and beyond for his customers

July 1, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Lou,

Thank you for your review and positive feedback. I will share this with Deepak.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Very good overall experience

Having been somewhat thrown in at the deep end with the task of setting up the cardnet system for our company, it was made so much easier by the helpfulness received from the team from the moment I reached out to them. Within a couple of days I had already set up teams calls and training of how and what to do. With further follow up calls, to ensure everything was going in the right direction. The response times were very good when I asked any question or was looking for reassurance. All in all the overall experience has been very good and would certainly recommend.

June 29, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great support and smooth experience

We recently set up Lloyds Cardnet’s Paydit QR code solution for our organisation, and overall the experience was positive, mainly due to the helpful support from Lauren Little, who was responsive and supportive throughout the onboarding process. Really pleased with the experience and would happily recommend

June 25, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Lloyds website difficult to use without telephone help.

I'm a Bank of Scotland customer and treasurer of our community group. We required a QR code to collect funds, but I found the Lloyds site unhelpful. The staff that I spoke to did their best, but it wasn't until I spoke to Mr Nathan Jones that things got sorted. That man deserves a raise!!

June 25, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Sandy,

Thank you for your review and feedback. I will share this with Nathan Jones.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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