loanDepot Reviews 4,567

TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 301 reviews, reviewers had a great experience with this company. Customers are really happy with the staff, consistently describing them as professional, knowledgeable, and helpful. The service provided is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience. However, some customers also noted issues with the process and the end result, mentioning that the appraisal was never performed or that the escrow for homeowners insurance became a nightmare. A few other people also felt that customer service was problematic, citing instances of being disconnected or receiving no response to inquiries.

What people talk about most

Staff

Customers had positive experiences with staff. Many reviewers highlighted the professionalism, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting the ease and speed of the process. Many... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting staff who are focused on support,... See more

Response time

Consumers generally express satisfaction with response times. Many customers highlight that representatives... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Professional, personable, knowledgeable, helpful no matter what I needed questions I had they were answered efficiently. Everything goes smoothly. This is the second time I've gotten an equity loan th... See more

Company replied

Rated 5 out of 5 stars

From my first contact to the final signing and funding, this was a very easy, stress-free experience. This was my second time going through refinancing with loanDepot and it was even better than befor... See more

Rated 5 out of 5 stars

The service we received was far beyond our expectations.Miguel Wiggins, our customer contact was amazingly helpful in getting our application processed and was able to answer every question we had. Te... See more

Company replied

Rated 5 out of 5 stars

Jin Suk did an amazing job working with me taking the time to not only explain brake it down but also clarified to make sure I understood everything. Timing patience and always making sure I was comfo... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Now in its second decade, loanDepot is a mortgage industry leader dedicated to creating seamless borrower experiences through its proprietary mello™ technology and mello smartloan™, the industry’s first end-to-end digital mortgage. An innovator since its inception, loanDepot continues to disrupt the lending industry with its focus on technology to deliver personalized experiences to its customers. The Company has funded over $212 billion since its founding in 2010, and currently ranks as the second largest nonbank lender and one of the leading retail mortgage lenders in the U.S. NMLS #174457


Contact info

4.1

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent Service

Brady VanConant and Samiera Salman were the two people I dealt with and they made the entire loan process easy. Everything was handled professionally. You have a great team!

March 20, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hello! Thank you for sharing your great experience with us. We will share your kind words with Brandy. Please keep us in mind for any future lending needs.

Rated 5 out of 5 stars

Neda Sedagh and Shawn Chang were…

Neda Sedagh and Shawn Chang were extremely helpful and a pleasure to deal with!!!

March 23, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hello! Thank you for sharing this positive experience. We are here for you if you have any questions or future financial needs.

Rated 2 out of 5 stars

No response!

I had closing on my loan over a month ago and received my money, however I haven't received any paperwork, title paperwork or any closing paperwork. I have made several phone calls and sent emails to which I get no answers. All I want is my final paperwork because I feel the money I received is incorrect.

April 1, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Jeff -- Thank you for reaching out to us about your experience. We would like to have a member of our Customer Care team to discuss this further with you. Please call our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com.

Rated 5 out of 5 stars

Professional, efficient and caring

They not only are customer oriented, but actually follow through on their clients through the entire loan process. The teams are professional, but in a manner that makes customers feel comfortable.

April 10, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hello! We are thrilled that you had great experience with us and appreciate the time you took to share. Please keep loanDepot in mind for any future lending needs.

Rated 5 out of 5 stars

Service was amazing-everyone was…

Service was amazing-everyone was prompt, knowledgeable and very helpful. Sean Snyder and Alton Oglesby were very professional.

April 6, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Joanne! Thank you for sharing the positive experience you had with loanDepot. Customer satisfaction is our priority and your feedback is greatly appreciated.

Rated 5 out of 5 stars

Steve Builta - ace loan officer

Steve Builta, our loan officer, guided us rather seamlessly through a cash out refinance of our rental property. We have used him before and always found him professional but friendly and attentive. We would highly recommend him.

April 3, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Bruce! We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to reach out to our team if you ever need assistance.

Rated 5 out of 5 stars

Elvis and Kennedy were amazing at the…

Elvis and Kennedy were amazing at the whole loan process. They communicated all the steps along the way. Underwriters were so picky and particular about documents that I almost wanted to just scrap it. But glad we completed. Total time from first phone call to loan money in bank was around 3 months.

March 4, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Mary! Thank you for the kind words. We’re so happy to hear that you had a great experience with Elvis and Kennedy. If you need anything in the future, please let us know. We appreciate your business!

Rated 5 out of 5 stars

David Mock is a true professional

David Mock has been very helpful with the loan process. Always available to answer any questions! Highly recommended for those who are interested in refinancing!

March 30, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Enrique! Thank you for sharing your great experience with us. We will share your kind words with David. Please keep us in mind for any future lending needs.

Rated 4 out of 5 stars

Great outcom

I think it all went great The big thing was me not to good on the computer any more hands shake to much at this point I'm very pleased with the outcome Thanks to all of you

April 30, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Kenneth! We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to reach out to our team if you ever need assistance.

Rated 5 out of 5 stars

Very pleased with service.

Everything was explained to me very well, thank you to all I came into contact with.

April 1, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi James! Thanks for sharing your story with us. We are so glad you had a great experience with loanDepot. Please keep us in mind for any of your future financial needs.

Rated 5 out of 5 stars

The people

The people, everyone I interacted with throughout the process were knowledgeable, professional, polite, helpful and friendly.

February 28, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Thank you for your feedback Tom!

Rated 5 out of 5 stars

I was very pleased with their expertise and knowledge. …

I was very pleased with their spending so much on getting our closing in a short time. No hassles just getting what we needed to respond to them with expert efficiency. The representatives were professional caring and pleasant. I'm happy with the entire process and staff. Thank you

April 30, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Arletta! We are happy to hear that you had a great experience with us. Thank you for sharing your story. We are here for you if you have any questions or future financial needs.

Rated 2 out of 5 stars

The process was brutal for us based…

The process was brutal for us based upon the demands for information and the threats on delays for approval from the underwriters. The underwriters were still asking for details 24 hours before scheduled closing. This was one of the most stressful situations we have been through. We actually were still getting calls while we were closing. It was unbelievable

March 27, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Craig -- Thank you for taking the time to leave a review. Please connect with our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com and we will do our best to help resolve the issue.

Rated 5 out of 5 stars

Outstanding service and teamwork!

Fran and the team where there with us every step of the way. True ownership and great service. Outstanding!

April 2, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Robert! Thank you for the kind words. We’re so happy to hear that you had a great experience with Fran and loanDepot. If you need anything in the future, please let us know. We appreciate your business!

Rated 5 out of 5 stars

Wow so much to say!

Wow so much to say. I had the the best experience with LoanDepot. It’s hard to tell the entire story, but getting my refi was a 5 month process with two other companies. It started with Rocket Mortgage and then with Navy Federal Credit Union. I can’t believe I didn’t go with LoanDepot from the beginning. The issues in closing from the other companies had nothing to do with income/debt/equity. Nothing changed in the last 5 months. The other two companies dropped the ball on some basic stuff which is astounding since they are major lenders. Loan Depot’ website with so easy to navigate, the staff with very very knowledgeable. They went beyond what they had to by extending my lock in rate at the lowest possible number. Thanks again!

March 31, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Thank you so much for sharing your experience! We’re sorry to hear about the frustration you faced with other lenders, but we’re glad you ultimately found your way to loanDepot.
It’s great to hear that our team was able to provide a smooth, knowledgeable, and supportive experience, especially after such a long and challenging process.
Congratulations on your refinance, and thank you again for trusting us to get it done!

Rated 5 out of 5 stars

loan depot has always been my first…

loan depot has always been my first choice for a mortage
they work with you and always keep you informed with uptodate info and work to make your purchase easy .

James Terrelll

December 23, 2025
Unprompted review
loanDepot logo

Reply from loanDepot

Hi James - Thank you for your continued trust in loanDepot! we’re honored to be your first choice for a mortgage. We’re glad to hear our team kept you informed every step of the way and helped make your home buying experience as smooth and easy as possible. We appreciate your kind words and look forward to assisting you again in the future!

Rated 5 out of 5 stars

Matt was excellent

Matt was excellent. Always kept us informed and was available when ever we needed to talk. First class service! Thank you

April 1, 2026
Unprompted review
loanDepot logo

Reply from loanDepot

Hi Kevin! Thank you for sharing your great experience with us. We will share your kind words with Matt. Please keep us in mind for any future lending needs.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look