Lunna Loans 

This company’s rating is unavailable due to a breach of our guidelines.

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

I've been with lunna Loans for about 14 months. I received a couple of e-mail from them stating the reached a (settlement) with my largest debt and were asking for approval. I told them ok. Have n... See more

Rated 5 out of 5 stars

Started working with Lunna loans in the middle of 2022, it is now March 2023 and I’m closer to being out of debt that I ever imagined. Their client service is always willing to answer any questions an... See more

Rated 5 out of 5 stars

During one of the most challenging periods in my life, I found myself drowning in debt and feeling helpless with no one to turn to. It was then that I discovered Lunna Loan, and I can honestly say tha... See more

Rated 5 out of 5 stars

As a 25 year old struggling with credit card debt for the first time, Cesar made this whole process seamless and digestible. What is supposed to be a daunting experience was made simple because of him... See more

Company details

  1. Financial Institution

Written by the company

Lunna Loans has been helping families for a decade.


Contact info

Breach of guidelines

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Not able to contact

I've been with lunna Loans for about 14 months. I received a couple of e-mail from them stating the reached a (settlement) with my largest debt and were asking for approval. I told them ok. Have not heard since. That was about 8 months ago.
I recently received a summons for a low debt. When trying to call lunna Loans to let them know. My calls were immediately disconnected. The phone would ring once then disconnect or it would have a message that number is not in service. I've tried having a 411 operator finding lunna Loans in Costa Mesa but they have no listing. I've also tried to have my son call with his phone,but he got the same results has I did.
I've also e-mailed them at there suggested e-mail and not receiving any response back.
I'll try any find other ways to contact them, but I'm not holding my breath.

March 17, 2026
Unprompted review
Rated 5 out of 5 stars

LunnaLoans appears to be a platform…

LunnaLoans appears to be a platform that offers quick loan services with a simple interface and fast application processing, which can make it attractive for users seeking immediate financial assistance. At first glance, the website looks organized and professional, but there are a few concerns to keep in mind before relying on it. Some users report a smooth experience with easy steps and quick responses, while others mention unclear terms and conditions that only become evident after starting the process. There are also claims of receiving follow-up messages or calls after sharing personal information, which could be worrying for some users. The platform doesn’t seem outright fraudulent based on general impressions, but it also doesn’t stand out as a fully transparent or highly trustworthy lending service. Overall, LunnaLoans might be suitable for quick, short-term needs, but it’s important to read all details carefully and avoid sharing sensitive information unless you’re confident about the service’s legitimacy.

December 8, 2025
Unprompted review
Rated 5 out of 5 stars

Reliable and Smooth

I recently checked out Lunna Loans and overall had a very positive impression of how they handle loan applications and support applicants.

December 7, 2025
Unprompted review
Rated 5 out of 5 stars

Everything related to the loan was…

Everything related to the loan was clearly mentioned, so there was no hassle. The loan processing time was faster than expected. The process of submitting the required documents was very easy. The customer support assistance and user-friendly service both gave me a different experience.

December 1, 2025
Unprompted review
Rated 5 out of 5 stars

I recently made use of Lunna Loans

I recently made use of Lunna Loans, and I had a great overall experience. The application process was simple, quick, and completely transparent. Their team guided me through every step and clearly explained all the terms, which made me feel confident and secure.

November 5, 2025
Rated 5 out of 5 stars

Exceptional Service and Seamless Experience

My experience with Lunna Loans has been outstanding from start to finish. Their process is clear, efficient and genuinely customer-focused. I received timely updates, professional support and complete transparency at every step. Overall, a reliable service that I would confidently recommend to anyone seeking a smooth and trustworthy loan experience.

November 26, 2025
Rated 1 out of 5 stars

I'm not that desperate.

If you mis-represent the initial letter, and waste my time, it will be one star all day.
1. Loan offer? / False: Pushed for Debt consolidation after asking me what I needed the money for (none of your business by the way since you contacted me via mail).
2. 4.5% APR / False: Unwanted Loan Consolidation was 4.9% ( Don't act like you are doing me a favor, this is offensive).
3. Pushy Sales tactics. Finally had to block the email address and phone number. After I ran the numbers, it was simply cheaper for me to pay everything off my self in 14 months instead of having Lunna stretch me a period of 5 years (even if there is not penalty for early payoff).
4. Started getting unwanted phone calls from other debt consolidation company's after dealing with Lunna Loans, although I am on the "Do not call register". Coincidence? I can neither confirm or deny.

April 24, 2025
Unprompted review
Lunna Loans logo

Reply from Lunna Loans

Hi Monte! Our apologies if the outcome of your application was not favorable, approvals are based on your current credit profile which we have no control over. I tried looking you up in our system and I believe we have an old application from February. There was a loan approval but since has expired given the time frame. I looked the number up in our phone system and we have no calls since late February nor any recent emails. It could be possible you may be confusing us for another company since we have not reached out to you in months. We do not sell any of our client's information, so I'd love to talk to you in reference to the unwanted calls you stated you're getting. My number is 949-591-8636 I hope to hear from you soon.
- David Berumen

Rated 5 out of 5 stars

Impeccable customer service made up of…

Impeccable customer service made up of professionals in the field. 3 months ago my loan was granted to me. I wanted this loan for the purchase of a new car. I was more than delighted with their know-how and very amazed at the attention they only gave me during the whole process. The speed in the processing of the file seemed to me so surprising.They advised me and with the different repayment possibilities, I know that I will be solvent. A hello on the way to David who has been a great support to me and who always keeps asking about me. I thank you all !

March 4, 2025
Rated 5 out of 5 stars

During one of the most challenging…

During one of the most challenging periods in my life, I found myself drowning in debt and feeling helpless with no one to turn to. It was then that I discovered Lunna Loan, and I can honestly say that they were a true life saver for me. Their team of experts not only helped me get out of debt but also guided me towards financial stability and peace of mind. Their personalized approach and commitment to my well-being made all the difference. Today, I am grateful for their invaluable help during those difficult moments, and I highly recommend Lunna to anyone else who may be struggling with debt.

February 28, 2025
Rated 5 out of 5 stars

I had a wonderful experience with Lunna…

I had a wonderful experience with Lunna and its customer service. They were treating me like I was not alone. I was so depressed and your company made me feel less anxious. I owe a huge shout out to everyone person I spoke to. Thank you again for everything!

February 3, 2025
Rated 5 out of 5 stars

They have a good system that allows…

They have a good system that allows most of the stuff to be filled out and submitted online. The process was very streamlined and convenient. They took the time to answer questions and gave me time to decide on the loan options. Great overall experience.

February 23, 2025
Rated 1 out of 5 stars

Beware of Lunna Loans

Beware of Lunna Loans – Deceptive and Dangerous!
Stay far away from this company! They masquerade as a legitimate lender to lure you in with false promises of a loan, only to push you toward default and debt settlement—without full disclosure upfront. Their true goal? To collect the minimum payments you’re already making on your debt while gaining access to your personal and financial information.
What’s even more alarming is how they handle your sensitive data. They collect your name, address, Social Security number, phone, and email—potentially through virtual assistants (VAs) from overseas! I know of someone who ended up homeless after an overseas VA stole and sold his identity, leading to fraudulent withdrawals from his bank account via PayPal.
If Lunna Loans were a legitimate company, they would only offer debt settlement to those already in default—not prey on responsible borrowers with deceptive loan offers. This is outright fraud and theft! The government needs to intervene, and I will be filing formal complaints with all regulatory agencies.
Protect yourself and your finances—avoid Lunna Loans at all costs!

February 20, 2025
Unprompted review
Lunna Loans logo

Reply from Lunna Loans

Mr. Osman,

Your comments do not align with our policy and procedures that we have set in place to protect our data. Our information is protected and secure, we utilize various encryptions and have a cyber security team that is available 24/7. No individuals overseas will ever have access to this information. So your statement is far from the truth.

Rated 5 out of 5 stars

Jason Pacios was an exceptional…

Jason Pacios was an exceptional representative that was very informed, patient, and considerate with my questions about the process. I learned about more opportunities with Lunna Loans than I previously knew existed and that were a better fit for my circumstances. He's beyond knowledgeable and was a great asset to me deciding to do business with Lunna Loans! Thank you!

February 3, 2025
Unprompted review
Rated 1 out of 5 stars

Loan

I need a loan

October 24, 2024
Unprompted review
Lunna Loans logo

Reply from Lunna Loans

Hey Great Akpenuchi, we do offer loans depending on where you're located. Give us a call at 888-337-2991 to see if we can help you.

Rated 5 out of 5 stars

First Time Receiving Debt Help

As a 25 year old struggling with credit card debt for the first time, Cesar made this whole process seamless and digestible. What is supposed to be a daunting experience was made simple because of him. I asked a billion questions and he answered them all calmly and informatively. Would highly recommend.

September 16, 2024
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look