Pru UK Reviews 

3,804
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 532 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful and friendly, guiding them smoothly through every step of their request. People also mention that online transactions, bond withdrawals, and general service requests are completed very quickly and efficiently. However, some people mentioned frustrating issues with slow communication and ongoing difficulties when attempting to access their pensions. Consumers also stated that getting assistance on the telephone took a long time and required long holding periods before speaking to someone. A few reviewers additionally noted that the payment process sometimes faced unexpected delays due to rigid rules or missing details.

What people talk about most

Customer service

Reviewers express mixed feelings regarding customer service, with some consumers reporting helpful and... See more

Service

Clients share ambiguous opinions on service, with some reviewers praising quick and efficient fund... See more

Staff

Customers consistently note positive experiences with staff, highlighting helpful, knowledgeable, and... See more

Response time

Users describe ambiguous interactions with response time, as opinions on communication and support speeds are... See more

Payment

Consumers find payment to be mixed, as some reviewers praise the process for being quick, smooth, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Overall I was satisfied with the online experience. My transaction was handled in a reasonable timeframe. I got done what I needed to get done.


Company details

  1. Pension Office
  2. also in
  3. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4.0

All reviews

(3,804)

478 reviews in the last 12 months

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Rated 1 out of 5 stars

Pru Great now M&G Appalling

I noticed Pru of my fathers passing on 15/07/26 and was informed we would hear back by no later than 18/08/26. 3 Weeks after that date nothing. I called customer service, under Pru you spoke to a person within seconds, M&G system and automated messages I got thru directly after spend 3 minutes 35 seconds answering questions. The excuse, a back log. IN THAT CASE EMPLOY MORE PEOPLE. M&G terrible service.
I was told I could make an official complaint but it would take 8 yes EIGHT weeks before I could expect a reply.... Is that what M7G consider customer service?

September 7, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Tim, we're sorry for your loss.

We'd like to follow up on your experience and ensure contact is made with you at the earliest opportunity. To enable us to approach the right team, please could you email us at social@prudential.co.uk with your preferred way you can be contacted, together with details of the policy your father held with us.

We look forward to hearing from you. Many thanks

Rated 1 out of 5 stars

Company stuck in the past and going…

Company stuck in the past and going nowhere. Look for somewhere better and take your pension away from the Pru, they're toast.

August 26, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, we'd like to understand more about your recent experience and help where we can to address your concerns. To allow us to follow this up with our customer service teams, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 1 out of 5 stars

The most frustrating inept company I…

The most frustrating inept company I have ever had the misfortune to deal with!
Over two months trying to surrender a bond to get OUR money out. Initially via our Financial Advisor who I thought was inept and hanging out for another years fees but now realise after taking over from them that it is in fact The Pru themselves.
Generic repetitive useless responses via chat, differing information off agents. No means of speaking to anyone who can actually answer questions. Asking for further information which according to their withdrawal form is not required. I could go on.
Culminating this morning with an email telling me that I have a message on the portal to read. I’ve logged on and can see my documents but no message tab.
I assume it can only be accessed Monday-Friday as per their customer services but they don’t say that. I have made a complaint and my case has supposedly been escalated but I’m not holding my breath. If I could leave no stars I would. I have nothing good to say about this company whatsoever.

September 5, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Christine, we're concerned to hear about the problems you're facing in surrendering your bond, and we're sorry for the poor impression this has given you.

We'd like to follow up on your experience and help to ensure your requirements are addressed and responded to as quickly as possible. To allow us to move this forward for you, please email our team at social@prudential.co.uk with your bond number and preferred contact details, and we'll link in with our customer service and complaints teams. Many thanks

Rated 1 out of 5 stars

Deceitful and unprofessional

This is a review of a recent experience with M&G.

I have been investing with M&G for more than forty years and found them to be consistently incompetent and inefficient, but their mis-steps have now taken a sinister and spiteful turn. Their latest actions are unethical and immoral.

They waited until I had sold units to the value of £10,000 to pay a tax liability in my country of residence before deciding they would require an ID verification before paying out the proceeds. Quite reasonable, you may think. There's too much money laundering out there. I agree, but it was trickery pure and simple. They waiting till I had sold the units, then obdurately refused to carry out the verification online, though this is the industry standard for any financial company in the 21st century. It was deceit of the most blatant kind. Their reason: they couldn't do it online 'on this occasion'. Instead, they demanded that I send certified documents by post, in the full knowledge, as I have told them often enough, that the post between here and the UK takes six weeks. Thus, because they didn't tell me of this requirement until after I had sold the units, they forced me for multiple weeks into a cash position I didn't choose and obliged me to sell other investments to pay the tax bill the £10,000 was intended to cover.

It's no surprise that I am in the process of disinvesting myself from M&G. I'm doing this for the simple reason that I cannot bear the thought of my widow having to deal with such muppets after I die. They take three months to send me a tax certificate every year; the thought of them coping with probate documents is horrifying.

My advice if you ever want to get your money out of M&G: don't put it in in the first place.

September 3, 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Mr Peskett, we're very sorry for the problems you've faced and the worry and concern this has caused. Through your separate emails to us, we're actively working with the teams involved to ensure a resolution is reached as quickly as possible.

If there is anything more we can help with, please email us and we'll pick this up as a priority with the teams. Many thanks

Rated 4 out of 5 stars

Valuable Assistance

Initially it was difficult to speak to someone in the correct department; however, once I was able to discuss my pension with the right person the response assistance and information I received was extremely helpful.

June 26, 2026
Pru UK logo

Reply from Pru UK

Hi Alison, thank you for your review.

We appreciate your feedback and are sorry it took some time to reach the correct department. We're delighted that once you did, our colleague was able to provide helpful information and the support you were looking for. Many thanks

Rated 5 out of 5 stars

A Good Experience

The whole process from start to conclusion was simple and straitforward. Instruction were clear, and ensured that confidence in the outcome was secure.

August 10, 2026
Pru UK logo

Reply from Pru UK

Hi William, thank you for your feedback and we're pleased to hear you had a good experience, finding it simple and straight forward to deal with us.

If there is anything more we can help with, please get in touch. Many thanks

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