Thank you Mandy for all of your help to help us achieve our goal of purchasing our first home! Always honest and transparent. You explained the whole process to us in a way that was easy to understand... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Mandy was super easy to contact and had amazing knowledge. Some great advice and support throughout the entire process, especially as first home buyers. Having someone familiar with the bank and... See more
Had a really good experience. Everything was communicated clearly which made understanding everything so much easier specially being first home buyers. Would highly recommend mike pero to any first ho... See more
Mandy was really amazing. So great at breaking down all the complicated mortgage chat so we could understand it, made it so easy for us to understand and wrap our heads round the whole thing. Super he... See more
Company details
Written by the company
Since 1990, Mike Pero Mortgages has lived and breathed property and finance in New Zealand. We know it inside out. We understand the challenges Kiwis face when home hunting, and for over 30 years, we’ve been the brand that you trust when it comes to making this important purchase. Each year, we arrange more than $1 billion in loans for Kiwis and we’ve helped hundreds of thousands of homeowners and investors achieve their financial goals. Our advisers are located nationwide, but with local expertise, making them well-equipped to help find the best solution for your needs.
Disclaimer
Mike Pero (New Zealand) Ltd Copyright © 2026 All rights reserved
Contact info
Kahutia Street 7, 4010, Gisborne, Gisborne, New Zealand
- 027 464 3837
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Super helpful, step by step..
It is a very complicated process these days, so much info and docs needed ( no wonder many give up!) - especially for a first time home buyer - Mandy took us through step by step and we got there! Woohoo!
Mandy from Mike Pero made my first…
Mandy from Mike Pero made my first purchase so simple and easy. Highly recommended
Informative, trusting and super efficient
I cannot thank Mandy enough for her time, expertise, efficiency and guidance. From my first email to reach out right through to after settling in my first home I was so grateful to have her. Highly recommend!
First home buyers
First home buyers
Mortgage advisor: Mandy Harbottle
Mandy made our first home buying experience so easy and efficient. She worked with us the whole way through , and if we we’re ever unsure about anything she would always make sure we understood. She talked us through the whole process and made sure we were always on the same page. We definitely couldn’t have done it without her. Highly highly recommend Mandy Harbottle from Mike Pero’s. If you ever need a mortgage advisor, she will not disappoint you and will make house buying stress free and hassle free.
Thanks again Mandy!
Mandy was friendly
Mandy was friendly, understanding, thorough and kind. She explained everything to us, gave us options and was always able to answer our questions quickly.
My New Home
Mandy made the whole process of purchasing a house very easy for me. She is very knowledgeable, kind and friendly to work with. Thank you from Big George and Little George.
Forever Grateful!
From start to finish, our experience with Mandy was amazing! Our situation wasn't a simple one but she made it seem as though it was. Having one point of contact and being able to liaise outside of my work times and via email was invaluable. She was so accommodating as we attempted to purchase at auction a few times until we got the right one at the right price. Her knowledge and expertise were evident from our first communication and her guidance and support throughout the process meant the world! Couldn't have done it without her and we are forever grateful! I cannot recommend Mandy highly enough!
Mandy was A+ awesome
Mandy was A+ awesome. She had amazing communication whether it be email/ text or call. She made our whole process of being first home buyer super easy. We received the keys on 28th March.
Thank you Mandy for being apart of our journey towards owning our first home :)
Excellent experience
We recently worked with Mandy as our mortgage adviser and had a fantastic experience. Mandy was knowledgeable, patient, and took the time to explain all the details to us. She helped us navigate through the entire mortgage process and find the best option for our needs. She made the whole process smooth and stress-free. I highly recommend her services if you're looking for a reliable and supportive mortgage adviser.
I went with Mandy to help me through…
I went with Mandy to help me through getting my first home, she was awesome, I felt so dumb most of the time because the real estate and bank lingo was just going right over the top of my head but she broke it all down for me in easy to understand terms which was awesome 👌
Mandy the broker we deal with is very…
Mandy the broker we deal with is very good at what she dose, she is always available and most definitely dose everything possible to get a good result.
Mandy is AMAZING!!
Mandy is AMAZING!!! I couldn’t recommend her enough! She is the reason why we are currently in our first home. Mandy has made buying a first home a breeze. Her communication through the whole process was excellent, she gave us great advice and explained the process thoroughly. She worked around our long usual working hours and catered to every need. The support that Mandy gave us during this process was exceptional! Mandy’s time management through the whole process was outstanding. We created a great relationship with her through the process and she was always here when we had a question. I recommend Mandy if you are buying a first home or thinking about buying your first home, she will give you the right advice. Thank you so much Mandy, we really appreciate all your hard mahi!
The company has done a lot of work for…
The company has done a lot of work for us to purchase a home for us
Mandy was a pleasure to work with
Mandy was a pleasure to work with. She was very clear with her communication & was very efficient. Mandy was solutions focused with the hurdles we had.
We really appreciated how hard Mandy worked to get a favourable outcome for us in such a short timeframe. We’d highly recommend Mandy to anyone who is buying a home or needing financial services.
Tania Stallard was amazing and because…
Tania Stallard was amazing and because of her hard work I am now settled in my own home.
Highly recommended Mandy
Mandy was great right through the whole process. There was great communication, everything was explained at every step. I highly recommend Mandy to anyone looking for a mortgage advisor.
Mandy had great communication with us…
Mandy had great communication with us through the whole process. Easy and kind to deal with.
Superstar Mandy
Mandy is very thoughtful and knows what she's talking about. She will always have your best interests at heart and makes you feel heard, no question is too dumb. I really appreciated the time and effort she put into helping me out, thanks Mandy!!!
Mandy changed our lives
Mandy changed our lives. Turned something that I thought was only a dream into a reality, effortlessly on my end. She did all the hard work. Writing this from my beautiful little house that I can now call my own.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







