We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't incur any fees at our Spanish banks... See more
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Swiss-Regulated P2P Crowdlending Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
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€50 Minimum Investment |
16% Annual Returns |
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0% Platform Fees |
30 Days to First Payment |
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Written by the company
Richtistrasse 7, 8304, Wallisellen, Switzerland
Replied to 100% of negative reviews
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Update: It took 4 days, but I was finally able to change my password. The customer support was not the best experience.
However, before this issue arose, I had very good experiences with several projects. Deposits and withdrawals were also smooth and quick. Thanks
I found out that my password was compromised and wanted to change it. Unfortunately, this doesn't work with my password manager or manually. Additionally, I don't receive an email with password recovery instructions when I try to reset my password. And yes, I checked the spam folder.
The support asked me to empty the cache and try another browser. I tried all of that, but it didn't help.
I then contacted the support again, but have not received a responce since (yesterday).
A compromised password on an investment account is obviously not that important.

Reply from Maclear AG
After my first year with Maclear. I've reinvested most of my returns. The platform is reliable and transparent. Just completed my first full project cycle with capital returned as promised. The provision fund gives peace of mind compared to other platforms where you're left hanging if a loan defaults.

Reply from Maclear AG
Great costumer service.
Great interest rates.
Many different projects.
Reliability.

Reply from Maclear AG
Your homepage is complicated and confusing. I sometimes encounter problems.

Reply from Maclear AG
Best P2P I know! Nothing to complain so far. You get your money always in time!

Reply from Maclear AG
The return is very good and easy handlind of the platform. Regulated platform that gives peace of mind.

Reply from Maclear AG
Prompt support through a Telegram channel, transparency, good yields.

Reply from Maclear AG
While it is a very good and productive platform with very competitive interest rates and well-functioning, it needs serious improvements in its secondary market...both in terms of fees and in terms of regulations (it does not allow you to sell with a positive sign)

Reply from Maclear AG
So far so good! Easy to use platform, clear and transparent communication. Keep the good work Maclear and hope we can all grow.
Cheers!

Reply from Maclear AG
I’ve been using the MaClear platform appx 1 year, a Swiss-based investment service, to invest in business projects, typically for about a year at a time. What gives me confidence in MaClear is its structure: each investment is secured by equipment as collateral, which adds a layer of security to the process. Plus, being a Swiss-registered platform, it operates within strict financial standards, which is reassuring.
One of the standout features for me is the provision fund that MaClear maintains. This fund is there to guarantee that monthly interest payments are always made on time, even if a project runs into issues. Knowing this gives me peace of mind as I grow my portfolio, and so far, everything has been very smooth.
The only challenge i see is that until the project is fully funded, the interest is not accumulated, meaning if funding takes longer, your money is frozen. Otherwise all good.
On top of this, deposits and withdrawals are quick, with no hidden fees, which makes moving funds in and out hassle-free. The platform is also offering various bonuses right now as part of its growth phase, which has been a nice perk.
If you register with a link, there’s an extra 1.5% cashback for the first three months—another small but worthwhile benefit.
All in all, my experience has been positive, and I’m gradually increasing my investment here with confidence.

Reply from Maclear AG
This is a very interesting platform that offer many promotions and interesting project for investing typically with 12-15 months maturity period and montly interest payment. It allso has a security fund in order to pay interest if any project will fail to repay ontime. I recommend it

Reply from Maclear AG
The platform operates flawlessly so far for me.
I've made investments, as well as withdrawals and no complains in this matter.
There are few moments that people have to read in the FAQ section and familiarize with the rules of the platform before start investing. Like: no interest accumulated until Project has been funded completely. It can take some time like a week or so.
No app available.

Reply from Maclear AG
It's been 5 months since I started crowdlending. And for a month I tried Maclear. It's a crowdlending platform that offers projects with really interesting interest rates. In addition, you can very quickly transfer your funds to invest in a new project because instant transfers work perfectly from my bank to my Maclear account. I am very satisfied.

Reply from Maclear AG
For almost eight months , there was just one review published , but since the 9th October there has been a real flud ! Do you guess why ? On that day Maclear approached investors with a new generous offer . I can prove everyrhing , if sombody has any doubts .
Of course , now they will answer to me in order to appear nice in front of other people , but when I wrote to them on the 30th of January and 21st of March this year , they didn't bother to answer . I can bring proofs for this too .
People submitting their riviews here are not being honest , when confirming they haven't received an incentive to write it .
Shame on all of you ! Shame on Maclear and shame on Trustpilot ,
too !

Reply from Maclear AG
I've been investing in Maclear for 10 months. During this period, one project has been repaid on time and I've received the interests without delays. The number of projects is increasing with new oportunities and interests are high compared to other more experienced platforms.

Reply from Maclear AG
I had been an early adopter on the Maclear plattform and had been rewarded a little bonus of €15.- from Maclear for sharing my experience on social media about a year ago. At that time I rated Maclear 4 out of 5 stars due to the withdrawal fee that had been charged at that time. I have invested a significant amount of money in various projects since then and never encountered any problems. Maclear canceled the witdrawal fee shortly after my first review, so my rating after one year as an investor increases from 4 to 5 stars - I did not receive any payments or other advantages whtasoever from Maclear for this review!!

Reply from Maclear AG
Interest rates about 14-15%, and no pending payments. The deposit process is usually slow (up to 5 days), at least for me, I transfer my money from a Revolut account. Good information about the projects. There is a provision fund to cover the possible delays in the projects, which I find quite interesting

Reply from Maclear AG
Maclear has soon become my primary investing platform, because it is so easy to invest, and so rewarding. I get so happy when I see the monthly returns :-) The platform looks really nice and it is very comprehensive and easy to use. The Maclear team is always ready to help, they usually answer within 24 hours. The interest rates are great and they have really nice offers and incentives for you to boost the returns. In short: I just love investing with Maclear and you will love it too!

Reply from Maclear AG
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