Microf Reviews 45

TrustScore 3 out of 5

2.9

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Rated 1 out of 5 stars

BEWARE! This company will charge you VERY high interest rate and fees! MICROF will not give you a balance or interest rate amount! I trusted Superior Comfort Heating and Cooling for financial assistan... See more

Rated 1 out of 5 stars

Do not buy from this company, I bought a unit in 2022 and making payments since, the original amount was 7k ,but they are saying that the total now is $ 19k total, due to fees and interest, it's a co... See more

Rated 5 out of 5 stars

Diamond has such great customer service she always knows how to help a person out.

Rated 5 out of 5 stars

The young lady that helped with my payment was outstanding! She was friendly, helpful, extremely knowledgeable with excellent communication and people skills. Microf should use her recordings as a tra... See more

Company details

  1. Alternative Financial Service

Written by the company

Microf offers HVAC lease purchase options for customers who have damaged credit, but need their HVAC replaced quickly and affordably. Microf's rent-to-own solutions will assist you with all your residential cooling needs.


Contact info

2.9

Average

TrustScore 3 out of 5

45 reviews

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1-star

No history of asking for reviews

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Rated 2 out of 5 stars

The billing department is the reason…

The billing department is the reason for a 2 star review
I have auto pay and they raised the amount of payment. I called and spoke to a person who did not change the amount and fix auto pay she left the company. When I Called it was instructed to change it myself on line I did that and it ended up getting two payments taken out of my checking. I called right away and was reversed the one payment . I got an text and email that I owe a payment. When I called they wanted a bank statement so my bank created one for Microf. They emailed me a transaction of payments. On the report I noticed that they had sent 2 payments to my bank and it was only one. Bank had sent proof of only one was deposited
Still trying to get this fix as now a email stating that they will pick up the air conditioner.

July 6, 2024
Unprompted review
Rated 1 out of 5 stars

BEWARE

BEWARE! This company will charge you VERY high interest rate and fees! MICROF will not give you a balance or interest rate amount! I trusted Superior Comfort Heating and Cooling for financial assistance for a new Furnace in MI! No one will help answer question about statement or fees! Now that I’ve been roped in…..I have to find a way to STOP the bleeding from financial LOSE

March 18, 2024
Unprompted review
Rated 1 out of 5 stars

Do not buy from this company

Do not buy from this company, I bought a unit in 2022 and making payments since, the original amount was 7k ,but they are saying that the total now is $ 19k total, due to fees and interest, it's a complete rip off,I already paid over 7k since, and they are saying is still owed money, 12 k more due to fees. They are are taking advantage of people.

February 6, 2024
Unprompted review
Rated 1 out of 5 stars

Not worth it

Very pushy and refused to give me any information on the loan, they may say youre getting a loan for 10,000 but by time youre done you pay 18,000 this is why the information is withheld, i have a very sick grandmother and wanted to get her a central ac unit for comfort in what might be her last years and they also always found something else i need to do or some hoop to jump through, all i wanted to do was take responsibility for a purchase exactly like ive done times before even if i had a high interest, just go to the bank , a 10k loan right now you pay back 8%

October 25, 2023
Unprompted review
Rated 3 out of 5 stars

I I had broblems with billing.contacted microf and they are off…

I contacted microf and they are off today just wanted to know if they got my check I wrote may 23rd since they never cashed it. Not sure if I should stop payment on that check or not. Billing giving me hard time was going turn me into collection agency for 22.00 I could pay since I didn’t have whole payment. They refuse change due date otherwise would not be late anymore for payment. I should be all caught up in payments. I would never have them again they would have to work on their billing before I have them again. I would not recommend anyone get microf. I have 7 more months be paid off. I am struggling pay my bills and will not work with me so I can pay this off. If I had money pay it off now but I don’t. Can’t wait until January comes be my last payment. Please do not get microf. If it wasn’t for billing give them five stars.

May 9, 2023
Unprompted review
Rated 5 out of 5 stars

Lynn yesterday help me with my payment

Lynn yesterday help me with my payment
She was very patient and helpful
Spoke about my experience from Tuesday & she apologized even thode wasn’t her fault that really shows she’s up to make her clients or customers happy during the call with her
She’s just the best in this experience

June 9, 2022
Unprompted review
Rated 5 out of 5 stars

The young lady that helped with my…

The young lady that helped with my payment was outstanding! She was friendly, helpful, extremely knowledgeable with excellent communication and people skills. Microf should use her recordings as a training tool on how to talk to, listen to...and treat a customer! I don't know what she's paid but she deserves a raise; she's just that valuable to your organization.

December 17, 2021
Unprompted review
Rated 5 out of 5 stars

Latoya is a remarkable asset to…

Latoya is a remarkable asset to Microf!!!!! I received a
play off check for my furance. I was very confused and
scared. She spoke in a clear calm voice and proceeded with instructions! Thank you for the quality
service she provided. Diana Anderson

December 3, 2021
Unprompted review
Rated 5 out of 5 stars

Very good experience

Our experience with Microf has been great over the years. They were able to provide us the relief that we needed when our HVAC unit went out unexpectedly. This service came to us as a very good option at the time.

Over the years of dealing with Microf, I found their customer service to be excellent and their agents are always courteous and helpful.

August 9, 2021
Unprompted review
Rated 5 out of 5 stars

Quan was amazing

Quan was amazing! We are buying a house and there was a lean situation. She kept me calm assured me everything was going to be okay she would rush to get my info and she did. I was able to buy my house and it was all possible because of her hard work and great customer service. She is so helpful and kind it’s a game changer. Microf has a keeper!!

July 30, 2021
Unprompted review

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