Pru UK Reviews 

3,814
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 517 reviews, reviewers had a great experience with this company. Many customers praise the staff and advisors for being exceptionally helpful, friendly, and professional when handling bond withdrawals or pension inquiries. Consumers note that online processes are straightforward, and transactions or payments are usually completed swiftly and without unnecessary fuss. Some reviewers were not happy with communication delays, mentioning difficulties in reaching the correct department and experiencing long telephone hold times. Other consumers also reported frustrating experiences when trying to access their long-term savings, transfer pensions, or obtain clear information. Additionally, a few people felt that the support team was unhelpful when answering basic questions about their accounts.

What people talk about most

Customer service

Consumers find customer service to be deeply frustrating, with reviewers reporting poor communication,... See more

Service

Reviewers highlight ambiguous aspects of service, with many customers praising efficient, fast withdrawals... See more

Staff

Customers had positive experiences with staff, frequently highlighting friendly, helpful advisors who... See more

Response time

Clients share ambiguous opinions on response time, with some reviewers praising prompt phone support and... See more

Payment

Customers consistently note ambiguous experiences with payment, as some reviewers praise the process for... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Overall I was satisfied with the online experience. My transaction was handled in a reasonable timeframe. I got done what I needed to get done.

Rated 4 out of 5 stars

Am happy to help but it would have been helpful if we knew from the outset as to how many questions we would be expected to answer. If I had known how long the questionnaire would take to complete,... See more


Company details

  1. Pension Office
  2. also in
  3. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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1-star

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4.0

All reviews

(3,814)

487 reviews in the last 12 months

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Rated 1 out of 5 stars

Failure to comply with regulatory and legal requirements

Unfortunately there is no rating below 1 star - if there were I would use it. Woeful incompetent service. Admin staff of lowest call centre calibre who appear untrained with little understanding of what they are doing, given the info sent to me. Almost 2 weeks ago, I requested a fund switch to cash. No action whatsoever on their part to this request, (apart from sending me twice irrelevant information which I did not ask for and not sending me information I did request!). Wasting policy holders' monies through fund costs covering such incompetence, is hardly value for money! My fund switch should have been processed at the day's price if requested by midday (or the next working day if later) and should fully settle within standard market time frames (typically a few working days). It is a standard fund and not a PruFund. I have not even had a substantive response to my request and it is now almost 2 weeks, and my fund is losing value. Prudential governance requirements requires fair treatment of customers. I am not experiencing fair treatment and Prudential is failing to meet its legal and regulatory obligations to protect me, as a consumer. Immense frustration, stress and significant time incurred in unsuccessful (to date) attempts to get action - this is not acceptable and needs to be challenged.

September 25, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Eleanor, we're sorry to hear about your ongoing experience, and the concern and frustration this is causing you.

We'd like to follow up on your comments, and address your requirements as quickly as possible. To allow us to move this forward with the right team(s), please email us at social@prudential.co.uk with your plan number and preferred contact details.

We look forward to hearing from you and helping to conclude your fund switch. Many thanks

Rated 5 out of 5 stars

I thought the service i received was…

I thought the service i received was first class from putting in to withdraw money it only took one week to receive my cash that was really quick

August 19, 2026
Pru UK logo

Reply from Pru UK

Hi Mr Walton, we're very grateful for you taking the time to leave your review, and we're delighted to hear you had a positive experience in accessing your funds.

Please do not hesitate to let us know if there's anything else we can help with. Many thanks

Rated 1 out of 5 stars

Making a partial withdrawal from my…

Making a partial withdrawal from my Personal Pension, I called the Pru on 18 Sept 2026 early in the afternoon to ascertain when I could expect to receive my funds.

A pleasant young lady informed me that had I called prior to midday, I would have received my funds by close of business via CHAPS. I was then informed that it would therefore DEFINITELY be 21 Sept 2026.

As nothing had arrived in my bank account by the afternoon, I called and was informed by another gentlemen that yes, I would DEFINITELY be in receipt of said funds by close of play.

Play closed and still no funds. I therefore called again this morning (22 Sept 2026) only to be told that BOTH people I had spoken to had given me incorrect information and worse still, that I would have to wait another day and would DEFINITELY receive them on 23 Sept 2026.

Incensed by this woeful level of service, I demanded to speak to a manager however, none were available. I was assured I would get a call from a manager by close of play however, that was over 5 hours since my earlier and I've not heard anything.

I was told that even if a manager called me, it was highly unlikely that he could do anything to help.

Who knows, maybe a manager will call me later today however, given I've been fed incorrect information on two separate occasions already, I'm afraid I'll take anything I'm told with a pinch of salt.

Some very serious training needs here.

September 22, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, we're very sorry to hear about the difficulties and frustration you are experiencing with your withdrawal. We understand how important it is to receive accurate information from us, especially when it relates to accessing your funds.

We'd like to follow up on your requirements and to ensure contact is made with you by the team involved. To allow us to do so, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 1 out of 5 stars

Absolutely the worst experience I've…

Absolutely the worst experience I've had in a long time trying to withdraw what's rightfully mine countless questions to which meant absolutely nothing from a man in India who quite clearly didn't want to assist they treat you like a complete idiot asking the same idiotic question after the tenth time I did lose my patience im a grown man and know what I need its my fund pot not there's to do what they consider the right thing regardless of whatever I regret ever getting a pension now should of just banked it at home and gambled in other markets these people really are the pits
Message to you lot at the Pru
1 its not your fund
2 we are all aware of any consequences of withdraw
3 we all know you just hankering to keep the fund and syp off figures once the decision has been made
It took me 6 calls
280 minutes on individual calls
I was asked 14 times on one call if I was sure I wanted a total withdraw
Im sure that if they manged to persuade people to take a draw down then most of the pain I suffered wouldn't of taken place
Advice to anyone just starting out don't invest in a pension especially with this lot look at alternatives there's loads out there
It’s now 4 hrs after writing this review I’ve got to say it’s left me drained and somewhat stressed surly this isn’t right

September 21, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Steve, we're concerned to read your most recent review, and that you have continued to face difficulties in accessing your funds. We're also sorry that this has left you feeling drained and stressed.

We're keen to look into your experience in more detail and help where we can, especially if there are still outstanding matters to be addressed.

To allow us to approach the teams involved, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 5 out of 5 stars

One to one conversation

One to one conversation. Quick, very helpful and thorough service from a very efficient, knowledgeable person/company.

September 7, 2026
Pru UK logo

Reply from Pru UK

Hi Yvonne, we're delighted to hear that you had a positive conversation with us recently.

Thank you for taking the time to share your experience through your review, and if there's anything more we can help with, please get in touch again.

Many thanks

Rated 5 out of 5 stars

It was refreshing to actually talk to a…

It was refreshing to actually talk to a friendly human being who quickly understood what we were asking and then passed us on to another person who had more extensive knowledge to help us make an informed decision . The whole process of withdrawing a bond was made painless and the money quickly arrived in our account . I would definitely recommend this company and use them again in the future .

September 5, 2026
Pru UK logo

Reply from Pru UK

Hi Elizabeth, thank you for your lovely feedback. We're so pleased to hear that our team were able to understand what you needed and helped to guide you through the withdrawal process with confidence.

It's also great to know your experience was straightforward and that your money arrived quickly. Thank you also for your recommendation, and we look forward to helping you again in the future.

Rated 1 out of 5 stars

Failure by Prudential to implement the order of a judge.

This company has taken 24 years to fail to implement a judge's pension sharing order. I may be dead before I get my benefits if my ex decides to do nothing. Prudential will not acknowledge that fact. If I die before my ex acts, Prudential will have not allowed me to take my benefits to Prudential's shame. Furthermore, they would appear to be discriminating my ex over me. By insisting that she acts first, even though it is my pension, they are placing her at greater importance than me. Overall, I'm afraid I have nothing good to say. It is just an appalling situation.

September 15, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Dave, we're sorry to hear that you continue to feel frustrated by your experience and the situation you've described.

We understand and recognise that this is an issue you have raised with us previously, and we appreciate that your concerns remain unresolved. We have shared your latest comments with the relevant team so they are aware of the points you've raised in this review.

We further understand the strength of feeling behind your comments and the concerns you've highlighted regarding your benefits, and we've emphasised this with the team involved.

If there is anything more you'd like to raise with us, please do email us again at social@prudential.co.uk. Many thanks

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