I have used Magical Credit multiple times and it's because they provide fantastic service. If I have questions, they provide a response right away and whenever I need a loan, it's always processed qui... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Application and approval is so fast, when I signed my contract, few minutes ,fund is in my bank account. I’m now on my 3rd application. 3 installment payment plan, no additional fees, no hidden fe... See more
Company replied
I've used Magical several times and have to say they are friendly and very communicative. The detail everything in email form and it its easy to read and they include every link you need so its easy... See more
Company replied
Good company to deal with. Try to make transactions fast. Hate the waiting for preauthorized payments to clear 3-4 days. I would rather pay by e-transfer.
Company replied
Company details
Written by the company
Magical Credit provides cash loans to people with fixed income. Need a loan fast? Skip payday loan companies and get approved for an online loan now.
Contact info
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4.6
Excellent
285 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Reply from Magical Credit
Thanks Tammy for the review - have a MAGICAL Monday!
Magical credit simply the best
Magical credit simply the best, their service is simple , fast and reliable . I highly recommend them to anyone who needs it.
April 2, 2026
Unprompted review
Reply from Magical Credit
Good Morning Joe - Thank you for the great review, we aim on being simple, fast, and reliable - seems like we nailed it!
Have a MAGICAL Monday!
The best place to get money when you…
The best place to get money when you are short on cash the app is fast service you can have your money in 1/2 hours keep up the good work 5 stars from me thank you
April 1, 2026
Unprompted review
Reply from Magical Credit
Thank you Eric - that's what we do ;)
...wishing your Family and Friends a great long weekend
Have a Magical Day!
My experience with Magical Credit has let me exhale with their financial help. …
My experience with Magical Credit has been really great. They make the process quick, easy, and painless. I have got several loans from them over time and find that they are helpful and definitely take the stress away even if I just need to pay some bills. I did it all online, from start to finish. This has by far been a fantastic company to help me out of my financial worries. I highly recommend Magical Credit.
March 22, 2026
Unprompted review
Reply from Magical Credit
Wow, lovely review, Fiona! Thanks!
Since I been a customer they have great…
Since I been a customer they have great customer customer service and always there to help. That makes for a loyal customer.
Thanks for every thing Magical Credit
March 20, 2026
Unprompted review
Reply from Magical Credit
Oh, that's great to hear, Neil. Have a Magical week!
Reply from Magical Credit
Thanks, MM! Have a Magical week ahead!
Magical Credit
Magical Credit was very easy to deal with. Simple application process with a quick response. Excellent communication throughout the process. I would definitely recommend them for your short term finanacial needs.
March 17, 2026
Unprompted review
Reply from Magical Credit
Thanks for the 5 stars, Raymond! Have a Magical day!
Everything are perfect & the customer…
Everything are perfect & the customer service are helpful and very cooperative
March 17, 2026
Unprompted review
Reply from Magical Credit
Thanks, Richard! We appreciate it. Have a Magical rest of your week.
I really appreciate for your support…
I really appreciate for your support and your are working Amazing and fast .🙏👏👏👏❤️
March 14, 2026
Unprompted review
Reply from Magical Credit
And we really appreciate you taking the time to leave us this review, Roshanak! Thank you so much. Have a Magical rest of your week!
I can tell ,you save me guys your on…
I can tell ,you save me guys your on time and reliable. 5 stars you deserves:)
March 13, 2026
Unprompted review
Reply from Magical Credit
Wow, thank you so much, Leda! We appreciate the kind words, and we appreciate you choosing Magical Credit for your financial needs. Have a Magical week ahead!
Absolutely Recommend!!
I’ve used Magical Credit several times over the past while, and every experience has been fantastic. The process is straightforward and stress-free, and the funding is incredibly quick when you need it most.
It’s rare to find a lender that combines efficiency with such great customer care, but Magical Credit really delivers on both. Highly recommend them to anyone looking for a reliable and responsive lending service!
March 13, 2026
Unprompted review
Reply from Magical Credit
We're super happy to hear about your experience with us, Tommy! Thank you so much for such a thoughtful review. The team will be ecstatic to hear about what you wrote. Have a Magical rest of your week!
Reply from Magical Credit
Thanks, Terry! That's exactly what we're aiming for. Have a Magical day!
Helpful and trustworthy customer service
March 10, 2026
Unprompted review
Reply from Magical Credit
Thanks, Tasha, we're more than happy to help. We appreciate the kind words and the fact that you chose Magical Credit. Have a Magical rest of your week.
It was good experience and loan was so…
It was good experience and loan was so fast.whenever I need money this company is best.i always look this company.
March 11, 2026
Unprompted review
Reply from Magical Credit
Wow, thanks! Great to hear you keep choosing us for your Financial needs. We're doing our best here to cater to everyone we can. Have a Magical rest of your week!
It was a quick and easy application
It was a quick and easy application. The money was deposited almost instantly.
March 10, 2026
Unprompted review
Reply from Magical Credit
That's great to hear, Sandy! We're working relentlessly to make the whole process as simple as possible. Thanks for the review. Have a Magical rest of your week!
No hassle process
No hassle process. Very straight forward! Customer service was on the ball guiding me through and ensuring all required is sufficed.
I recommend Magical Credit! You should try it and experience a hassle free funding!
March 7, 2026
Unprompted review
Reply from Magical Credit
Hi Dudein Vancouver, we're delighted to read your review. Thank you so much for taking the time to write it. Have a Magical rest of your week!
Reply from Magical Credit
Thanks, Amanda! Yes, credit is not an issue for us. We'll always do our best to work with people all over. Thanks for the review and have a Magical rest of your week!
Reply from Magical Credit
Thanks, customer 2! We're working on making the whole process as easy as it can be. We're glad it worked for you. Let us know if you suggest any changes to our application or processes overall; we're always open to hear! Have a Magical week ahead!
Always quick and easy
Always quick and easy. Very good customer service
March 6, 2026
Unprompted review
Reply from Magical Credit
Jayce, we appreciate you taking the time to leave us this review. Have a Magical week ahead!
Fast and very good communication!
March 4, 2026
Unprompted review
Reply from Magical Credit
Thanks, Laws! Have a Magical day!
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