Metro Finance Reviews 

1,140
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 186 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, professional, and always available to answer any questions promptly throughout the entire journey. People note that mortgage applications and the overall property buying process are handled very efficiently, making the experience smooth and relatively stress-free. However, some reviewers were not happy with communication problems, noting that important messages went unanswered and updates were severely delayed during their applications. A few other people also felt that document requests were confusing, repetitive, and poorly coordinated across different team members handling their specific cases.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting helpful and efficient service throughout their... See more

Service

Clients share positive opinions on service, highlighting efficient communication and prompt replies to... See more

Customer service

People report positive experiences with customer service, noting that advisors are supportive, professional,... See more

Response time

Customers had positive experiences with response time, highlighting prompt replies and efficient... See more

User experience

Reviewers mention positive feedback about user experience, highlighting smooth, seamless, and stress-free... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Lois & Laurie were absolutely fantastic. They worked extremely fast for us to hit our 5 working day period and they were always on hand to take our calls or return them within the hour. We couldn’t ha... See more

Rated 5 out of 5 stars

I have just gone through the process of buying my shared home through metro finance and I can honestly say Lois my case manager has been fantastic. The communication has been great, everything I neede... See more

Rated 5 out of 5 stars

Hi I am already after mortgage offer. I would like to say Big Thank You for all who help me to pass this difficult proces quickly. Very professional team, quick response. I would recommend Metro Finan... See more

Rated 5 out of 5 stars

Everything about this process for a FTB buyer has been made immensely easier by the help I’ve received from Metro. From Adam helping with affordability, Craig’s incredible insight into mortgage rate... See more


Company details

  1. Mortgage Broker

Information provided by various external sources

Metro Finance - Total efficiency in the provision of shared ownership mortgages, support and eligibility testing for Housing Associations, UK wide


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 70% of negative reviews

Typically replies within 48 hours

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4.6

All reviews

(1,140)

181 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Joe was brilliant from start to finish

Joe was brilliant from start to finish. He helped us get signed off for a development and made the whole process so much easier. He was always quick to respond, attentive, and happy to answer all of our (sometimes stupid) questions. Nothing ever felt like too much trouble.

July 20, 2026
Unprompted review
Rated 5 out of 5 stars

Affordability Assessment, AiP

I had a great experience with Metro Finance throughout affordability assessment. Arun and Ben were both fantastic to work with, they were efficient, responsive, and incredibly helpful from start to finish.

They were always available to answer my questions, kept me updated throughout the process, liaised with lenders on my behalf, and handled all the document checks and verification promptly. Their professionalism and support made what could have been a stressful process much smoother.

I would highly recommend Metro Finance, to anyone looking for knowledgeable and reliable advice.

July 10, 2026
Unprompted review
Rated 5 out of 5 stars

Thank you Metro!

As a first time buyer, Metro made the experience extremely easy, and were great at communicating at every step of the process. I’d highly recommend Metro, a massive thank you to Rhoda, Lois and Caitlin for all their help.

July 1, 2026
Unprompted review
Rated 5 out of 5 stars

All in all very smooth and a very good…

All in all very smooth and a very good experience. Throughout the whole process there was never a moment where communication was an issue. The £500 broker fee was most definitely worth it (especially considering others charge more for barely half as good service). Thank you to Metro and if you’re just starting out, they definitely work for their money!

July 7, 2026
Unprompted review
Rated 5 out of 5 stars

Very positive experience with Metro Finance!

Lois handled my application and was great, from start to finish. She was pleasant and professional and always on hand if I needed to ask anything. She handled the whole process very efficiently. Nicholas gave good advice and had a nice manner about him, which was reassuring. Thanks very much to you both.

June 30, 2026
Unprompted review
Rated 5 out of 5 stars

Really positive experience with Metro…

Really positive experience with Metro Finance helping us secure our new mortgage. The whole process felt smooth and much less stressful thanks to their support.

Special thanks to Chelsea and Craig, who were both brilliant throughout — always quick to respond to any questions and great at explaining everything clearly. Their help and reassurance were really appreciated. Would definitely recommend!

June 28, 2026
Unprompted review
Rated 5 out of 5 stars

Rhoda & Lois have been excellent!

Rhoda & Lois have been an excellent help during my first time buying a shared ownership property. Rhoda was extremely prompt and had called me the moment an email was shared or when I went back with questions. While I didn't go ahead with the mortgage, I am happy with the process of the affordability checks and other documentation we had to run through. Thanks!

June 26, 2026
Unprompted review
Rated 1 out of 5 stars

Zero star

Zero star if I could give it. If you are applying rent to buy and Metro Finance is your financial advisor, good luck with them.

Repeated administrative error such as wrong names for identity check and uploading another clients affordability report to our profile. Back and forth asking for right to rent/identity checks, even we have already done so.

Keep asking us to submit additional documents from overseas just for only a fund transfer to a family member. We are FTB who has submitted valid credit reports (from their chosen provider) and affordability docs (payslips+savings for the deposit & 1st month rent).

We could not get the property we reserved because of their unprofessional conduct and unfair assessment. We have already drafted a complaint to FOS and FCA.

June 19, 2026
Unprompted review
Rated 1 out of 5 stars

Rubbish!

Rubbish. Keep getting different messages about what documents they need. Uploaded them several times but nothing seems to work, just get messages telling me to do it again. I haven't got a clue what is going on, but I'm expected to trust Metro with all my financial data?

June 26, 2026
Unprompted review
Metro Finance logo

Reply from Metro Finance

Hi Robert. Thank you for taking the time to speak with our Casehandler Manager Beth about your experience. I can confirm following your assessment on the 25th of June, we were able to send your completed sign off to the Housing Association on the 26th of June. We are sorry to hear you found the document requests frustrating. The requirements ensure we meet the Housing Association and Homes England policy. We appreciate your patience and understanding while we complete these essential checks, and we wish you all the best in your new property.
Thank you

Rated 5 out of 5 stars

Really good service

Metro Finance were really quick and efficient. Robert and Daniel were really helpful and worked to get me ready for the next steps on the purchase of my shared ownership house.
Thank you

June 24, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

All staff we spoke to were friendly, professional and fully answered our queries. The portal was very user friendly. Great communication with our Case Handler who ensured that everything went through smoothly and as quickly as possible. I would recommend Metro Finance.

June 12, 2026
Unprompted review
Rated 5 out of 5 stars

Five Star

Huge thank you to Nathan Mills & Daniel Cooke, from start to finish my overall experience was amazing.
Nathan passed my stage 1 within 10 minutes and Daniel had requested documents and had signed me off within 2 days.
Incredible service - thanks guys!

June 11, 2026
Unprompted review
Rated 5 out of 5 stars

We had a great experience with Metro…

We had a great experience with Metro Finance from start to finish. Ryan Callaghan and Caitlin Appleton were fantastic throughout the process, always keeping us updated and happy to help with any questions we had. They made everything feel straightforward and stress-free. We really appreciated their support and wouldn't hesitate to recommend Metro Finance to others.

May 22, 2026
Unprompted review

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