Medibank Reviews 1,745

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,639 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and the helpful, polite, and caring staff. Many people appreciate the ease with which pre-admission processes and paperwork are handled, and the clear communication received, often noting that financial and administrative aspects are well managed, making medical procedures less stressful. The company is often praised for covering a significant portion of expenses, with some customers only needing to pay an excess. However, some customers also noted issues with customer service, experiencing long wait times, misleading information, or unhelpful interactions with representatives. A few other people also felt that the claims process could be problematic, with some reporting difficulties in getting claims processed correctly or receiving unexpected charges.

What people talk about most

Service

Clients share positive opinions on service, often highlighting the helpful and efficient support received.... See more

Staff

Consumers find staff to be positive, highlighting their politeness, friendliness, and professionalism. Many... See more

Claim

Users describe ambiguous interactions with claim processing. While some customers report fast payments, easy... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers express frustration... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers found the payment process easy, with some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I received a great deal of help offered after my operation without having to reach out. I was given excellent care and service that I didn’t know that was available.

Company replied

Rated 4 out of 5 stars

we have not received a refund as yet from Medibank.. for Cataract surgery please do it ASAP… Carmel Perri

Company replied

Rated 4 out of 5 stars

Once I got through to the Medibank support line (it took over 3/4's of an hour), I was helped by a very friendly, and patient support staff member who went through all that I needed to know about an u... See more

Company replied

Rated 5 out of 5 stars

From the time I was admitted to the time of discharge, the whole experience at St Vincent Private Hospital Werribee was absolutely first class. All the pre admission appointments and paperwork was... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

I had to pay two lots of excess $500…

I had to pay two lots of excess $500 for this procedure.
$500 - surgeon
$500 - hospital
Should have only been one excess to cover all.
This was not made clear and was a surprise when checking into the hospital.
The nurses were amazing and looked after me well. Special mention to Lindsay the night nurse.

May 8, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Robert. I am glad to hear our nurses took great care. Generally Excess only applies once and we would like the opportunity to explore these events with you. If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 5 out of 5 stars

My experience was straight forward and…

My experience was straight forward and easy

May 4, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Peter, and thanks for taking the time to share your experience. It is great to hear everything felt straightforward and easy for you, as that is exactly what we aim for. We appreciate your feedback and your support. Cheers - Robin.

Rated 5 out of 5 stars

Easy and great to use voucher towards…

Easy and great to use voucher towards anti glare for driving.

May 11, 2026
Unprompted review
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Reply from Medibank

Hi Debbie. Thanks for sharing your experience. It is great to hear you found it easy to use your voucher and that it helped with anti-glare protection. We are glad it added value for you and appreciate your feedback. Kind regards, Robin.

Rated 5 out of 5 stars

Easy process

Easy process. Helpful and knowledgeable personnel.

May 4, 2026
Unprompted review
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Reply from Medibank

Hi Anne. It is great to hear you found the process easy and that our team were helpful and knowledgeable. We really appreciate your feedback and your support. Cheers -Robin.

Rated 4 out of 5 stars

Staff very helpful

Staff very helpful, explained everything. Very happy

April 22, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Brian, and thanks for your lovely feedback. It is great to hear our staff were helpful and took the time to explain everything clearly. We are really glad you had such a positive experience, and we appreciate you sharing it. If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 5 out of 5 stars

People were good and helpful

People were good and helpful. All went well. No hiccups.

May 5, 2026
Unprompted review
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Reply from Medibank

Hi Charlie. Thank you for your review. We are happy to hear that you received helpful and useful support. Kind regards Robin.

Rated 5 out of 5 stars

Pleasant and informative when answering…

Pleasant and informative when answering my queries

May 4, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Robyn. Thank you for this review. We are pleased to hear that you have enjoyed fabulous service. Have a wonderful day! Kind regards Robin.

Rated 5 out of 5 stars

Medibank private health insurance covered all my hospital costs

Medibank made it easy to ensure my recent hospital stay cost no out of pocket expenses, while ensuring that the private health insurance covered a private room with facilities.

May 4, 2026
Unprompted review
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Reply from Medibank

Hi Geoffrey. Thank you so much for your lovely review. We are happy to hear you have had such a good experience. Take care. Kind regards - Robin.

Rated 5 out of 5 stars

No problem encountered

No problem encountered

May 4, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Prisca. I am glad to hear that everything went smoothly. Thank you so much for the 5-star review. Kind regards Robin.

Rated 5 out of 5 stars

Private health insurance is a must have!

Everything was seamless. I hardly saw any paperwork. The bill was settled without any contribution from me. I hope I never have to be without proper health insurance. The older you get, the more you value it.

May 6, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi David and thanks for sharing your experience. It is great to hear everything felt seamless and that there was minimal paperwork and no out of pocket costs. Cheers - Robin.

Rated 4 out of 5 stars

Found the support provided by staff to…

Found the support provided by staff to be
Helpful
Proactive
Informative and supportive

Thank you

April 30, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Nelsha, thanks for your feedback. It is great to hear our team were helpful, proactive, and kept you informed and supported throughout your experience. We really appreciate you taking the time to share this with us. Kind regards, Robin.

Rated 5 out of 5 stars

Streamlined admission process

Streamlined admission process, great communication between MBP and the hospital admission team.

May 6, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ric. Thank you so much for this 5-star review. Kind regards Robin.

Rated 3 out of 5 stars

Where is the self service

There is a very big problem with Medibank and alot of the private health providers - Is self service, you can't make changes or anything to your own cover to be able to upgrade the path or even downgrade... We aren't children you can't make a single change yourself, it's not hard to implement proper UX/UI workflows that allow us as the customer to manage our own coverage that lets us tick the boxes show the extras costs and provided information and legal terms and we submit it gets inspected via a consultant or automated path and then asks us as the client to validate and authentication with multifactor requirements.... The reason this pisses so many of us off is that it wastes so much time for a call and emails or messages when something like a bank will let me self service a damn $700,000 mortgage or quickly update and request a credit card or even a personal loan, but god help us if we want to be able to self service anything ourselves for a private health fund.... Honestly in this time there should be full workflows and integration for this stuff and also look inside the business and realise how much your paying for extra labour when you can just have some decent technical architect and software engineers fix this problem... Outside of the above the practice and given services are good, responsible and never have a problem, it's just that we don't have better transparency and control of our own coverage

May 7, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Mav, thanks for taking the time to share this detailed feedback. I am sorry for the frustration caused around self-service and the time it can take to make changes to your cover. We understand how important it is to have clear, simple and flexible options, and we are always looking at ways to improve our digital experience and give members more control. If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 4 out of 5 stars

I needed clarification on whether I was…

I needed clarification on whether I was covered for a procedure to be performed by the gastroenterologist, and the staff at Medibank were so friendly and helpful.

April 30, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Rosemarie. We appreciate the feedback. If you need a hand or have any questions, our friendly team is here to help! Just head over to our contact page: https://www.medibank.com.au/contact-us/
Warm regards, Robin & the Medibank Team.

Rated 2 out of 5 stars

The procedure went as expected and the…

The procedure went as expected and the claim was lodged without difficulty. My issue is that the cost of health care is ridiculously expensive. And claims only pay back a fraction of what a service costs.

May 5, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Leann. You can review your cover by contacting our Contact Centre on 132 331 8am to 8pm Monday to Friday & 10am to 2pm Saturdays (AEST) or you can contact our messaging team at https://bit.ly/Medibank-CoverReview
Kind regards Robin.

Rated 5 out of 5 stars

Fourth visit to this hospital.

Fourth visit to this hospital.
Excellent staff who know their patients and their, sometimes funny, requirements.
Food is very good.
My room had a mountain view

April 29, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi John, thanks so much for sharing your experience with us. We’re really pleased to hear that you felt well looked after and that the staff made your stay a positive one — it’s great to know they took the time to understand your individual needs.

We’re also glad you enjoyed the food and the scenery during your stay. Thanks again for taking the time to leave this feedback. -Ane

Rated 1 out of 5 stars

DISCUSS NEW PREMIUM CHARGES - DISAPPOINTING !

I have received this Survey - suggesting that I had made a Claim - for which I did NOT.

Although my telephone consultant was professional and helpful - but was unable to fully discuss/assist regarding my new Premium charges and was prepared to transfer me to a separate department. After already spending a lot of time waiting on the telephone - this was unacceptable. The true indepth definition of Customer Service has been lost by larger companies caught by installing - 'processes & procedures' .
Thanks for your time.
Robin.

May 6, 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Robin, thanks for taking the time to share your feedback with us. We’re sorry for the confusion caused by receiving a survey for a claim you didn’t make — we understand how frustrating that would be.

While we’re pleased to hear that your consultant was professional and helpful, we understand your disappointment about not being able to fully discuss your premium changes during the same call, especially after spending time waiting. We appreciate your honest comments around how this experience felt for you.

We’d welcome the opportunity to look into this further, including the survey issue and your premium concerns. If you’re open to it, please reach out to us here: https://www.medibank.com.au/contact-us/.

Thank you again for your feedback. -Ane

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