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Mercury Insurance Reviews 106

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and compassionate service, making the claims process smooth and stress-free. Many people highlight the exceptional customer service, noting prompt communication and quick response times, which significantly eased their stress during difficult situations. The efficiency and ease of the claims process are frequently mentioned, with consumers appreciating how quickly their claims were handled and approved. However, some customers were not happy with the claims process, citing issues with initial claim denials or difficulties with communication regarding personal property claims. Concerns were also raised about some claim denials. Additionally, some reviewers encountered problems with the phone system and difficulties reaching representatives or supervisors, leading to frustration and delays in resolving their issues.

What people talk about most

Claim

Reviewers mention positive feedback about claim. Customers are pleased with the quick and efficient claim... See more

Service

People report positive experiences with service. Customers consistently praise the quick, timely, and... See more

Staff

Consumers find staff to be positive, highlighting their helpfulness, professionalism, and kindness. Many... See more

Customer service

Reviewers highlight positive aspects of customer service, praising agents for being empathetic, clear, and... See more

Response time

Users describe positive interactions with response times. Many customers highlight prompt communications and... See more

Based on these reviews

Rated 4 out of 5 stars

Filed a claim for roof repair from wind and hail storm damage. Filing the claim online was easy, and Mercury was very quick to respond throughout the claims process. The Mercury claims adjuster was po... See more

Company replied

Rated 4 out of 5 stars

The only thing I can say negatively is the check for the my claim was sent but according to the letter sent to me stated the check was going to be sent digitally but no instructions on how to get it I... See more

Company replied

Rated 4 out of 5 stars

There initial contact with the adjuster and subsequent payment of the claim on the home went very well. The claim regarding personal property was marred only by my expectation, based on my communicati... See more


Company details

  1. Money & Insurance

Written by the company

Since our formation in 1961, we’ve provided comprehensive coverage options for auto, home, condo, renters, and business insurance as well as mechanical protection. We are guided by our purpose to help people reduce risk and overcome unexpected events, and we take pride in providing smooth and efficient claims resolutions. Headquartered in Brea, California, Mercury Insurance we sell insurance in Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas and Virginia. Not all products are available in every state.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

106 reviews

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Rated 5 out of 5 stars

Mercury effectively solved my awkward…

Mercury effectively solved my awkward problem quickly when my existing insurance company abandoned me. I'm so grateful.

April 16, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that we could provide a quick and effective solution during such a difficult time. We appreciate you sharing your experience with us!

Rated 2 out of 5 stars

I have been w Mercury for 26 years and…

I have been w Mercury for 26 years and of course, my premiums continue to increase steadily, (even w no claims) but that's to be expected here in CA. The issue I have is that I got a small discount on my auto policy for having AAA; they asked for a copy of the card, (which apparently didn't provide at first) so they charged me back the $75 discount that I got. I saw this new bill and called to ask why and they told me, so I sent my AAA card again, (within the six month policy period) showing I have been a member for over 3yrs but they said they wouldn't accept that for the current term, only the next...total joke...I showed documentation within the policy period that I qualified for the discount but instead of just moving on, they are insisting I pay the $75, (so I didn't get the discount even though I qualify for it)...typical "nickel and dimers." This is what you'll get w them so beware!

April 16, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate your long-term patronage. We regret to hear about the discount issue and any frustration it caused. We've sent you a message for more information to look into this for you.

Rated 5 out of 5 stars

Mercury Customer experience.

In short, the service was excellent, demonstrating thoroughness, client care, and friendliness.

April 15, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that you found our service excellent, thorough, and friendly. We appreciate you taking the time to share your positive experience!

Rated 1 out of 5 stars

DONT TRUST THEM!!!

Thought it was a great idea to leave my current provider of 12 + years and go with a cheaper rate they qoute you low and a couple months later send a bill saying the analized the house and I need to pay 25% more poor business model customer service sucks just another shitty insurance company ceo's probably wanted to get new boats for havasue, lets truck our customers over. Don't bother with them

April 13, 2026
Unprompted review
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Reply from Mercury Insurance

We're sorry to hear about the unexpected billing increase and the frustration it caused. We aim to provide transparent and reliable service, and we'll review your feedback to improve our processes. Thank you for your time.

Rated 5 out of 5 stars

So far so good.....

I can't speak about Mercury Insurance services yet as I just got it 1 day ago. But the insurance agent that signed me up was very efficient and knowledgeable. Mercury prices are very fair.

April 13, 2026
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Reply from Mercury Insurance

We appreciate you taking the time to share your early impressions. We're happy to hear that the agent was helpful and the prices seemed fair. We hope you'll be satisfied with our services.

Rated 5 out of 5 stars

Working with a professional

Working with a professional, namely John Welch who made the process easy, fast and complete.

April 14, 2026
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Reply from Mercury Insurance

We're happy to hear that the process was easy and fast. We appreciate your positive feedback and are glad you enjoyed your experience with our team.

Rated 5 out of 5 stars

A Gentlemanly Insurance Company

They are fair and straightforward when calculating premiums. They do not nitpick or make a fuss just to raise rates.

April 11, 2026
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Reply from Mercury Insurance

We appreciate you sharing your experience! It's great to hear that you found our premium calculations fair and straightforward. Thanks for your positive feedback.

Rated 5 out of 5 stars

Website and agents made it very easy to…

Website and agents made it very easy to buy insurance.

April 10, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're glad you found our website and agents helpful when buying insurance. Thank you for your positive feedback; we appreciate it.

Rated 5 out of 5 stars

I love Mercury!

I love Mercury! I've been a member for years without any problems. Thanks for your service!

April 10, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that you love our services and have had a problem-free membership for years! We appreciate you taking the time to leave us your feedback.

Rated 5 out of 5 stars

Quick and seamless underwriting and the…

Quick and seamless underwriting and the rates are better than most in GA.

April 6, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're glad you enjoyed your experience! We appreciate you mentioning our quick underwriting and great rates in Georgia. Thanks for the feedback.

Rated 5 out of 5 stars

Mercury claim service

Great service, quick and timely claim process, constant repair remainders and follow ups. Car rental was ready and great repair/body shop was recomended.

March 20, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that you had such a positive experience! It's great to know that you were pleased with our service, the claim process, and the repair follow-ups. Thank you for your feedback.

Rated 5 out of 5 stars

Great Service

Super fast and helpful

April 7, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're glad our assistance was helpful and fast! Thanks for your feedback; we appreciate it.

Rated 5 out of 5 stars

Fast and Efficient

Fast and efficient with none of the bloat of other sites. 100% online from the first question to having an insurance card ready to print. Also cheaper than others for the same coverage. Highly recommend.

April 7, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that you found our services fast, efficient, and affordable. We appreciate your recommendation and are glad you enjoyed the convenient online experience. Thanks for your feedback!

Rated 5 out of 5 stars

Big Savings.

It was quick and saved me money.

April 7, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear that we provided you with a fast, affordable experience. Thank you for your feedback!

Rated 5 out of 5 stars

Amazing home insurance

I want to express my gratitude to Josue the adjuster to my claim. He rapidly provided answers to any questions or concerns, he is empathetic, and clear with communication, focusing on alleviating stress during our stressful situations with addressing damages and repairs. Fair and quick payouts, and proactive guidance through the process.

January 14, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience. We're happy to hear that the claim process was smooth, and that our team member was able to provide clear communication and support during a difficult time. Thank you for your positive feedback.

Rated 5 out of 5 stars

I like the service mercury Insurance

I like the service mercury Insurance , but not to wait until Monday to speak with a agent , because do not works sat-Sunday

April 6, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate your feedback and are happy you like our service. We do have our Customer Service team at Mercury available on Saturdays along with 24 hours a day claims service. You can call Mercury directly at (800) 503-3724.

Rated 1 out of 5 stars

Mercury home policy renewal runs like scam: 47% rate hike or unavoidable fee

Regarding the cancellation fee for HOMEOWNERS POLICY, I spoke to Michelle from Mercury March 24, 2026. She said that I cancelled my homeowners policy on February 28, 2026. She emailed me "Homeowners Application Form" and referred to the clause FEES AND COMMISSION: ... If the policy is cancelled, at your request, within the first policy term, an additional $50.00 service fee will apply. However, I did not cancel my policy effective February 28, 2026 (within the first policy term). Instead, I communicated with InsuranceOne to release my policy on March 01, 2026 (policy expiration date outside the first policy term). I signed "CANCELLATION REQUEST / POLICY RELEASE" specified March 01, 2026. Per Mercury's instruction, I called and spoke to two reps from InsureOne in the past week. Both said either themself or the manager will call me back to resolve this issue. However I never received any call from InsureOne.

March 23, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you bringing this cancellation fee issue to our attention. It is important for us to address your concerns regarding the homeowner's policy and the service fee. We'll look into the details of your cancellation request and the communication you had with our team to ensure a fair resolution.

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